BILL Share Price | Bill Holdings, Inc. Stock Analysis & Recommendation

Q: How big is Bill Holdings, Inc.?

Market Cap: As of Jun 18, Bill Holdings, Inc. has a market capitalization of 4,310.66 million, categorizing it as a Mid Cap company.Recent Quarterly Performance: For the latest four quarters, Bill Holdings, Inc. reported net sales of 1,422.89 million and a net profit of 38.47 million.Balance Sheet Snapshot: As of Jun 24, the company's shareholder's funds amounted to 4,134.20 million, while total assets were reported at 9,303.69 million.

Q: What does Bill Holdings, Inc. do?

Overview:Bill Holdings, Inc. provides cloud-based software for back-office financial operations, targeting small and midsize businesses (SMBs) within the Software Products industry.Financial Snapshot:Most recent Net Sales: 358 Million (Quarterly Results - Mar 2025) Most recent Net Profit: -12 Million (Quarterly Results - Mar 2025) Market-cap: USD 4,310.66 Million (Mid Cap)Key Metrics:P/E: NA (Loss Making) Industry P/E: NA Dividend Yield: 0.00% Debt Equity: -0.14 Return on Equity: -0.32% Price to Book: 1.11Contact Details:Address: 1810 Embarcadero Road, PALO ALTO CA: 94303 Tel: 1 650 6217700 Fax: 1 302 5313150

Q: Is Bill Holdings, Inc. overvalued or undervalued?

As of 17 July 2025, the valuation grade for Bill Holdings, Inc. has moved from expensive to attractive, indicating a shift in perception regarding its value. Based on the available metrics, the company appears to be undervalued, particularly when considering its Price to Book Value of 1.21 and an EV to Capital Employed ratio of 1.25. However, the negative P/E ratio and the extremely high EV to EBITDA of 310.11 suggest significant challenges in profitability.In comparison to its peers, Bill Holdings, Inc. shows a stark contrast with Dynatrace, Inc., which has a P/E of 30.53 and an EV to EBITDA of 57.11, indicating that it is currently trading at a much lower valuation relative to its earnings potential. Similarly, Manhattan Associates, Inc. has a P/E of 59.33, further emphasizing the disparity in valuation metrics within the industry. While Bill Holdings has shown a positive return of 1.68% over the past week compared to the S&P 500's 1.05%, its year-to-date return of -37.92% starkly contrasts with the S&P 500's 12.22%, underscoring the challenges it faces amidst a broader market recovery.

Q: Is Bill Holdings, Inc. technically bullish or bearish?

As of 19 September 2025, the technical trend for Bill Holdings, Inc. has changed from mildly bearish to sideways. The current technical stance is neutral, with mixed indicators influencing this outlook. The weekly MACD is mildly bullish, while the monthly MACD is bearish. The Bollinger Bands show a bullish signal on the weekly timeframe but are mildly bearish on the monthly. Moving averages indicate a mildly bearish stance on the daily timeframe. The KST and OBV are both mildly bullish on the monthly, while Dow Theory shows no trend on the weekly but is mildly bullish on the monthly.In terms of performance, the stock has outperformed the S&P 500 over the past week and month, returning 3.49% and 26.22% respectively, but has significantly underperformed over the longer terms, with a year-to-date return of -36.99% compared to the S&P 500's 13.31%.

Price Point

High/Low

1Day

52 Week

Valuation

Technical

Day's Volume

CASH

3.4 M

Shareholding (Sep 2025)

FII

21.80%

Held by 257 FIIs

DII

25.03%

Held by 66 DIIs

Promoter

0.67%

How big is Bill Holdings, Inc.?

22-Jun-2025

As of Jun 18, Bill Holdings, Inc. has a market capitalization of 4,310.66 million, with net sales of 1,422.89 million and a net profit of 38.47 million reported for the latest four quarters. As of Jun 24, the company's shareholder's funds were 4,134.20 million, and total assets were 9,303.69 million.

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What does Bill Holdings, Inc. do?

22-Jun-2025

Bill Holdings, Inc. offers cloud-based software for back-office financial operations aimed at small and midsize businesses. As of March 2025, it reported net sales of $358 million and a net loss of $12 million, with a market capitalization of approximately $4.31 billion.

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Who are in the management team of Bill Holdings, Inc.?

22-Jun-2025

As of March 2022, the management team of Bill Holdings, Inc. includes Mr. Rene Lacerte as Chairman and CEO, with Mr. Peter Kight as Lead Independent Director and several Independent Directors: Mr. Steven Cakebread, Mr. David Chao, Mr. David Hornik, and Mr. Brian Jacobs.

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Is Bill Holdings, Inc. overvalued or undervalued?

20-Sep-2025

As of July 17, 2025, Bill Holdings, Inc. is considered undervalued with a valuation grade shift to attractive, despite a negative P/E ratio and high EV to EBITDA, contrasting sharply with peers like Dynatrace and Manhattan Associates, while its year-to-date return of -37.92% highlights ongoing profitability challenges.

