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Stellar Bancorp, Inc.

  • Market Cap: Small Cap
  • Industry: Major Banks
  • ISIN: US8589271068
USD
38.70
0.04 (0.1%)

Feb 05

NYS

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  • Price Points
  • Score
  • Mojo Parameters
  • Total Return
  • News and Corporate Actions
  • Key factors
  • Shareholding
  • Financials
  • CompanyCV
stock-summaryPrice Point
High/Low

1Day

38.4039.00

52 Week

24.1239.00
Valuation
Technical
Day's Volume

CASH

628.43 k

Shareholding (Sep 2025)

FII

3.11%

Held by 70 FIIs

DII

68.18%

Held by 34 DIIs

Promoter

0.00%

How big is Stellar Bancorp, Inc.?

22-Jun-2025

As of Jun 18, Stellar Bancorp, Inc. has a market capitalization of 1,383.79 million, classifying it as a Micro Cap company, with total assets of 10,928.34 million and shareholder's funds of 1,607.86 million as of Dec'24.

Market Cap: As of Jun 18, Stellar Bancorp, Inc. has a market capitalization of 1,383.79 million, classifying it as a Micro Cap company.<BR><BR>Recent Quarterly Performance: For the latest four quarters, Stellar Bancorp, Inc. reported a sum of Net Profit amounting to 116.16 million.<BR><BR>Balance Sheet Snapshot: As of Dec'24, the company reported Shareholder's Funds of 1,607.86 million and Total Assets of 10,928.34 million.

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What does Stellar Bancorp, Inc. do?

22-Jun-2025

Stellar Bancorp, Inc. is a bank holding company for Community Bank of Texas, N.A., offering commercial banking services to small and mid-sized businesses. As of March 2025, it reported net sales of $142 million and a net profit of $25 million, with a market cap of approximately $1.38 billion.

Overview: <BR>Stellar Bancorp, Inc. is a bank holding company for Community Bank of Texas, N.A., providing commercial banking solutions to local small and mid-sized businesses and professionals in the Major Banks industry.<BR><BR>Financial Snapshot: <BR>Most recent Net Sales: 142 Million (Quarterly Results - Mar 2025) <BR>Most recent Net Profit: 25 Million (Quarterly Results - Mar 2025) <BR>Market cap: USD 1,383.79 Million (Micro Cap)<BR><BR>Key Metrics: <BR>P/E: 12.00 <BR>Dividend Yield: 73.19% <BR>Debt Equity: 0.00 <BR>Return on Equity: 7.21% <BR>Price to Book: 0.86<BR><BR>Contact Details: <BR>Address: 9 Greenway Plz Ste 110, HOUSTON TX : 77046-0921 <BR>Tel: ['1 713 2107600', '1 281 3255013'] <BR>Website: https://ir.cbtxinc.com/investor-relations

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Who are in the management team of Stellar Bancorp, Inc.?

22-Jun-2025

As of March 2022, the management team of Stellar Bancorp, Inc. includes Mr. Robert Franklin as Chairman, President, and CEO, and Mr. J. Parsons as Vice Chairman, along with Independent Directors Michael Havard, Tommy Lott, Glen Morgan, Joe Penland, and Joseph Swinbank. They oversee the company's strategic direction and governance.

As of March 2022, the management team of Stellar Bancorp, Inc. includes the following individuals:<BR><BR>- Mr. Robert Franklin, who serves as the Chairman of the Board, President, and Chief Executive Officer.<BR>- Mr. J. Parsons, who is the Vice Chairman of the Board.<BR>- Mr. Michael Havard, Mr. Tommy Lott, Mr. Glen Morgan, Mr. Joe Penland, and Mr. Joseph Swinbank, all of whom are Independent Directors. <BR><BR>This team is responsible for guiding the company's strategic direction and governance.

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Is Stellar Bancorp, Inc. overvalued or undervalued?

25-Jun-2025

As of January 30, 2025, Stellar Bancorp, Inc. is fairly valued with a P/E ratio of 12, a Price to Book Value of 0.89, and a high dividend yield of 92.24%, despite moderate ROE and ROCE figures and underperformance compared to the S&P 500.

As of 30 January 2025, Stellar Bancorp, Inc. has moved from an attractive to a fair valuation grade. The company appears to be fairly valued at this time. Key ratios include a P/E ratio of 12, a Price to Book Value of 0.89, and an EV to EBITDA of 7.12. In comparison, its peer Pathward Financial, Inc. has a P/E of 9.68, indicating that Stellar is priced higher relative to its earnings.<BR><BR>The company's return on equity (ROE) stands at 7.21%, while the return on capital employed (ROCE) is 9.44%, which are moderate figures in the context of its valuation. Notably, Stellar's dividend yield is exceptionally high at 92.24%, which may attract income-focused investors despite its recent performance lagging behind the S&P 500 over longer periods. Overall, the analysis suggests that Stellar Bancorp, Inc. is fairly valued in the current market environment.

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Is Stellar Bancorp, Inc. technically bullish or bearish?

