ScoreComparison
Company
Score
Quality
Valuation
Financial
Technical
Why is FS Bancorp, Inc. ?
1
High Profitability with a Net Interest Margin of 4.99%
2
Positive results in Dec 25
- DIVIDEND PER SHARE(HY) Highest at USD 0
3
With ROA of 0.78%, it has a expensive valuation with a 0.95 Price to Book Value
- Over the past year, while the stock has generated a return of 0.11%, its profits have fallen by -4.6%
4
High Institutional Holdings at 67.61%
- These investors have better capability and resources to analyse fundamentals of companies than most retail investors.
- Their stake has increased by 2.82% over the previous quarter.
5
Underperformed the market in the last 1 year
- The stock has generated a return of 0.11% in the last 1 year, much lower than market (S&P 500) returns of 14.90%
Real-Time Research ReportHow much should you hold?
- Overall Portfolio exposure to FS Bancorp, Inc. should be less than 10%
- Overall Portfolio exposure to Savings Banks should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Savings Banks)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is FS Bancorp, Inc. for you?
Low Risk, Medium Return
Absolute
Risk Adjusted
Volatility
FS Bancorp, Inc.
7.78%
0.51
27.84%
S&P 500
14.9%
0.77
19.29%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
17.30%
EBIT Growth (5y)
-8.51%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
26.11%
Pledged Shares
0
Institutional Holding
67.61%
ROCE (avg)
0
ROE (avg)
0
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
9
Industry P/E
Price to Book Value
0.95
EV to EBIT
12.69
EV to EBITDA
9.54
EV to Capital Employed
0.96
EV to Sales
1.99
PEG Ratio
NA
Dividend Yield
3.57%
ROCE (Latest)
7.60%
ROE (Latest)
10.69%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Bearish
Mildly Bearish
RSI
No Signal
No Signal
Bollinger Bands
Bearish
Bearish
Moving Averages
Mildly Bullish (Daily)
KST
Mildly Bearish
Mildly Bearish
Dow Theory
Mildly Bearish
Mildly Bearish
OBV
Mildly Bearish
Mildly Bearish
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend4What is working for the Company
DIVIDEND PER SHARE(HY)
Highest at USD 0
-2What is not working for the Company
GROSS NPA (%)
(Q
Here's what is working for FS Bancorp, Inc.
Dividend per share
Highest at USD 0 and Grown
In each year in the last five yearsMOJO Watch
Company is distributing higher dividend from profits generated
DPS (USD)
Here's what is not working for FS Bancorp, Inc.
Non Performing Loans (%)
Highest at 0.71%
in the last four Semi-Annual periodsMOJO Watch
Proportion of stressed loans given by the bank are increasing
Non Performing Loans (%)
Capital Adequacy Ratio
Lowest at 11.21%
in the last five periodsMOJO Watch
The Bank's capital base vs its risk assets is deteriorating.
CAR (%)
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
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