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Is Bill Holdings, Inc. technically bullish or bearish?

23-Sep-2025

As of September 19, 2025, Bill Holdings, Inc. shows a neutral technical trend with mixed indicators, having outperformed the S&P 500 recently but underperformed year-to-date.

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Compare Bill Holdings, Inc. with Similar Stocks

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Score

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Strong Sell

Sell

Hold

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Strong Buy

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Dashboard

The company has declared negative results in Mar'2025 after 8 consecutive positive quarters

NET PROFIT(Q) At USD -7.07 MM has Fallen at -136.83%
DEBT-EQUITY RATIO (HY) Highest at -13.65 %
DEBTORS TURNOVER RATIO(HY) Lowest at 1.98 times

With ROE of -0.32%, it has a attractive valuation with a 1.21 Price to Book Value

Consistent Underperformance against the benchmark over the last 3 years

Mojo Parameters

Stock DNA

Industry

Software Products

Market cap

USD 4,446 Million (Small Cap)

P/E

NA (Loss Making)

Industry P/E

Dividend Yield

0.00%

Debt Equity

-0.14

Return on Equity

-0.51%

Price to Book

1.15

Revenue and Profits:

Net Sales:

396 Million

(Quarterly Results - Sep 2025)

Net Profit:

-3 Million

Total Returns

Total Returns (Price + Dividend)

TimePeriod

Price Return

Dividend Return

Total Return

3 Months

10.3%

6 Months

15.92%

1 Year

-49.21%

2 Years

-36.19%

3 Years

-48.66%

4 Years

-78.88%

5 Years

-73.5%

Bill Holdings, Inc. for the last several years.

Risk Adjusted Returns v/s

News & Corporate Actions

News

No Recent News for the Company

Announcements

No announcement available

Corporate Actions

No corporate action available

Key Factors

Quality key factors

Factor

Value

Sales Growth (5y)

56.14%

EBIT Growth (5y)

-181.37%

EBIT to Interest (avg)

-11.42

Debt to EBITDA (avg)

Negative Net Debt

Net Debt to Equity (avg)

-0.14

Sales to Capital Employed (avg)

0.24

Tax Ratio

6.34%

Dividend Payout Ratio

Pledged Shares

Institutional Holding

100.00%

ROCE (avg)

ROE (avg)

Valuation key factors

Factor

Value

P/E Ratio

NA (Loss Making)

Industry P/E

Price to Book Value

1.21

EV to EBIT

-51.72

EV to EBITDA

310.11

EV to Capital Employed

1.25

EV to Sales

2.91

PEG Ratio

Dividend Yield

ROCE (Latest)

-2.42%

ROE (Latest)

-0.32%

Technicals key factors

Indicator

Weekly

Monthly

MACD

Bearish

Mildly Bullish

RSI

No Signal

Bullish

Bollinger Bands

Mildly Bearish

Moving Averages

Mildly Bullish (Daily)

KST

Mildly Bearish

Bearish

Dow Theory

No Trend

Mildly Bearish

OBV

Mildly Bearish

Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned

Shareholding

Shareholding Snapshot : Sep 2025

Shareholding Compare (%holding)

Majority shareholders

Domestic Funds

Held in 101 Schemes (52.47%)

Foreign Institutions

Held by 257 Foreign Institutions (21.8%)

Strategic Entities with highest holding

Highest Public shareholder

Financial

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    "btn_text": "All Quarterly Results",
    "header": "Quarterly Results Snapshot (Consolidated) - Sep'25 - YoY",
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        "suffix": "YoY Growth in quarter ended Sep 2025 is 10.41% vs 17.51% in Sep 2024",
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        "prefix": "Consolidated Net Profit ",
        "suffix": "YoY Growth in quarter ended Sep 2025 is -133.71% vs 131.90% in Sep 2024",
        "dir": -1
      }
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    "table": {
      "header": [
        "Sep'25",
        "Sep'24",
        "Change(%)"
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          "val1": "395.70",
          "val2": "358.40",
          "chgp": "10.41%",
          "chgp_class": "positive"
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        {
          "field": "Operating Profit (PBDIT) excl Other Income",
          "val1": "11.70",
          "val2": "16.40",
          "chgp": "-28.66%",
          "chgp_class": "negative"
        },
        {
          "field": "Interest",
          "val1": "6.70",
          "val2": "4.80",
          "chgp": "39.58%",
          "chgp_class": "negative"
        },
        {
          "field": "Exceptional Items",
          "val1": "-8.90",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Consolidate Net Profit",
          "val1": "-3.00",
          "val2": "8.90",
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          "chgp_class": "negative"
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        {
          "field": "Operating Profit Margin (Excl OI)",
          "val1": "-29.90%",
          "val2": "-21.50%",
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          "chgp_class": "negative"
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    }
  },
  {
    "link": "annual",
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        "prefix": "Net Sales ",
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      },
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        "prefix": "Consolidated Net Profit ",
        "suffix": "YoY Growth in year ended Jun 2025 is 182.35% vs 87.08% in Jun 2024",
        "dir": 1
      }
    ],
    "table": {
      "header": [
        "Jun'25",
        "Jun'24",
        "Change(%)"
      ],
      "body": [
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          "field": "Net Sales",
          "val1": "1,462.60",
          "val2": "1,290.20",
          "chgp": "13.36%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit (PBDIT) excl Other Income",
          "val1": "8.80",
          "val2": "-43.40",
          "chgp": "120.28%",
          "chgp_class": "positive"
        },
        {
          "field": "Interest",
          "val1": "18.60",
          "val2": "19.20",
          "chgp": "-3.12%",
          "chgp_class": "positive"
        },
        {
          "field": "Exceptional Items",
          "val1": "40.50",
          "val2": "17.70",
          "chgp": "128.81%",
          "chgp_class": "positive"
        },
        {
          "field": "Consolidate Net Profit",
          "val1": "23.80",
          "val2": "-28.90",
          "chgp": "182.35%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit Margin (Excl OI)",
          "val1": "-55.10%",
          "val2": "-113.60%",
          "chgp": "5.85%",
          "chgp_class": "positive"
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]

