ScoreWhy is Nu Holdings Ltd. ?
1
Weak Long Term Fundamental Strength with an average Return on Equity (ROE) of 8.72%
- The company has reported losses and also has negative networth. This is not a good sign for the investors. Either company will have to raise fresh capital or report profits to sustain going forward
2
Healthy long term growth as Net Sales has grown by an annual rate of 92.61% and Operating profit at 0.00%
3
The company has declared Positive results for the last 9 consecutive quarters
- OPERATING CASH FLOW(Y) Highest at USD 6,427.37 MM
- NET SALES(Q) Highest at USD 3,366.86 MM
- OPERATING PROFIT(Q) Highest at USD 23.07 MM
4
With ROE of 24.98%, it has a fair valuation with a 6.80 Price to Book Value
- The stock is trading at a premium compared to its peers' average historical valuations
- Over the past year, while the stock has generated a return of 37.19%, its profits have risen by 69.7% ; the PEG ratio of the company is 0.4
5
Consistent Returns over the last 3 years
- Along with generating 37.19% returns in the last 1 year, the stock has outperformed S&P 500 in each of the last 3 annual periods
Real-Time Research ReportHow much should you hold?
- Overall Portfolio exposure to Nu Holdings Ltd. should be less than 10%
- Overall Portfolio exposure to Computers - Software & Consulting should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Computers - Software & Consulting)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is Nu Holdings Ltd. for you?
High Risk, High Return
Absolute
Risk Adjusted
Volatility
Nu Holdings Ltd.
35.71%
0.94
45.17%
S&P 500
17.45%
0.70
20.15%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
85.24%
EBIT Growth (5y)
0.00%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
327.15
Net Debt to Equity (avg)
2.17
Sales to Capital Employed (avg)
0.28
Tax Ratio
28.59%
Dividend Payout Ratio
0
Pledged Shares
0
Institutional Holding
85.27%
ROCE (avg)
0
ROE (avg)
8.72%
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
32
Industry P/E
Price to Book Value
7.76
EV to EBIT
NA
EV to EBITDA
1133.56
EV to Capital Employed
3.06
EV to Sales
8.24
PEG Ratio
0.65
Dividend Yield
NA
ROCE (Latest)
ROE (Latest)
24.02%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Mildly Bearish
Bullish
RSI
No Signal
No Signal
Bollinger Bands
Mildly Bearish
Bullish
Moving Averages
Mildly Bullish (Daily)
KST
Mildly Bearish
Bullish
Dow Theory
Mildly Bearish
Mildly Bearish
OBV
No Trend
No Trend
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend19What is working for the Company
OPERATING CASH FLOW(Y)
Highest at USD 9,565.81 MM
NET SALES(Q)
Highest at USD 3,799.49 MM
OPERATING PROFIT(Q)
Highest at USD 25.57 MM
PRE-TAX PROFIT(Q)
Highest at USD 1,117.46 MM
RAW MATERIAL COST(Y)
Fallen by 0% (YoY
NET PROFIT(Q)
Highest at USD 782.47 MM
EPS(Q)
Highest at USD 0.16
-3What is not working for the Company
INTEREST(Q)
At USD 121.08 MM has Grown at 130.27%
OPERATING PROFIT MARGIN(Q)
Lowest at 0.67 %
Here's what is working for Nu Holdings Ltd.
Operating Cash Flow
Highest at USD 9,565.81 MM and Grown
In each year in the last three yearsMOJO Watch
The company has generated higher cash revenues from business operations
Operating Cash Flows (USD MM)
Net Sales
Highest at USD 3,799.49 MM and Grown
In each period in the last five periodsMOJO Watch
Near term sales trend is very positive
Net Sales (USD MM)
Operating Profit
Highest at USD 25.57 MM and Grown
In each period in the last five periodsMOJO Watch
Near term Operating Profit trend is quite positive
Operating Profit (USD MM)
Pre-Tax Profit
Highest at USD 1,117.46 MM and Grown
In each period in the last five periodsMOJO Watch
Near term Pre-Tax Profit trend is very positive
Pre-Tax Profit (USD MM)
Net Sales
At USD 3,799.49 MM has Grown at 44.99%
Year on Year (YoY)MOJO Watch
Near term sales trend is positive
Net Sales (USD MM)
Pre-Tax Profit
At USD 1,117.46 MM has Grown at 54.39%
Year on Year (YoY)MOJO Watch
Near term Pre-Tax Profit trend is positive
Pre-Tax Profit (USD MM)
Net Profit
Highest at USD 782.47 MM
in the last five periodsMOJO Watch
Near term Net Profit trend is positive
Net Profit (USD MM)
EPS
Highest at USD 0.16
in the last five periodsMOJO Watch
Increasing profitability; company has created higher earnings for shareholders
EPS (USD)
Raw Material Cost
Fallen by 0% (YoY)
MOJO Watch
The company's ability to pass on the cost of raw materials to customers has improved; this may lead to a rise in profit margin
Raw Material Cost as a percentage of Sales
Depreciation
Highest at USD 25.57 MM
in the last five periodsMOJO Watch
The expenditure on assets done by the company may have gone into operation
Depreciation (USD MM)
Here's what is not working for Nu Holdings Ltd.
Interest
At USD 121.08 MM has Grown at 130.27%
period on period (QoQ)MOJO Watch
Rising interest cost signifies increased borrowings
Interest Paid (USD MM)
Operating Profit Margin
Lowest at 0.67 %
in the last five periodsMOJO Watch
Company's profit margin has deteriorated
Operating Profit to Sales
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
GET THE MARKETSMOJO APP
Company
Stocks
Portfolio
"Investment in securities markets are subject to market risk. Read all the related documents carefully before investing."
