Bill Holdings, Inc.

  • Market Cap: Small Cap
  • Industry: Software Products
  • ISIN: US0900431000
USD
52.67
0.91 (1.76%)
  • Price Points
  • Score
  • Mojo Parameters
  • Total Return
  • News and Corporate Actions
  • Key factors
  • Shareholding
  • Financials
  • CompanyCV
stock-summaryPrice Point
High/Low

1Day

52 Week

Valuation
Technical
Day's Volume

CASH

2.19 M

Shareholding (Mar 2025)

FII

24.07%

Held by 285 FIIs

DII

18.34%

Held by 71 DIIs

Promoter

0.71%

How big is Bill Holdings, Inc.?

22-Jun-2025

As of Jun 18, Bill Holdings, Inc. has a market capitalization of 4,310.66 million, with net sales of 1,422.89 million and a net profit of 38.47 million reported for the latest four quarters. As of Jun 24, the company's shareholder's funds were 4,134.20 million, and total assets were 9,303.69 million.

Market Cap: As of Jun 18, Bill Holdings, Inc. has a market capitalization of 4,310.66 million, categorizing it as a Mid Cap company.<BR><BR>Recent Quarterly Performance: For the latest four quarters, Bill Holdings, Inc. reported net sales of 1,422.89 million and a net profit of 38.47 million.<BR><BR>Balance Sheet Snapshot: As of Jun 24, the company's shareholder's funds amounted to 4,134.20 million, while total assets were reported at 9,303.69 million.

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What does Bill Holdings, Inc. do?

22-Jun-2025

Bill Holdings, Inc. offers cloud-based software for back-office financial operations aimed at small and midsize businesses. As of March 2025, it reported net sales of $358 million and a net loss of $12 million, with a market capitalization of approximately $4.31 billion.

Overview:<BR>Bill Holdings, Inc. provides cloud-based software for back-office financial operations, targeting small and midsize businesses (SMBs) within the Software Products industry.<BR><BR>Financial Snapshot:<BR>Most recent Net Sales: 358 Million (Quarterly Results - Mar 2025) <BR>Most recent Net Profit: -12 Million (Quarterly Results - Mar 2025) <BR>Market-cap: USD 4,310.66 Million (Mid Cap)<BR><BR>Key Metrics:<BR>P/E: NA (Loss Making) <BR>Industry P/E: NA <BR>Dividend Yield: 0.00% <BR>Debt Equity: -0.14 <BR>Return on Equity: -0.32% <BR>Price to Book: 1.11<BR><BR>Contact Details:<BR>Address: 1810 Embarcadero Road, PALO ALTO CA: 94303 <BR>Tel: 1 650 6217700 <BR>Fax: 1 302 5313150

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Who are in the management team of Bill Holdings, Inc.?

22-Jun-2025

As of March 2022, the management team of Bill Holdings, Inc. includes Mr. Rene Lacerte as Chairman and CEO, with Mr. Peter Kight as Lead Independent Director and several Independent Directors: Mr. Steven Cakebread, Mr. David Chao, Mr. David Hornik, and Mr. Brian Jacobs.

As of March 2022, the management team of Bill Holdings, Inc. includes Mr. Rene Lacerte, who serves as the Chairman of the Board and Chief Executive Officer. Additionally, the board features Mr. Peter Kight as the Lead Independent Director, along with several Independent Directors: Mr. Steven Cakebread, Mr. David Chao, Mr. David Hornik, and Mr. Brian Jacobs. <BR><BR>In summary, as of March 2022, the management team consists of a mix of executive leadership and independent directors, ensuring a diverse governance structure.

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Is Bill Holdings, Inc. overvalued or undervalued?

20-Sep-2025

As of July 17, 2025, Bill Holdings, Inc. is considered undervalued with a valuation grade shift to attractive, despite a negative P/E ratio and high EV to EBITDA, contrasting sharply with peers like Dynatrace and Manhattan Associates, while its year-to-date return of -37.92% highlights ongoing profitability challenges.

As of 17 July 2025, the valuation grade for Bill Holdings, Inc. has moved from expensive to attractive, indicating a shift in perception regarding its value. Based on the available metrics, the company appears to be undervalued, particularly when considering its Price to Book Value of 1.21 and an EV to Capital Employed ratio of 1.25. However, the negative P/E ratio and the extremely high EV to EBITDA of 310.11 suggest significant challenges in profitability.<BR><BR>In comparison to its peers, Bill Holdings, Inc. shows a stark contrast with Dynatrace, Inc., which has a P/E of 30.53 and an EV to EBITDA of 57.11, indicating that it is currently trading at a much lower valuation relative to its earnings potential. Similarly, Manhattan Associates, Inc. has a P/E of 59.33, further emphasizing the disparity in valuation metrics within the industry. While Bill Holdings has shown a positive return of 1.68% over the past week compared to the S&P 500's 1.05%, its year-to-date return of -37.92% starkly contrasts with the S&P 500's 12.22%, underscoring the challenges it faces amidst a broader market recovery.

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Is Bill Holdings, Inc. technically bullish or bearish?

