Bridgewater Bancshares, Inc.

  • Market Cap: Micro Cap
  • Industry: Regional Banks
  • ISIN: US1086211034
USD
17.08
-0.12 (-0.7%)
  • Price Points
  • Score
  • Mojo Parameters
  • Total Return
  • News and Corporate Actions
  • Key factors
  • Shareholding
  • Financials
  • CompanyCV
stock-summaryPrice Point
High/Low

1Day

52 Week

Valuation
Technical
Day's Volume

CASH

66.73 k

Shareholding (Dec 2025)

FII

2.28%

Held by 32 FIIs

DII

69.98%

Held by 28 DIIs

Promoter

0.37%

How big is Bridgewater Bancshares, Inc.?

22-Jun-2025

As of Jun 18, Bridgewater Bancshares, Inc. has a market capitalization of 408.03 million and reported total assets of 5,066.24 million with shareholder's funds at 457.94 million.

As of Jun 18, Bridgewater Bancshares, Inc. has a market capitalization of 408.03 million, categorizing it as a Micro Cap company.<BR><BR>As of Jun 18, the company reported a sum of interest earned for the latest four quarters amounting to 252.94 million and a net profit of 34.63 million.<BR><BR>As of Dec 24, the latest annual period shows shareholder's funds at 457.94 million and total assets at 5,066.24 million.

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What does Bridgewater Bancshares, Inc. do?

22-Jun-2025

Bridgewater Bancshares, Inc. is a financial holding company that provides banking services to real estate investors and small business entrepreneurs. As of March 2025, it reported net sales of $66 million and a net profit of $10 million, with a market cap of $408.03 million.

Overview: <BR>Bridgewater Bancshares, Inc. is a financial holding company that operates in the Regional Banks industry, focusing on providing entrepreneurial banking services to real estate investors and small business entrepreneurs.<BR><BR>Financial Snapshot: <BR>Most recent Net Sales: 66 Million (Quarterly Results - Mar 2025) <BR>Most recent Net Profit: 10 Million (Quarterly Results - Mar 2025) <BR>Market-cap: USD 408.03 Million (Micro Cap)<BR><BR>Key Metrics: <BR>P/E: 12.00 <BR>Dividend Yield: 0.00% <BR>Debt Equity: 0.00 <BR>Return on Equity: 7.38% <BR>Price to Book: 0.87<BR><BR>Contact Details: <BR>Address: 4450 EXCELSIOR BLVD., SUITE 100, ST. LOUIS PARK MN: 55416 <BR>Tel: ['1 952 8936868', '1 952 8936866'] <BR>Website: http://investors.bridgewaterbankmn.com/

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Should I buy, sell or hold Bridgewater Bancshares, Inc.?

22-Jun-2025

Who are in the management team of Bridgewater Bancshares, Inc.?

22-Jun-2025

As of March 2022, the management team of Bridgewater Bancshares, Inc. includes Chairman and CEO Jerry Baack, Executive VP and Chief Credit Officer Jeffrey Shellberg, and several independent directors: Lisa Brezonik, James Johnson, David Juran, Mohammed Lawal, and Douglas Parish. This team oversees the company's governance and strategic direction.

As of March 2022, the management team of Bridgewater Bancshares, Inc. includes the following individuals:<BR><BR>- Mr. Jerry Baack: Chairman of the Board, President, and Chief Executive Officer<BR>- Mr. Jeffrey Shellberg: Director, Secretary, Executive Vice President, and Chief Credit Officer<BR>- Ms. Lisa Brezonik: Independent Director<BR>- Mr. James Johnson: Independent Director<BR>- Mr. David Juran: Independent Director<BR>- Mr. Mohammed Lawal: Independent Director<BR>- Mr. Douglas Parish: Independent Director<BR><BR>This team comprises both executive leadership and independent directors, contributing to the governance and strategic direction of the company.

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Is Bridgewater Bancshares, Inc. overvalued or undervalued?

20-Sep-2025

As of July 7, 2025, Bridgewater Bancshares, Inc. is fairly valued with a P/E ratio of 12, a price-to-book value of 0.88, and an EV to EBITDA ratio of 14.14, while outperforming the S&P 500 with a year-to-date return of 30.72%.

As of 7 July 2025, the valuation grade for Bridgewater Bancshares, Inc. moved from expensive to fair. The company appears fairly valued given its P/E ratio of 12, a price-to-book value of 0.88, and an EV to EBITDA ratio of 14.14. In comparison to peers, Peoples Financial Services Corp. has a more attractive P/E of 10.84, while ACNB Corp. shows a fair valuation with a P/E of 13.51.<BR><BR>The stock has performed well recently, with a year-to-date return of 30.72%, significantly outperforming the S&P 500's return of 12.22% over the same period. Overall, Bridgewater Bancshares, Inc. is fairly valued in the current market environment.

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Is Bridgewater Bancshares, Inc. technically bullish or bearish?

