First Business Financial Services, Inc.

Is First Business Financial Services, Inc. overvalued or undervalued?

As of November 21, 2025, First Business Financial Services, Inc. is considered very attractive due to its undervalued status with a P/E ratio of 10, a PEG ratio of 0.37, a high dividend yield of 204.22%, and strong five-year returns of 150.00%, despite a year-to-date return of 10.28% that lags behind the S&P 500's 12.26%.

As of 21 November 2025, the valuation grade for First Business Financial Services, Inc. moved from attractive to very attractive. The company appears to be undervalued, supported by a P/E ratio of 10, a PEG ratio of 0.37, and an impressive dividend yield of 204.22%. In comparison to peers, ACNB Corp. has a P/E of 13.51, while Home Bancorp, Inc. shows a P/E of 10.68, highlighting First Business Financial Services' relative attractiveness in valuation.<BR><BR>Despite a year-to-date return of 10.28%, which lags behind the S&P 500's 12.26%, the company's five-year return of 150.00% significantly outperforms the index's 85.61%, reinforcing its potential for growth and value.

Is First Business Financial Services, Inc. technically bullish or bearish?

As of July 28, 2025, First Business Financial Services, Inc. shows a mildly bullish trend with mixed technical indicators, outperforming the S&P 500 in the short term but underperforming over the long term.

As of 28 July 2025, the technical trend for First Business Financial Services, Inc. has changed from bullish to mildly bullish. The weekly MACD is bullish, while the monthly MACD is mildly bearish, indicating mixed signals. The Bollinger Bands are bullish on both weekly and monthly time frames, and the daily moving averages are also bullish. However, the KST, Dow Theory, and OBV indicators are all mildly bearish on both weekly and monthly time frames. <BR><BR>In terms of performance, the company has outperformed the S&P 500 over the past month (7.65% vs. 2.33%) and year-to-date (13.82% vs. 12.22%), but it has underperformed over the past year (15.74% vs. 17.14%) and significantly over the past three years (51.44% vs. 70.41%). Overall, the current stance is mildly bullish, with key indicators showing a mix of bullish and bearish signals.

How big is First Business Financial Services, Inc.?

As of Jun 18, First Business Financial Services, Inc. has a market capitalization of 428.67 million and reported total assets of 3,857.37 million, with shareholder's funds at 328.59 million.

As of Jun 18, First Business Financial Services, Inc. has a market capitalization of 428.67 million, categorizing it as a Micro Cap company.<BR><BR>As of Jun 18, the company reported a sum of interest earned for the latest four quarters amounting to 236.88 million and a net profit of 45.51 million.<BR><BR>As of Dec 24, the reporting period shows shareholder's funds at 328.59 million and total assets at 3,857.37 million.

What does First Business Financial Services, Inc. do?

First Business Financial Services, Inc. is a bank holding company that specializes in commercial banking for small- and medium-sized businesses, with a recent net profit of $11 million and a market cap of $428.67 million. For more information, visit their website at https://www.firstbusiness.com/.

Overview:<BR>First Business Financial Services, Inc. is a bank holding company operating in the regional banks industry, focusing on commercial banking for small- and medium-sized businesses.<BR><BR>Financial Snapshot:<BR>Most recent Net Sales: 60 Million (Quarterly Results - Mar 2025) <BR>Most recent Net Profit: 11 Million (Quarterly Results - Mar 2025) <BR>Market cap: USD 428.67 Million (Micro Cap)<BR><BR>Key Metrics:<BR>P/E: 10.00 <BR>Dividend Yield: 209.50% <BR>Debt Equity: 0.00 <BR>Return on Equity: 13.54% <BR>Price to Book: 1.28<BR><BR>Contact Details:<BR>Address: 401 Charmany Dr, MADISON WI: 53719-1272 <BR>Tel: 1 608 2388008 <BR>Fax: 1 608 2325920 <BR>Website: https://www.firstbusiness.com/

Should I buy, sell or hold First Business Financial Services, Inc.?

Who are in the management team of First Business Financial Services, Inc.?

As of March 2022, the management team of First Business Financial Services, Inc. includes Mr. Gerald Kilcoyne (Independent Chairman), Mr. Corey Chambas (President and CEO), and several independent directors: Ms. Carol Sanders, Ms. Laurie Benson, Mr. Mark Bugher, Ms. Carla Chavarria, and Ms. Jan Eddy. They oversee the company's strategic direction and operations.

As of March 2022, the management team of First Business Financial Services, Inc. includes the following individuals:<BR><BR>- Mr. Gerald Kilcoyne, Independent Chairman of the Board<BR>- Mr. Corey Chambas, President, Chief Executive Officer, Director<BR>- Ms. Carol Sanders, Lead Independent Director<BR>- Ms. Laurie Benson, Independent Director<BR>- Mr. Mark Bugher, Independent Director<BR>- Ms. Carla Chavarria, Independent Director<BR>- Ms. Jan Eddy, Independent Director<BR><BR>This team is responsible for guiding the company's strategic direction and overseeing its operations.