ScoreComparison
Company
Score
Quality
Valuation
Financial
Technical
Why is FS Bancorp, Inc. ?
1
High Profitability with a Net Interest Margin of 8.49%
2
Positive results in Jun 25
- DIVIDEND PER SHARE(HY) Highest at USD 0
- NII(Q) Highest at USD 32.11 MM
- DIVIDEND PAYOUT RATIO(Y) Highest at 28.38%
3
With ROA of 0.68%, it has a fair valuation with a 0.99 Price to Book Value
- Over the past year, while the stock has generated a return of -13.72%, its profits have fallen by -4.5%
4
High Institutional Holdings at 65.73%
- These investors have better capability and resources to analyse fundamentals of companies than most retail investors.
5
Below par performance in long term as well as near term
- Along with generating -13.72% returns in the last 1 year, the stock has also underperformed S&P 500 in the last 3 years, 1 year and 3 months
Real-Time Research ReportHow much should you hold?
- Overall Portfolio exposure to FS Bancorp, Inc. should be less than 10%
- Overall Portfolio exposure to Savings Banks should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Savings Banks)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is FS Bancorp, Inc. for you?
Low Risk, High Return
Absolute
Risk Adjusted
Volatility
FS Bancorp, Inc.
-14.06%
0.89
29.76%
S&P 500
13.22%
0.61
20.17%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
16.42%
EBIT Growth (5y)
-0.11%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
24.29%
Pledged Shares
0
Institutional Holding
65.73%
ROCE (avg)
0
ROE (avg)
0
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
9
Industry P/E
Price to Book Value
0.99
EV to EBIT
12.45
EV to EBITDA
7.66
EV to Capital Employed
0.99
EV to Sales
1.66
PEG Ratio
NA
Dividend Yield
2.88%
ROCE (Latest)
7.95%
ROE (Latest)
11.41%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Bullish
Mildly Bearish
RSI
No Signal
No Signal
Bollinger Bands
Bullish
Bullish
Moving Averages
Bullish (Daily)
KST
Bearish
Mildly Bearish
Dow Theory
Mildly Bullish
Mildly Bearish
OBV
No Trend
Mildly Bearish
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend8What is working for the Company
DIVIDEND PER SHARE(HY)
Highest at USD 0
NII(Q)
Highest at USD 32.11 MM
DIVIDEND PAYOUT RATIO(Y)
Highest at 28.38%
NET SALES(Q)
Highest at USD 48.7 MM
-1What is not working for the Company
OPERATING PROFIT MARGIN(Q)
Lowest at 20.04 %
Here's what is working for FS Bancorp, Inc.
NII
Highest at USD 32.11 MM
in the last five periodsMOJO Watch
The bank's income from core business is increasing
NII (USD MM)
Dividend per share
Highest at USD 0 and Grown
In each year in the last five yearsMOJO Watch
Company is distributing higher dividend from profits generated
DPS (USD)
Net Sales
Highest at USD 48.7 MM
in the last five periodsMOJO Watch
Near term sales trend is positive
Net Sales (USD MM)
Dividend Payout Ratio
Highest at 28.38%
in the last five yearsMOJO Watch
Company is distributing higher proportion of profits generated as dividend
DPR (%)
Depreciation
At USD 3.92 MM has Grown at 67.74%
period on period (QoQ)MOJO Watch
The expenditure on assets done by the company has gone into productive use which should positively reflect in the future sales
Depreciation (USD MM)
Here's what is not working for FS Bancorp, Inc.
Operating Profit Margin
Lowest at 20.04 %
in the last five periodsMOJO Watch
Company's profit margin has deteriorated
Operating Profit to Sales
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
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