ScoreComparison
Company
Score
Quality
Valuation
Financial
Technical
Why is Bridgewater Bancshares, Inc. ?
1
High Profitability with a Net Interest Margin of 7.20%
2
Positive results in Jun 25
- NII(Q) Highest at USD 32.45 MM
- OPERATING CASH FLOW(Y) Highest at USD 40.05 MM
- NET SALES(Q) Highest at USD 69.2 MM
3
With ROA of 0.38%, it has a fair valuation with a 0.88 Price to Book Value
- The stock is trading at a discount compared to its peers' average historical valuations
- Over the past year, while the stock has generated a return of 14.88%, its profits have fallen by -3.2%
4
High Institutional Holdings at 53.61%
- These investors have better capability and resources to analyse fundamentals of companies than most retail investors.
Real-Time Research ReportHow much should you buy?
- Overall Portfolio exposure to Bridgewater Bancshares, Inc. should be less than 10%
- Overall Portfolio exposure to Regional Banks should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Regional Banks)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is Bridgewater Bancshares, Inc. for you?
Medium Risk, High Return
Absolute
Risk Adjusted
Volatility
Bridgewater Bancshares, Inc.
20.76%
1.96
31.12%
S&P 500
13.22%
0.61
20.17%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
18.97%
EBIT Growth (5y)
3.98%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
0
Pledged Shares
0
Institutional Holding
53.61%
ROCE (avg)
0
ROE (avg)
0
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
12
Industry P/E
Price to Book Value
0.88
EV to EBIT
15.40
EV to EBITDA
14.14
EV to Capital Employed
0.92
EV to Sales
2.52
PEG Ratio
NA
Dividend Yield
NA
ROCE (Latest)
5.95%
ROE (Latest)
7.38%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Mildly Bearish
Bullish
RSI
No Signal
No Signal
Bollinger Bands
Bullish
Bullish
Moving Averages
Bullish (Daily)
KST
Mildly Bearish
Bullish
Dow Theory
Mildly Bullish
Mildly Bullish
OBV
No Trend
No Trend
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend13What is working for the Company
NII(Q)
Highest at USD 32.45 MM
OPERATING CASH FLOW(Y)
Highest at USD 40.05 MM
NET SALES(Q)
Highest at USD 69.2 MM
OPERATING PROFIT(Q)
Highest at USD 14.36 MM
OPERATING PROFIT MARGIN(Q)
Highest at 20.76 %
PRE-TAX PROFIT(Q)
Highest at USD 14.84 MM
NET PROFIT(Q)
Highest at USD 11.29 MM
EPS(Q)
Highest at USD 0.38
0What is not working for the Company
NO KEY NEGATIVE TRIGGERS
Here's what is working for Bridgewater Bancshares, Inc.
NII
Highest at USD 32.45 MM and Grown
In each period in the last five periodsMOJO Watch
The bank's income from core business is increasing
Net NPA
Net Sales
Highest at USD 69.2 MM and Grown
In each period in the last five periodsMOJO Watch
Near term sales trend is very positive
Net Sales (USD MM)
Operating Cash Flow
Highest at USD 40.05 MM
in the last three yearsMOJO Watch
The company has generated higher cash revenues from business operations
Operating Cash Flows (USD MM)
Operating Profit
Highest at USD 14.36 MM
in the last five periodsMOJO Watch
Near term Operating Profit trend is positive
Operating Profit (USD MM)
Operating Profit Margin
Highest at 20.76 %
in the last five periodsMOJO Watch
Company's profit margin has improved
Operating Profit to Sales
Pre-Tax Profit
Highest at USD 14.84 MM
in the last five periodsMOJO Watch
Near term Pre-Tax Profit trend is positive
Pre-Tax Profit (USD MM)
Net Profit
Highest at USD 11.29 MM
in the last five periodsMOJO Watch
Near term Net Profit trend is positive
Net Profit (USD MM)
EPS
Highest at USD 0.38
in the last five periodsMOJO Watch
Increasing profitability; company has created higher earnings for shareholders
EPS (USD)
Here's what is not working for Bridgewater Bancshares, Inc.
Capital Adequacy Ratio
Lowest at 10.51%
in the last five periodsMOJO Watch
The Bank's capital base vs its risk assets is deteriorating.
CAR (%)
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
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