23-Sep-2025

As of September 19, 2025, Stellar Bancorp, Inc. shows a mildly bullish trend with positive MACD and KST indicators, but mixed signals from Dow Theory and underperformance compared to the S&P 500 suggest caution.

As of 19 September 2025, the technical trend for Stellar Bancorp, Inc. has changed from bullish to mildly bullish. The weekly MACD and KST indicators are bullish, while the daily moving averages also indicate a mildly bullish stance. However, the Dow Theory suggests a mildly bearish outlook on both weekly and monthly time frames. The Bollinger Bands are mildly bullish on both weekly and monthly periods. <BR><BR>In terms of performance, the stock has underperformed the S&P 500 over the last week and month, with returns of -1.58% and -1.65% compared to the S&P 500's 1.22% and 3.95%, respectively. Year-to-date, the stock has gained 7.34%, but this is still below the S&P 500's 13.31%. Overall, the current technical stance is mildly bullish, but with caution due to mixed signals from various indicators.

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Compare Stellar Bancorp, Inc. with Similar Stocks

Pathward Financial, Inc.FB Financial Corp.City Holding Co.
iScoreScore
Click here to find our call on this stock
Strong Sell
Sell
Hold
Buy
Strong Buy

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Dashboard

1

High Profitability with a Net Interest Margin of 23.41%

 
2

The Bank has a high Capital Adequacy Ratio of 13.56% signifying high buffers against its risk based assets

 
3

Healthy long term growth as Net Interest Income (ex other income) has grown by an annual rate of 0% and Net profit at 26.06%

 
4

Flat results in Jun 25

5

With ROA of 0.70%, it has a fair valuation with a 0.89 Price to Book Value

stock-summaryMojo Parameters

Mojo Parameters

Stock DNA

stock-summary
Industry

Major Banks

stock-summary
Market cap

USD 1,714 Million (Small Cap)

stock-summary
P/E

12.00

stock-summary
Industry P/E

NA

stock-summary
Dividend Yield

21.37%

stock-summary
Debt Equity

0.00

stock-summary
Return on Equity

6.32%

stock-summary
Price to Book

1.04

Revenue and Profits:
Net Sales:
143 Million
(Quarterly Results - Jun 2025)
Net Profit:
26 Million
stock-summaryTotal Returns
Total Returns (Price + Dividend) stock-summary
TimePeriod
Price Return
Dividend Return
Total Return
3 Months
28.87%
0%
28.87%
6 Months
33.82%
0%
33.82%
1 Year
30.96%
0%
30.96%
2 Years
59.52%
0%
59.52%
3 Years
33.08%
0%
33.08%
4 Years
34.56%
0%
34.56%
5 Years
38.61%
0%
38.61%

Stellar Bancorp, Inc. for the last several years.

Risk Adjusted Returns v/s stock-summary
stock-summaryNews & Corporate Actions

News

Icon
No Recent News for the Company

Announcements stock-summary

Icon
No announcement available

Corporate Actions stock-summary

Icon
No corporate action available
stock-summaryKey Factors

Quality key factors stock-summary

Factor
Value
Sales Growth (5y)
31.65%
EBIT Growth (5y)
20.15%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
24.66%
Pledged Shares
0
Institutional Holding
62.35%
ROCE (avg)
0
ROE (avg)
0

Valuation key factors

Factor
Value
P/E Ratio
12
Industry P/E
Price to Book Value
0.89
EV to EBIT
9.07
EV to EBITDA
7.12
EV to Capital Employed
0.86
EV to Sales
1.75
PEG Ratio
NA
Dividend Yield
92.24%
ROCE (Latest)
9.44%
ROE (Latest)
7.21%

Technicals key factors

Indicator
Weekly
Monthly
MACD
Bullish
Bullish
RSI
No Signal
Bearish
Bollinger Bands
Bullish
Bullish
Moving Averages
Bullish (Daily)
KST
Bullish
Bullish
Dow Theory
Bullish
Bullish
OBV
Mildly Bullish
Mildly Bullish
stock-summary Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish  Turned 
stock-summaryShareholding
Shareholding Snapshot : Sep 2025stock-summary
Shareholding Compare (%holding) stock-summary
Majority shareholders

Domestic Funds

Domestic Funds

Held in 48 Schemes (28.63%)

Foreign Institutions

Held by 70 Foreign Institutions (3.11%)

Strategic Entities with highest holding

Highest Public shareholder

stock-summaryFinancial
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stock-summaryCompany CV
About Stellar Bancorp, Inc. stock-summary
stock-summary
Stellar Bancorp, Inc.
Major Banks
CBTX, Inc. is a bank holding company for Community Bank of Texas, N.A., offering commercial banking solutions to local small and mid-sized businesses and professionals in Houston, Beaumont and surrounding communities in southeast Texas. The Bank operates 18 branches located in the Houston market and its Beaumont market presence includes 15 branches. The Bank delivers tailored financial products and services to its customers.
Company Coordinates stock-summary
Company Details
9 Greenway Plz Ste 110 , HOUSTON TX : 77046-0921
stock-summary
Tel: 1 713 21076001 281 3255013
stock-summary
https://ir.cbtxinc.com/investor-relations
stock-summary
Registrar Details
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