23-Sep-2025

As of September 19, 2025, Bill Holdings, Inc. shows a neutral technical trend with mixed indicators, having outperformed the S&P 500 recently but underperformed year-to-date.

As of 19 September 2025, the technical trend for Bill Holdings, Inc. has changed from mildly bearish to sideways. The current technical stance is neutral, with mixed indicators influencing this outlook. The weekly MACD is mildly bullish, while the monthly MACD is bearish. The Bollinger Bands show a bullish signal on the weekly timeframe but are mildly bearish on the monthly. Moving averages indicate a mildly bearish stance on the daily timeframe. The KST and OBV are both mildly bullish on the monthly, while Dow Theory shows no trend on the weekly but is mildly bullish on the monthly.<BR><BR>In terms of performance, the stock has outperformed the S&P 500 over the past week and month, returning 3.49% and 26.22% respectively, but has significantly underperformed over the longer terms, with a year-to-date return of -36.99% compared to the S&P 500's 13.31%.

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iScoreScore
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Strong Sell
Sell
Hold
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Strong Buy

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Dashboard
1

The company has declared negative results in Mar'2025 after 8 consecutive positive quarters

  • NET PROFIT(Q) At USD -7.07 MM has Fallen at -136.83%
  • DEBT-EQUITY RATIO (HY) Highest at -13.65 %
  • DEBTORS TURNOVER RATIO(HY) Lowest at 1.98 times
2

With ROE of -0.32%, it has a attractive valuation with a 1.21 Price to Book Value

3

Consistent Underperformance against the benchmark over the last 3 years

stock-summaryMojo Parameters
Mojo Parameters
Stock DNA
stock-summary
Industry

Software Products

stock-summary
Market cap

USD 5,102 Million (Small Cap)

stock-summary
P/E

NA (Loss Making)

stock-summary
Industry P/E

NA

stock-summary
Dividend Yield

0.00%

stock-summary
Debt Equity

-0.15

stock-summary
Return on Equity

-0.42%

stock-summary
Price to Book

1.30

Revenue and Profits:
Net Sales:
383 Million
(Quarterly Results - Jun 2025)
Net Profit:
-7 Million
stock-summaryTotal Returns
Total Returns (Price + Dividend) stock-summary
TimePeriod
Price Return
Dividend Return
Total Return
3 Months
12.81%
0%
12.81%
6 Months
15.5%
0%
15.5%
1 Year
-43.1%
0%
-43.1%
2 Years
-23.13%
0%
-23.13%
3 Years
-56.69%
0%
-56.69%
4 Years
-77.77%
0%
-77.77%
5 Years
-58.27%
0%
-58.27%

Bill Holdings, Inc. for the last several years.

Risk Adjusted Returns v/s stock-summary
stock-summaryKey Factors
Quality key factors stock-summary
Factor
Value
Sales Growth (5y)
56.14%
EBIT Growth (5y)
-181.37%
EBIT to Interest (avg)
-11.42
Debt to EBITDA (avg)
Negative Net Debt
Net Debt to Equity (avg)
-0.14
Sales to Capital Employed (avg)
0.23
Tax Ratio
6.34%
Dividend Payout Ratio
0
Pledged Shares
0
Institutional Holding
100.00%
ROCE (avg)
0
ROE (avg)
0
Valuation key factors
Factor
Value
P/E Ratio
NA (Loss Making)
Industry P/E
Price to Book Value
1.21
EV to EBIT
-51.72
EV to EBITDA
310.11
EV to Capital Employed
1.25
EV to Sales
2.91
PEG Ratio
NA
Dividend Yield
NA
ROCE (Latest)
-2.42%
ROE (Latest)
-0.32%
Technicals key factors
Indicator
Weekly
Monthly
MACD
Bearish
Mildly Bullish
RSI
No Signal
No Signal
Bollinger Bands
Bullish
Bearish
Moving Averages
Mildly Bullish (Daily)
KST
Bullish
Bearish
Dow Theory
No Trend
Mildly Bullish
OBV
Bullish
Bullish
stock-summary Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish  Turned 
stock-summaryShareholding
Shareholding Snapshot : Mar 2025stock-summary
Shareholding Compare (%holding) stock-summary
Majority shareholders

Domestic Funds

Domestic Funds

Held in 109 Schemes (56.85%)

Foreign Institutions

Held by 285 Foreign Institutions (24.07%)

