ScoreComparison
Company
Score
Quality
Valuation
Financial
Technical
Why is CF Bankshares, Inc. ?
1
High Management Efficiency with a high ROA of 0.97%
2
Strong Long Term Fundamental Strength with a -9.51% CAGR growth in Net Profits
3
With a growth in Interest of NAN%, the company declared Very Positive results in Dec 25
- The company has declared positive results for the last 2 consecutive quarters
- DIVIDEND PER SHARE(HY) Highest at USD 0
- NII(Q) Highest at USD 14.32 MM
- CASH AND EQV(HY) Highest at USD 531.33 MM
4
With ROA of 0.71%, it has a attractive valuation with a 1.07 Price to Book Value
- Over the past year, while the stock has generated a return of 23.26%, its profits have risen by 30.5% ; the PEG ratio of the company is 2.3
5
High Institutional Holdings at 56.99%
- These investors have better capability and resources to analyse fundamentals of companies than most retail investors.
- Their stake has increased by 2.27% over the previous quarter.
Real-Time Research ReportHow much should you hold?
- Overall Portfolio exposure to CF Bankshares, Inc. should be less than 10%
- Overall Portfolio exposure to Savings Banks should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Savings Banks)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is CF Bankshares, Inc. for you?
Low Risk, High Return
Absolute
Risk Adjusted
Volatility
CF Bankshares, Inc.
23.26%
1.73
24.28%
S&P 500
14.9%
0.77
19.29%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
23.14%
EBIT Growth (5y)
-10.16%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
11.17%
Pledged Shares
0
Institutional Holding
56.99%
ROCE (avg)
0
ROE (avg)
0
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
12
Industry P/E
Price to Book Value
1.07
EV to EBIT
1.93
EV to EBITDA
1.88
EV to Capital Employed
1.48
EV to Sales
0.34
PEG Ratio
2.31
Dividend Yield
0.89%
ROCE (Latest)
76.85%
ROE (Latest)
9.22%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Mildly Bearish
Bullish
RSI
No Signal
No Signal
Bollinger Bands
Sideways
Mildly Bullish
Moving Averages
Mildly Bullish (Daily)
KST
Bullish
Mildly Bearish
Dow Theory
Mildly Bearish
Mildly Bullish
OBV
Mildly Bearish
No Trend
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend13What is working for the Company
DIVIDEND PER SHARE(HY)
Highest at USD 0
NII(Q)
Highest at USD 14.32 MM
CASH AND EQV(HY)
Highest at USD 531.33 MM
OPERATING PROFIT(Q)
Highest at USD 6.83 MM
OPERATING PROFIT MARGIN(Q)
Highest at 22.73 %
PRE-TAX PROFIT(Q)
Highest at USD 6.83 MM
NET PROFIT(Q)
Highest at USD 5.56 MM
EPS(Q)
Highest at USD 0.88
0What is not working for the Company
NO KEY NEGATIVE TRIGGERS
Here's what is working for CF Bankshares, Inc.
NII
Highest at USD 14.32 MM
in the last five periodsMOJO Watch
The bank's income from core business is increasing
NII (USD MM)
Dividend per share
Highest at USD 0 and Grown
In each year in the last five yearsMOJO Watch
Company is distributing higher dividend from profits generated
DPS (USD)
Operating Profit
Highest at USD 6.83 MM
in the last five periodsMOJO Watch
Near term Operating Profit trend is positive
Operating Profit (USD MM)
Operating Profit Margin
Highest at 22.73 %
in the last five periodsMOJO Watch
Company's profit margin has improved
Operating Profit to Sales
Pre-Tax Profit
Highest at USD 6.83 MM
in the last five periodsMOJO Watch
Near term Pre-Tax Profit trend is positive
Pre-Tax Profit (USD MM)
Net Profit
Highest at USD 5.56 MM
in the last five periodsMOJO Watch
Near term Net Profit trend is positive
Net Profit (USD MM)
Net Profit
At USD 5.56 MM has Grown at 41.19%
over average net sales of the previous four periods of USD 3.94 MMMOJO Watch
Near term Net Profit trend is positive
Net Profit (USD MM)
EPS
Highest at USD 0.88
in the last five periodsMOJO Watch
Increasing profitability; company has created higher earnings for shareholders
EPS (USD)
Cash and Eqv
Highest at USD 531.33 MM
in the last six Semi-Annual periodsMOJO Watch
Short Term liquidity is improving
Cash and Cash Equivalents
CASA
Highest at 13.85%
in the last five periodsMOJO Watch
The Bank's capital base vs its risk assets is improving. However, the bank may not be taking adequate risk in its lending book.
CAR (%)
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
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