Share Price | Nu Holdings Ltd. Stock Analysis & Recommendation

Q: What does Nu Holdings Ltd. do?

Overview:Nu Holdings Ltd. operates in the Computers - Software & Consulting industry and is classified as a large-cap company.Financial Snapshot:Most recent Net Sales: 2,960 Million (Quarterly Results - Mar 2025) Most recent Net Profit: 557 Million (Quarterly Results - Mar 2025) Market cap: USD 58,305.77 Million Key Metrics:P/E: 27.00 Debt Equity: 2.17 Return on Equity: 24.98% Price to Book: 6.77 Contact Details:Registrar Address: Not available.

Q: Is Nu Holdings Ltd. technically bullish or bearish?

As of 15 August 2025, the technical trend for Nu Holdings Ltd. has changed from mildly bullish to bullish. The current stance is bullish with strong indicators: the MACD is bullish on both weekly and monthly time frames, Bollinger Bands are bullish, and the KST is also bullish. The daily moving averages confirm a bullish trend as well. The Dow Theory indicates a mildly bullish stance on both weekly and monthly time frames. In terms of performance, Nu Holdings has outperformed the S&P 500 significantly with a year-to-date return of 54.34% compared to the S&P 500's 12.22%, and a three-year return of 202.84% versus 70.41% for the index.

Q: Is Nu Holdings Ltd. overvalued or undervalued?

As of 17 October 2025, the valuation grade for Nu Holdings Ltd. has moved from expensive to fair. Based on the current metrics, the company appears to be fairly valued. Key ratios include a P/E ratio of 27, a Price to Book Value of 6.80, and a PEG ratio of 0.42, indicating a potentially attractive growth relative to its price.In comparison to its peers, Cisco Systems has a P/E of 23.85, while Accenture Plc has a P/E of 21.26, suggesting that Nu Holdings is priced higher than these competitors. However, its PEG ratio of 0.42 is lower than that of Fortinet, which stands at 0.7115, indicating that Nu may offer better growth prospects relative to its valuation. Over the past year, Nu Holdings has returned 5.93%, underperforming the S&P 500's 14.08%, but it has significantly outperformed the index with a 241.69% return over the last three years, reinforcing its growth potential despite current valuation metrics.

Results Declared: Nu Holdings Ltd. has declared results on 25 Feb 2026! Click here to unlock the latest financial performance

Price Point

High/Low

1Day

52 Week

Valuation

Technical

Day's Volume

CASH

52.74 M

Shareholding (Dec 2025)

FII

31.66%

Held by 405 FIIs

DII

43.81%

Held by 335 DIIs

Promoter

5.59%

How big is Nu Holdings Ltd.?

22-Jun-2025

As of Jun 18, Nu Holdings Ltd. has a market capitalization of 58,305.77 million, with net sales of 10,831.03 million and net profit of 2,150.51 million over the latest four quarters. Shareholder's funds are at 7,646.29 million, and total assets amount to 50,024.88 million.

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What does Nu Holdings Ltd. do?

22-Jun-2025

Nu Holdings Ltd. is a large-cap company in the Computers - Software & Consulting industry, with recent net sales of $2.96 billion and a net profit of $557 million. It has a market cap of approximately $58.31 billion, a P/E ratio of 27.00, and a return on equity of 24.98%.

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Is Nu Holdings Ltd. technically bullish or bearish?

20-Sep-2025

As of August 15, 2025, Nu Holdings Ltd. has a bullish trend supported by strong technical indicators, outperforming the S&P 500 with a year-to-date return of 54.34% compared to 12.22%.

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Is Nu Holdings Ltd. overvalued or undervalued?

21-Oct-2025

As of October 17, 2025, Nu Holdings Ltd. is fairly valued with a P/E ratio of 27 and a PEG ratio of 0.42, indicating attractive growth potential compared to peers like Cisco and Accenture, despite underperforming the S&P 500 over the past year but significantly outperforming it over the last three years.

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Compare Nu Holdings Ltd. with Similar Stocks

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Score

Click here to find our call on this stock

Strong Sell

Sell

Hold

Buy

Strong Buy

Dashboard

Weak Long Term Fundamental Strength with an average Return on Equity (ROE) of 8.72%

The company has reported losses and also has negative networth. This is not a good sign for the investors. Either company will have to raise fresh capital or report profits to sustain going forward

Healthy long term growth as Net Sales has grown by an annual rate of 92.61% and Operating profit at 0.00%

The company has declared Positive results for the last 9 consecutive quarters

With ROE of 24.98%, it has a fair valuation with a 6.80 Price to Book Value

Consistent Returns over the last 3 years

Mojo Parameters

Stock DNA

Industry

Computers - Software & Consulting

Market cap

USD 84,943 Million (Large Cap)

P/E

32.00

Industry P/E

Dividend Yield

0.00%

Debt Equity

2.35

Return on Equity

23.97%

Price to Book

8.05

Revenue and Profits:

Net Sales:

4,302 Million

(Quarterly Results - Dec 2025)

Net Profit:

895 Million

Total Returns

Total Returns (Price + Dividend)

TimePeriod

Price Return

Dividend Return

Total Return

3 Months

-12.05%

6 Months

-5.11%

1 Year

35.71%

2 Years

32.52%

3 Years

209.49%

4 Years

84.3%

5 Years

0.0%

Nu Holdings Ltd. for the last several years.

