ScoreComparison
Company
Score
Quality
Valuation
Financial
Technical
Why is First Business Financial Services, Inc. ?
1
High Profitability with a Net Interest Margin of 9.15%
2
Healthy long term growth as Net profit has grown by an annual rate of 20.31%
3
Positive results in Mar 26
- DIVIDEND PER SHARE(HY) Highest at USD 0
- NII(Q) Highest at USD 35.52 MM
4
With ROA of 0.68%, it has a fair valuation with a 1.31 Price to Book Value
- The stock is trading at a discount compared to its peers' average historical valuations
- Over the past year, while the stock has generated a return of 21.53%, its profits have risen by 14.3% ; the PEG ratio of the company is 0.7
5
High Institutional Holdings at 71.79%
- These investors have better capability and resources to analyse fundamentals of companies than most retail investors.
Real-Time Research ReportHow much should you hold?
- Overall Portfolio exposure to First Business Financial Services, Inc. should be less than 10%
- Overall Portfolio exposure to Regional Banks should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Regional Banks)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is First Business Financial Services, Inc. for you?
Medium Risk, High Return
Absolute
Risk Adjusted
Volatility
First Business Financial Services, Inc.
21.53%
3.00
26.13%
S&P 500
22.93%
1.75
13.09%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
21.30%
EBIT Growth (5y)
14.75%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
19.52%
Pledged Shares
0
Institutional Holding
71.79%
ROCE (avg)
0
ROE (avg)
0
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
10
Industry P/E
Price to Book Value
1.31
EV to EBIT
10.08
EV to EBITDA
9.45
EV to Capital Employed
1.25
EV to Sales
2.31
PEG Ratio
0.71
Dividend Yield
148.65%
ROCE (Latest)
12.42%
ROE (Latest)
13.29%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Mildly Bearish
Bullish
RSI
No Signal
No Signal
Bollinger Bands
Mildly Bullish
Bullish
Moving Averages
Bullish (Daily)
KST
Mildly Bearish
Mildly Bearish
Dow Theory
No Trend
Mildly Bearish
OBV
No Trend
Mildly Bearish
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend6What is working for the Company
DIVIDEND PER SHARE(HY)
Highest at USD 0
NII(Q)
Highest at USD 35.52 MM
0What is not working for the Company
NO KEY NEGATIVE TRIGGERS
Here's what is working for First Business Financial Services, Inc.
NII
Highest at USD 35.52 MM
in the last five periodsMOJO Watch
The bank's income from core business is increasing
NII (USD MM)
Dividend per share
Highest at USD 0 and Grown
In each year in the last five yearsMOJO Watch
Company is distributing higher dividend from profits generated
DPS (USD)
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
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