20-Sep-2025

As of September 5, 2025, Bridgewater Bancshares, Inc. has a mildly bullish technical trend, supported by strong MACD and Bollinger Band signals, despite mixed indicators from KST and Dow Theory, with year-to-date and one-year returns significantly outperforming the S&P 500.

As of 5 September 2025, the technical trend for Bridgewater Bancshares, Inc. has changed from bullish to mildly bullish. The weekly MACD is bullish, and the monthly MACD is also bullish, supporting a positive outlook. The Bollinger Bands indicate bullish conditions in both weekly and monthly time frames. Daily moving averages are bullish, while the KST shows a mildly bearish signal on the weekly but bullish on the monthly. Dow Theory reflects a mildly bullish stance in both weekly and monthly assessments. The OBV is bullish in both time frames.<BR><BR>In terms of performance, the stock has outperformed the S&P 500 across multiple periods, with a year-to-date return of 30.72% compared to the S&P 500's 12.22%, and a one-year return of 23.58% versus 17.14%. Overall, the current technical stance is mildly bullish, driven by strong MACD and Bollinger Band signals, despite some mixed indicators in KST and Dow Theory.

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iScoreScore
Click here to find our call on this stock
Strong Sell
Sell
Hold
Buy
Strong Buy

Dashboard

1

High Profitability with a Net Interest Margin of 8.54%

 
2

Positive results in Dec 25

3

With ROA of 0.48%, it has a fair valuation with a 1.00 Price to Book Value

4

High Institutional Holdings at 64.72%

stock-summaryMojo Parameters

Mojo Parameters

Stock DNA

stock-summary
Industry

Regional Banks

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Market cap

USD 533 Million (Micro Cap)

stock-summary
P/E

13.00

stock-summary
Industry P/E

NA

stock-summary
Dividend Yield

0.00%

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Debt Equity

0.00

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Return on Equity

8.87%

stock-summary
Price to Book

1.03

Revenue and Profits:
Net Sales:
73 Million
(Quarterly Results - Dec 2025)
Net Profit:
13 Million
stock-summaryTotal Returns
Total Returns (Price + Dividend) stock-summary
TimePeriod
Price Return
Dividend Return
Total Return
3 Months
-8.96%
0%
-8.96%
6 Months
2.64%
0%
2.64%
1 Year
24.49%
0%
24.49%
2 Years
46.36%
0%
46.36%
3 Years
43.77%
0%
43.77%
4 Years
-0.06%
0%
-0.06%
5 Years
0.65%
0%
0.65%

Bridgewater Bancshares, Inc. for the last several years.

Risk Adjusted Returns v/s stock-summary
stock-summaryNews & Corporate Actions

News

Icon
No Recent News for the Company

Announcements stock-summary

Icon
No announcement available

Corporate Actions stock-summary

Icon
No corporate action available
stock-summaryKey Factors

Quality key factors stock-summary

Factor
Value
Sales Growth (5y)
19.67%
EBIT Growth (5y)
10.47%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
0
Pledged Shares
0
Institutional Holding
64.72%
ROCE (avg)
0
ROE (avg)
0

Valuation key factors

Factor
Value
P/E Ratio
13
Industry P/E
Price to Book Value
1.00
EV to EBIT
16.14
EV to EBITDA
14.94
EV to Capital Employed
1.00
EV to Sales
2.82
PEG Ratio
1.24
Dividend Yield
NA
ROCE (Latest)
6.21%
ROE (Latest)
7.94%

Technicals key factors

Indicator
Weekly
Monthly
MACD
Mildly Bearish
Bullish
RSI
No Signal
No Signal
Bollinger Bands
Bearish
Mildly Bullish
Moving Averages
Mildly Bullish (Daily)
KST
Mildly Bearish
Bullish
Dow Theory
No Trend
Bullish
OBV
Mildly Bearish
Bullish
stock-summary Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish  Turned 
stock-summaryShareholding
Shareholding Snapshot : Dec 2025stock-summary
Shareholding Compare (%holding) stock-summary
Majority shareholders

Domestic Funds

Domestic Funds

Held in 39 Schemes (25.42%)

Foreign Institutions

Held by 32 Foreign Institutions (2.28%)

Strategic Entities with highest holding

Highest Public shareholder

stock-summaryFinancial
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stock-summaryCompany CV
About Bridgewater Bancshares, Inc. stock-summary
stock-summary
Bridgewater Bancshares, Inc.
Regional Banks
Bridgewater Bancshares, Inc. is a financial holding company. The Company, through its subsidiary, Bridgewater Bank (the Bank), offers entrepreneurial banking services to real estate investors, and small business entrepreneurs among others. As of February 16, 2018, the Bank had six full-service offices located in Bloomington, St. Louis Park, Greenwood, Minneapolis and Orono. The Bank's primary source of funds for loans and investments are transactions, savings, time and other deposits, and short-term and long-term borrowings.
Company Coordinates stock-summary
Company Details
4450 EXCELSIOR BLVD., SUITE 100 , ST. LOUIS PARK MN : 55416
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Tel: 1 952 89368681 952 8936866
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Registrar Details