FS Bancorp, Inc.

How big is FS Bancorp, Inc.?

As of Jun 18, FS Bancorp, Inc. has a market capitalization of 291.53 million, categorizing it as a Micro Cap company, with total assets of 3,037.88 million and shareholder's funds of 295.77 million.

Market Cap: As of Jun 18, FS Bancorp, Inc. has a market capitalization of 291.53 million, categorizing it as a Micro Cap company.<BR><BR>Recent Quarterly Performance: For the latest four quarters, the sum of interest earned is 186.74 million, while the sum of net profit is 34.09 million.<BR><BR>Balance Sheet Snapshot: As of Dec 24, the shareholder's funds amount to 295.77 million, and total assets are reported at 3,037.88 million.

What does FS Bancorp, Inc. do?

FS Bancorp, Inc. is the holding company for 1st Security Bank of Washington, operating in the Savings Banks industry with a market cap of $291.53 million. As of March 2025, it reported net sales of $47 million and a net profit of $8 million, with a P/E ratio of 9.00 and a dividend yield of 2.93%.

Overview: <BR>FS Bancorp, Inc. is a holding company for 1st Security Bank of Washington, operating in the Savings Banks industry and classified as a micro-cap company.<BR><BR>Financial Snapshot: <BR>Most recent Net Sales: 47 Million (Quarterly Results - Mar 2025) <BR>Most recent Net Profit: 8 Million (Quarterly Results - Mar 2025) <BR>Market-cap: USD 291.53 Million (Micro Cap)<BR><BR>Key Metrics: <BR>P/E: 9.00 <BR>Dividend Yield: 2.93% <BR>Debt Equity: 0.00 <BR>Return on Equity: 11.41% <BR>Price to Book: 0.98<BR><BR>Contact Details: <BR>Address: 6920 220th St SW Ste 300, MOUNTLAKE TERRACE WA: 98043-2172 <BR>Tel: 1 724 2733400 <BR>Website: http://investorrelations.fsbwa.com/

Should I buy, sell or hold FS Bancorp, Inc.?

Who are in the management team of FS Bancorp, Inc.?

As of March 2022, the management team of FS Bancorp, Inc. includes Mr. Ted Leech (Independent Chairman), Mr. Joseph Adams (CEO), and several Independent Directors: Ms. Marina Cofer-Wildsmith, Mr. Michael Mansfield, Ms. Margaret Piesik, Mr. Mark Tueffers, and Mr. Joseph Zavaglia. They oversee the company's strategic direction and operations.

As of March 2022, the management team of FS Bancorp, Inc. includes the following individuals:<BR><BR>- Mr. Ted Leech, Independent Chairman of the Board<BR>- Mr. Joseph Adams, Chief Executive Officer and Director<BR>- Ms. Marina Cofer-Wildsmith, Independent Director<BR>- Mr. Michael Mansfield, Independent Director<BR>- Ms. Margaret Piesik, Independent Director<BR>- Mr. Mark Tueffers, Independent Director<BR>- Mr. Joseph Zavaglia, Independent Director<BR><BR>This team is responsible for overseeing the strategic direction and operations of the company.

Is FS Bancorp, Inc. technically bullish or bearish?

As of September 9, 2025, FS Bancorp, Inc. shows a bullish technical trend supported by weekly MACD and moving averages, despite some caution from monthly indicators and underperformance against the S&P 500 over the past year.

As of 9 September 2025, the technical trend for FS Bancorp, Inc. has changed from mildly bullish to bullish. The weekly MACD is bullish, supporting the positive stance, while the daily moving averages also indicate bullish momentum. However, the monthly MACD and KST are mildly bearish, suggesting some caution. The Bollinger Bands are bullish on the weekly timeframe, reinforcing the upward trend. Despite this bullish outlook, the stock has underperformed the S&P 500 over the past year, returning -5.87% compared to the S&P 500's 17.14%, although it has outperformed over the 3-year and 5-year periods. Overall, the current technical stance is bullish, with moderate strength driven by weekly indicators.

Is FS Bancorp, Inc. overvalued or undervalued?

As of November 7, 2025, FS Bancorp, Inc. is considered overvalued with a P/E ratio of 9, lower than its peers, and its valuation metrics suggest it is less attractive compared to competitors like Northfield Bancorp and Kearny Financial Corp.

As of 7 November 2025, the valuation grade for FS Bancorp, Inc. has moved from fair to expensive, indicating a shift towards overvaluation. The company appears overvalued based on its current metrics, with a P/E ratio of 9, which is lower than the peer average of approximately 14.54 for TrustCo Bank Corp. NY, but significantly lower than the very attractive Southern Missouri Bancorp, Inc. at 11.64. Additionally, FS Bancorp's price to book value stands at 0.99, suggesting it is trading close to its book value, while its EV to EBITDA ratio of 7.66 is also lower than many peers, indicating potential concerns about future growth.<BR><BR>In comparison to its peers, FS Bancorp's valuation metrics suggest it is less attractive than several competitors, such as Northfield Bancorp, Inc. at a P/E of 19.23 and Kearny Financial Corp. at 17.05, both categorized as very attractive. Although specific return data is unavailable, the lack of recent performance metrics against the S&P 500 may reinforce the notion that FS Bancorp is not keeping pace with broader market expectations.