Dashboard
High Profitability with a Net Interest Margin of 23.41%
The Bank has a high Capital Adequacy Ratio of 13.56% signifying high buffers against its risk based assets
Healthy long term growth as Net Interest Income (ex other income) has grown by an annual rate of 0% and Net profit at 26.06%
Flat results in Jun 25
With ROA of 0.70%, it has a fair valuation with a 0.89 Price to Book Value
Underperformed the market in the last 1 year
Total Returns (Price + Dividend) 
Stellar Bancorp, Inc. for the last several years.
Risk Adjusted Returns v/s 
News

Stellar Bancorp Experiences Evaluation Revision Amid Mixed Market Indicators and Performance Trends
Stellar Bancorp, Inc. has recently undergone an evaluation revision amid current market dynamics. The stock is priced at $30.43, reflecting a year of notable highs and lows. Technical indicators present a mixed outlook, while the stock's year-to-date return lags behind the S&P 500's performance.
Read MoreIs Stellar Bancorp, Inc. technically bullish or bearish?
As of 19 September 2025, the technical trend for Stellar Bancorp, Inc. has changed from bullish to mildly bullish. The weekly MACD and KST indicators are bullish, while the daily moving averages also indicate a mildly bullish stance. However, the Dow Theory suggests a mildly bearish outlook on both weekly and monthly time frames. The Bollinger Bands are mildly bullish on both weekly and monthly periods. In terms of performance, the stock has underperformed the S&P 500 over the last week and month, with returns of -1.58% and -1.65% compared to the S&P 500's 1.22% and 3.95%, respectively. Year-to-date, the stock has gained 7.34%, but this is still below the S&P 500's 13.31%. Overall, the current technical stance is mildly bullish, but with caution due to mixed signals from various indicators....
Read MoreIs Stellar Bancorp, Inc. technically bullish or bearish?
As of 19 September 2025, the technical trend for Stellar Bancorp, Inc. has changed from bullish to mildly bullish. The weekly MACD and KST indicators are bullish, while the daily moving averages also indicate a bullish stance. However, the Dow Theory and OBV show a mildly bearish trend on both weekly and monthly time frames. The Bollinger Bands are mildly bullish on both time frames as well. Overall, the technical stance is mildly bullish, but with some bearish signals present. Multi-period return data is not available for comparison with the S&P 500....
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Shareholding Snapshot : Mar 2025
Shareholding Compare (%holding) 
Domestic Funds
Held in 49 Schemes (30.45%)
Held by 73 Foreign Institutions (3.02%)