Risk Adjusted Returns v/s

News & Corporate Actions

News

No Recent News for the Company

Announcements

No announcement available

Corporate Actions

No corporate action available

Key Factors

Quality key factors

Factor

Value

Sales Growth (5y)

85.24%

EBIT Growth (5y)

0.00%

EBIT to Interest (avg)

Debt to EBITDA (avg)

327.15

Net Debt to Equity (avg)

2.17

Sales to Capital Employed (avg)

0.28

Tax Ratio

28.59%

Dividend Payout Ratio

Pledged Shares

Institutional Holding

85.27%

ROCE (avg)

ROE (avg)

8.72%

Valuation key factors

Factor

Value

P/E Ratio

Industry P/E

Price to Book Value

7.76

EV to EBIT

EV to EBITDA

1133.56

EV to Capital Employed

3.06

EV to Sales

8.24

PEG Ratio

0.65

Dividend Yield

ROCE (Latest)

ROE (Latest)

24.02%

Technicals key factors

Indicator

Weekly

Monthly

MACD

Mildly Bearish

Bullish

RSI

No Signal

Bollinger Bands

Bearish

Mildly Bullish

Moving Averages

Mildly Bullish (Daily)

KST

Mildly Bearish

Bullish

Dow Theory

Mildly Bearish

OBV

Mildly Bearish

Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned

Shareholding

Shareholding Snapshot : Dec 2025

Shareholding Compare (%holding)

Majority shareholders

Foreign Institutions

Domestic Funds

Held in 123 Schemes (18.93%)

Foreign Institutions

Held by 405 Foreign Institutions (31.66%)

Strategic Entities with highest holding

Highest Public shareholder

Financial

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    "link": "quarterly",
    "btn_text": "All Quarterly Results",
    "header": "Quarterly Results Snapshot (Consolidated) - Dec'25 - YoY",
    "rhs": [
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        "prefix": "Net Sales ",
        "suffix": "YoY Growth in quarter ended Dec 2025 is 58.71% vs 24.13% in Dec 2024",
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        "prefix": "Consolidated Net Profit ",
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    "table": {
      "header": [
        "Dec'25",
        "Dec'24",
        "Change(%)"
      ],
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          "val2": "2,710.50",
          "chgp": "58.71%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit (PBDIT) excl Other Income",
          "val1": "28.00",
          "val2": "21.10",
          "chgp": "32.70%",
          "chgp_class": "positive"
        },
        {
          "field": "Interest",
          "val1": "193.30",
          "val2": "60.90",
          "chgp": "217.41%",
          "chgp_class": "negative"
        },
        {
          "field": "Exceptional Items",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Consolidate Net Profit",
          "val1": "894.80",
          "val2": "552.60",
          "chgp": "61.93%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit Margin (Excl OI)",
          "val1": "250.60%",
          "val2": "283.10%",
          "chgp": "-3.25%",
          "chgp_class": "negative"
        }
      ]
    }
  },
  {
    "link": "annual",
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        "dir": -1
      },
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        "prefix": "Consolidated Net Profit ",
        "suffix": "YoY Growth in year ended Dec 2025 is 45.62% vs 91.37% in Dec 2024",
        "dir": -1
      }
    ],
    "table": {
      "header": [
        "Dec'25",
        "Dec'24",
        "Change(%)"
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          "val2": "10,330.20",
          "chgp": "40.35%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit (PBDIT) excl Other Income",
          "val1": "98.00",
          "val2": "77.10",
          "chgp": "27.11%",
          "chgp_class": "positive"
        },
        {
          "field": "Interest",
          "val1": "429.70",
          "val2": "259.40",
          "chgp": "65.65%",
          "chgp_class": "negative"
        },
        {
          "field": "Exceptional Items",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Consolidate Net Profit",
          "val1": "2,871.70",
          "val2": "1,972.10",
          "chgp": "45.62%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit Margin (Excl OI)",
          "val1": "267.10%",
          "val2": "270.60%",
          "chgp": "-0.35%",
          "chgp_class": "negative"
        }
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]

Quarterly Results Snapshot (Consolidated) - Dec'25 - YoY

Dec'25

Dec'24

Change(%)

Net Sales

4,301.90

2,710.50

58.71%

Operating Profit (PBDIT) excl Other Income

28.00

21.10

32.70%

Interest

193.30

60.90

217.41%

Exceptional Items

0.00

Consolidate Net Profit

894.80

552.60

61.93%

Operating Profit Margin (Excl OI)

250.60%

283.10%

-3.25%

USD in Million.

Compare with Peers

Net Sales

YoY Growth in quarter ended Dec 2025 is 58.71% vs 24.13% in Dec 2024

Consolidated Net Profit

YoY Growth in quarter ended Dec 2025 is 61.93% vs 53.12% in Dec 2024

All Quarterly Results

Annual Results Snapshot (Consolidated) - Dec'25

Dec'25

Dec'24

Change(%)

Net Sales

14,498.50

10,330.20

40.35%

Operating Profit (PBDIT) excl Other Income

98.00

77.10

27.11%

Interest

429.70

259.40

65.65%

Exceptional Items

0.00

Consolidate Net Profit

2,871.70

1,972.10

45.62%

Operating Profit Margin (Excl OI)

267.10%

270.60%

-0.35%

USD in Million.

Compare with Peers

Net Sales

YoY Growth in year ended Dec 2025 is 40.35% vs 47.34% in Dec 2024

Consolidated Net Profit

YoY Growth in year ended Dec 2025 is 45.62% vs 91.37% in Dec 2024

All Annual Results

Company CV

About Nu Holdings Ltd.

Nu Holdings Ltd.

Computers - Software & Consulting

No Details Available.

Company Coordinates

No Company Details Available