CFBK Share Price | CF Bankshares, Inc. Stock Analysis & Recommendation

Q: What does CF Bankshares, Inc. do?

Overview:CF Bankshares, Inc. is a holding company for CFBank, a national bank that operates in the Savings Banks industry.Financial Snapshot:Most recent Net Sales: 29 Million (Quarterly Results - Mar 2025)Most recent Net Profit: 4 Million (Quarterly Results - Mar 2025)Market-cap: USD 155.05 Million (Micro Cap)Key Metrics:P/E: 11.00Dividend Yield: 84.71%Debt Equity: 0.00Return on Equity: 8.29%Price to Book: 0.90Contact Details:Address: C/O Cfbank, 7000 N. High St., WORTHINGTON OH : 43085Tel: 1 614 3347979Website: https://cfbankonline.com/

Q: Is CF Bankshares, Inc. technically bullish or bearish?

As of 1 October 2023, the technical data for CF Bankshares, Inc. is insufficient to form a view on whether it is bullish or bearish.

Q: Is CF Bankshares, Inc. overvalued or undervalued?

As of 15 October 2023, CF Bankshares, Inc. has moved from fair to attractive. The company is currently undervalued based on its financial metrics. Key ratios include a price-to-earnings ratio of 10.5, a return on equity of 12.3%, and a debt-to-equity ratio of 0.45. In comparison to its peers, First Financial Bancorp shows a price-to-earnings ratio of 12.8, while Old National Bancorp has a return on equity of 10.5%. These comparisons suggest that CF Bankshares, Inc. is positioned favorably within its sector. Additionally, the stock has outperformed the Sensex recently, reinforcing the notion of its undervaluation.

Price Point

High/Low

1Day

52 Week

Valuation

Technical

Day's Volume

CASH

99.93 k

Shareholding (Dec 2025)

FII

2.94%

Held by 20 FIIs

DII

87.51%

Held by 10 DIIs

Promoter

0.00%

What does CF Bankshares, Inc. do?

22-Jun-2025

CF Bankshares, Inc. is the holding company for CFBank, a national bank in the Savings Banks industry, with a market cap of $155.05 million and a recent net profit of $4 million. Key metrics include a P/E ratio of 11.00 and a dividend yield of 84.71%.

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Who are in the management team of CF Bankshares, Inc.?

22-Jun-2025

As of March 2022, the management team of CF Bankshares, Inc. includes Robert Hoeweler (Independent Chairman), Timothy O'Dell (President and CEO), and directors John Pietrzak, David Royer, Thomas Ash, Edward Cochran, and James Frauenberg. They oversee the company's operations and strategic direction.

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Is CF Bankshares, Inc. technically bullish or bearish?

25-Jun-2025

As of October 1, 2023, there is insufficient technical data for CF Bankshares, Inc. to determine a bullish or bearish outlook.

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Is CF Bankshares, Inc. overvalued or undervalued?

25-Jun-2025

As of October 15, 2023, CF Bankshares, Inc. is considered attractive and undervalued with a price-to-earnings ratio of 10.5 and a return on equity of 12.3%, outperforming peers like First Financial Bancorp and Old National Bancorp.

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Compare CF Bankshares, Inc. with Similar Stocks

Finward Bancorp First Capital, Inc.Provident Financial Holdings, Inc.

Score

Click here to find our call on this stock

Strong Sell

Sell

Hold

Buy

Strong Buy

Dashboard

High Management Efficiency with a high ROA of 0.97%

Strong Long Term Fundamental Strength with a -9.51% CAGR growth in Net Profits

With a growth in Interest of NAN%, the company declared Very Positive results in Dec 25

With ROA of 0.71%, it has a attractive valuation with a 1.07 Price to Book Value

High Institutional Holdings at 56.99%

Mojo Parameters

Stock DNA

Industry

Savings Banks

Market cap

USD 198 Million (Micro Cap)

P/E

12.00

Industry P/E

Dividend Yield

0.89%

Debt Equity

0.00

Return on Equity

9.22%

Price to Book

1.07

Revenue and Profits:

Net Sales:

30 Million

(Quarterly Results - Dec 2025)

Net Profit:

6 Million

Total Returns

Total Returns (Price + Dividend)

TimePeriod

Price Return

Dividend Return

Total Return

3 Months

3.22%

6 Months

11.59%

1 Year

23.26%

2 Years

32.88%

3 Years

30.09%

4 Years

20.74%

5 Years

41.95%

CF Bankshares, Inc. for the last several years.

Risk Adjusted Returns v/s

News & Corporate Actions

News

No Recent News for the Company

Announcements

No announcement available

Corporate Actions

No corporate action available

Key Factors

Quality key factors

Factor

Value

Sales Growth (5y)

23.14%

EBIT Growth (5y)

-10.16%

EBIT to Interest (avg)

Debt to EBITDA (avg)

Net Debt to Equity (avg)

Sales to Capital Employed (avg)

Tax Ratio

Dividend Payout Ratio

11.17%

Pledged Shares

Institutional Holding

56.99%

ROCE (avg)

ROE (avg)

Valuation key factors

Factor

Value

P/E Ratio

Industry P/E

Price to Book Value

1.07

EV to EBIT

1.93

EV to EBITDA

1.88

EV to Capital Employed

1.48

EV to Sales

0.34

PEG Ratio

2.31

Dividend Yield

0.89%

ROCE (Latest)

76.85%

ROE (Latest)

9.22%

Technicals key factors

Indicator

Weekly

Monthly

MACD

Mildly Bearish

Bullish

RSI

No Signal

Bollinger Bands

Sideways

Mildly Bullish

Moving Averages

Mildly Bullish (Daily)

KST

Bullish

Mildly Bearish

Dow Theory

Mildly Bearish

Mildly Bullish

OBV

Mildly Bearish

No Trend

Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned

Shareholding

Shareholding Snapshot : Dec 2025

Shareholding Compare (%holding)

Majority shareholders

Domestic Funds

Held in 13 Schemes (9.54%)

Foreign Institutions

Held by 20 Foreign Institutions (2.94%)

Strategic Entities with highest holding

Highest Public shareholder

Financial

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Company CV

About CF Bankshares, Inc.

CF Bankshares, Inc.

Savings Banks

CF Bankshares Inc, formerly Central Federal Corporation, is a holding company of CFBank. CFBank is a national bank. CFBank provides personalized business banking products and services including commercial loans and leases, commercial and residential real estate loans, equipment leasing, small business administration (SBA) loans and treasury management depository services. The CFBank also has a national residential lending platform. The loan portfolio consists primarily of commercial, commercial real estate and multi-family mortgage loans, mortgage loans secured by single-family residences and consumer loans. CFBank offers a variety of deposit accounts with a range of interest rates and terms including savings accounts, retail and business checking accounts, money market accounts and certificates of deposit. It originates commercial real estate loans that are secured by properties used for business purposes, such as manufacturing facilities, office buildings or retail facilities.

Company Coordinates

Company Details

C/O Cfbank, 7000 N. High St. , WORTHINGTON OH : 43085

Tel: 1 614 3347979

https://cfbankonline.com/

Registrar Details