Quarterly Results Snapshot (Consolidated) - Sep'25 - YoY

Sep'25

Sep'24

Change(%)

Net Sales

395.70

358.40

10.41%

Operating Profit (PBDIT) excl Other Income

11.70

16.40

-28.66%

Interest

6.70

4.80

39.58%

Exceptional Items

-8.90

0.00

Consolidate Net Profit

-3.00

8.90

-133.71%

Operating Profit Margin (Excl OI)

-29.90%

-21.50%

-0.84%

USD in Million.

Compare with Peers

Net Sales

YoY Growth in quarter ended Sep 2025 is 10.41% vs 17.51% in Sep 2024

Consolidated Net Profit

YoY Growth in quarter ended Sep 2025 is -133.71% vs 131.90% in Sep 2024

All Quarterly Results

Annual Results Snapshot (Consolidated) - Jun'25

Jun'25

Jun'24

Change(%)

Net Sales

1,462.60

1,290.20

13.36%

Operating Profit (PBDIT) excl Other Income

8.80

-43.40

120.28%

Interest

18.60

19.20

-3.12%

Exceptional Items

40.50

17.70

128.81%

Consolidate Net Profit

23.80

-28.90

182.35%

Operating Profit Margin (Excl OI)

-55.10%

-113.60%

5.85%

USD in Million.

Compare with Peers

Net Sales

YoY Growth in year ended Jun 2025 is 13.36% vs 21.89% in Jun 2024

Consolidated Net Profit

YoY Growth in year ended Jun 2025 is 182.35% vs 87.08% in Jun 2024

All Annual Results

Company CV

About Bill Holdings, Inc.

Bill Holdings, Inc.

Software Products

Bill.com Holdings Inc. provides a cloud-based software for back-office financial operations for small and midsize businesses (SMBs). The Company’s artificial-intelligence (AI)-enabled financial software platform enables users to generate and process invoices, streamline approvals, send and receive payments, sync with their accounting system, and manage their cash. Through its platform dashboard, users can view their cash in-flows and outflows as well as bills coming due. Its platform enables document management and bill capture. It also offers various payment services, including automated clearing house (ACH) Payments, card payments, checks and cross-border payments. Its product offers solutions for accounts payable, accounts receivable and international payments.

Company Coordinates

Company Details

1810 Embarcadero Road , PALO ALTO CA : 94303

Tel: 1 650 6217700

Registrar Details

Bill Holdings, Inc.

1Day

52 Week

CASH

FII

DII

Promoter

How big is Bill Holdings, Inc.?

Watch in Real-Time

What does Bill Holdings, Inc. do?

Who are in the management team of Bill Holdings, Inc.?

Is Bill Holdings, Inc. overvalued or undervalued?

Is Bill Holdings, Inc. technically bullish or bearish?

Compare Bill Holdings, Inc. with Similar Stocks

MarketsMojo — Loved in India, Now Global

Dashboard

The company has declared negative results in Mar'2025 after 8 consecutive positive quarters

With ROE of -0.32%, it has a attractive valuation with a 1.21 Price to Book Value

Consistent Underperformance against the benchmark over the last 3 years

Mojo Parameters

Stock DNA

Total Returns (Price + Dividend)

Risk Adjusted Returns v/s

News

Announcements

Corporate Actions

Quality key factors

Valuation key factors

Technicals key factors

Shareholding Snapshot : Sep 2025

Shareholding Compare (%holding)

Quarterly Results Snapshot (Consolidated) - Sep'25 - YoY

Annual Results Snapshot (Consolidated) - Jun'25

About Bill Holdings, Inc.

Company Coordinates