Strategic Entities with highest holding

Highest Public shareholder

stock-summaryFinancial
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  {
    "link": "quarterly",
    "btn_text": "All Quarterly Results",
    "header": "Quarterly Results Snapshot (Consolidated) - Jun'25 - YoY",
    "rhs": [
      {
        "prefix": "Net Sales ",
        "suffix": "YoY Growth in quarter ended Jun 2025 is 11.52% vs 16.11% in Jun 2024",
        "dir": -1
      },
      {
        "prefix": "Consolidated Net Profit ",
        "suffix": "YoY Growth in quarter ended Jun 2025 is -193.42% vs 147.80% in Jun 2024",
        "dir": -1
      }
    ],
    "table": {
      "header": [
        "Jun'25",
        "Jun'24",
        "Change(%)"
      ],
      "body": [
        {
          "field": "Net Sales",
          "val1": "383.30",
          "val2": "343.70",
          "chgp": "11.52%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit (PBDIT) excl Other Income",
          "val1": "-0.40",
          "val2": "4.20",
          "chgp": "-109.52%",
          "chgp_class": "negative"
        },
        {
          "field": "Interest",
          "val1": "4.40",
          "val2": "5.00",
          "chgp": "-12.00%",
          "chgp_class": "positive"
        },
        {
          "field": "Exceptional Items",
          "val1": "0.00",
          "val2": "10.60",
          "chgp": "-100.00%",
          "chgp_class": "negative"
        },
        {
          "field": "Consolidate Net Profit",
          "val1": "-7.10",
          "val2": "7.60",
          "chgp": "-193.42%",
          "chgp_class": "negative"
        },
        {
          "field": "Operating Profit Margin (Excl OI)",
          "val1": "-58.00%",
          "val2": "-63.50%",
          "chgp": "0.55%",
          "chgp_class": "positive"
        }
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  },
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    "btn_text": "All Annual Results",
    "header": "Annual Results Snapshot (Consolidated) - Jun'24",
    "rhs": [
      {
        "prefix": "Net Sales ",
        "suffix": "YoY Growth in year ended Jun 2024 is 21.89% vs 64.88% in Jun 2023",
        "dir": -1
      },
      {
        "prefix": "Consolidated Net Profit ",
        "suffix": "YoY Growth in year ended Jun 2024 is 87.08% vs 31.46% in Jun 2023",
        "dir": 1
      }
    ],
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      "header": [
        "Jun'24",
        "Jun'23",
        "Change(%)"
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          "field": "Net Sales",
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          "val2": "1,058.50",
          "chgp": "21.89%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit (PBDIT) excl Other Income",
          "val1": "-43.40",
          "val2": "-190.60",
          "chgp": "77.23%",
          "chgp_class": "positive"
        },
        {
          "field": "Interest",
          "val1": "19.20",
          "val2": "15.20",
          "chgp": "26.32%",
          "chgp_class": "negative"
        },
        {
          "field": "Exceptional Items",
          "val1": "17.70",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Consolidate Net Profit",
          "val1": "-28.90",
          "val2": "-223.70",
          "chgp": "87.08%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit Margin (Excl OI)",
          "val1": "-113.60%",
          "val2": "-279.40%",
          "chgp": "16.58%",
          "chgp_class": "positive"
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]
Quarterly Results Snapshot (Consolidated) - Jun'25 - YoYstock-summary
Jun'25
Jun'24
Change(%)
Net Sales
383.30
343.70
11.52%
Operating Profit (PBDIT) excl Other Income
-0.40
4.20
-109.52%
Interest
4.40
5.00
-12.00%
Exceptional Items
0.00
10.60
-100.00%
Consolidate Net Profit
-7.10
7.60
-193.42%
Operating Profit Margin (Excl OI)
-58.00%
-63.50%
0.55%
USD in Million.
Direction Arrows
Net Sales

YoY Growth in quarter ended Jun 2025 is 11.52% vs 16.11% in Jun 2024

Direction Arrows
Consolidated Net Profit

YoY Growth in quarter ended Jun 2025 is -193.42% vs 147.80% in Jun 2024

Annual Results Snapshot (Consolidated) - Jun'24stock-summary
Jun'24
Jun'23
Change(%)
Net Sales
1,290.20
1,058.50
21.89%
Operating Profit (PBDIT) excl Other Income
-43.40
-190.60
77.23%
Interest
19.20
15.20
26.32%
Exceptional Items
17.70
0.00
Consolidate Net Profit
-28.90
-223.70
87.08%
Operating Profit Margin (Excl OI)
-113.60%
-279.40%
16.58%
USD in Million.
Direction Arrows
Net Sales

YoY Growth in year ended Jun 2024 is 21.89% vs 64.88% in Jun 2023

Direction Arrows
Consolidated Net Profit

YoY Growth in year ended Jun 2024 is 87.08% vs 31.46% in Jun 2023

stock-summaryCompany CV
About Bill Holdings, Inc. stock-summary
stock-summary
Bill Holdings, Inc.
Software Products
Bill.com Holdings Inc. provides a cloud-based software for back-office financial operations for small and midsize businesses (SMBs). The Company’s artificial-intelligence (AI)-enabled financial software platform enables users to generate and process invoices, streamline approvals, send and receive payments, sync with their accounting system, and manage their cash. Through its platform dashboard, users can view their cash in-flows and outflows as well as bills coming due. Its platform enables document management and bill capture. It also offers various payment services, including automated clearing house (ACH) Payments, card payments, checks and cross-border payments. Its product offers solutions for accounts payable, accounts receivable and international payments.
Company Coordinates stock-summary
Company Details
1810 Embarcadero Road , PALO ALTO CA : 94303
stock-summary
Tel: 1 650 6217700
stock-summary
stock-summary
Registrar Details