ScoreComparison
Company
Score
Quality
Valuation
Financial
Technical
Why is CF Bankshares, Inc. ?
1
High Management Efficiency with a high ROA of 0.97%
2
Strong Long Term Fundamental Strength with a -9.51% CAGR growth in Net Profits
3
Positive results in Mar 26
- OPERATING CASH FLOW(Y) Highest at USD 21.22 MM
- ROCE(HY) Highest at 0.83%
- DIVIDEND PER SHARE(HY) Highest at USD 0
4
With ROA of 0.57%, it has a fair valuation with a 1.04 Price to Book Value
- Over the past year, while the stock has generated a return of 27.77%, its profits have risen by 30.5% ; the PEG ratio of the company is 2.2
5
High Institutional Holdings at 64%
- These investors have better capability and resources to analyse fundamentals of companies than most retail investors.
- Their stake has increased by 7.01% over the previous quarter.
Real-Time Research ReportHow much should you hold?
- Overall Portfolio exposure to CF Bankshares, Inc. should be less than 10%
- Overall Portfolio exposure to Savings Banks should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Savings Banks)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is CF Bankshares, Inc. for you?
Medium Risk, High Return
Absolute
Risk Adjusted
Volatility
CF Bankshares, Inc.
27.77%
2.39
23.60%
S&P 500
25.41%
1.92
13.25%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
23.14%
EBIT Growth (5y)
-10.16%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
11.17%
Pledged Shares
0
Institutional Holding
64.00%
ROCE (avg)
0
ROE (avg)
0
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
11
Industry P/E
Price to Book Value
1.04
EV to EBIT
1.54
EV to EBITDA
1.50
EV to Capital Employed
1.31
EV to Sales
0.27
PEG Ratio
2.24
Dividend Yield
0.91%
ROCE (Latest)
85.11%
ROE (Latest)
9.22%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Mildly Bearish
Bullish
RSI
No Signal
No Signal
Bollinger Bands
Mildly Bullish
Bullish
Moving Averages
Mildly Bullish (Daily)
KST
Mildly Bearish
Mildly Bearish
Dow Theory
No Trend
No Trend
OBV
No Trend
No Trend
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend10What is working for the Company
OPERATING CASH FLOW(Y)
Highest at USD 21.22 MM
ROCE(HY)
Highest at 0.83%
DIVIDEND PER SHARE(HY)
Highest at USD 0
CASH AND EQV(HY)
Highest at USD 526.73 MM
-5What is not working for the Company
ROCE(HY)
Lowest at 0.83%
GROSS NPA (%)
(Q
NET SALES(Q)
Lowest at USD 28.13 MM
Here's what is working for CF Bankshares, Inc.
Operating Cash Flow
Highest at USD 21.22 MM and Grown
In each year in the last three yearsMOJO Watch
The company has generated higher cash revenues from business operations
Operating Cash Flows (USD MM)
Dividend per share
Highest at USD 0 and Grown
In each year in the last five yearsMOJO Watch
Company is distributing higher dividend from profits generated
DPS (USD)
Cash and Eqv
Highest at USD 526.73 MM
in the last six Semi-Annual periodsMOJO Watch
Short Term liquidity is improving
Cash and Cash Equivalents
CASA
Highest at 13.95%
in the last five periodsMOJO Watch
The Bank's capital base vs its risk assets is improving. However, the bank may not be taking adequate risk in its lending book.
CAR (%)
Here's what is not working for CF Bankshares, Inc.
Non Performing Loans (%)
Highest at 1.14%
in the last four Semi-Annual periodsMOJO Watch
Proportion of stressed loans given by the bank are increasing
Non Performing Loans (%)
Net Sales
Lowest at USD 28.13 MM
in the last five periodsMOJO Watch
Near term sales trend is negative
Net Sales (USD MM)
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
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