First US Bancshares, Inc.

  • Market Cap: Micro Cap
  • Industry: Regional Banks
  • ISIN: US33744V1035
USD
13.84
0.14 (1.02%)
  • Price Points
  • Score
  • Mojo Parameters
  • Total Return
  • News and Corporate Actions
  • Key factors
  • Shareholding
  • Financials
  • CompanyCV
stock-summaryPrice Point
High/Low

1Day

52 Week

Valuation
Technical
Day's Volume

CASH

3.61 k

Shareholding (Mar 2025)

FII

0.81%

Held by 7 FIIs

DII

95.54%

Held by 4 DIIs

Promoter

0.00%

How big is First US Bancshares, Inc.?

22-Jun-2025

As of Jun 18, First US Bancshares, Inc. has a market capitalization of 92.09 million, with total assets of 1,103.03 million and shareholder's funds of 98.62 million.

As of Jun 18, First US Bancshares, Inc. has a market capitalization of 92.09 million, categorizing it as a Micro Cap company.<BR><BR>As of Jun 18, the company reported a sum of interest earned for the latest four quarters amounting to 58.01 million and a net profit of 7.83 million.<BR><BR>As of Dec'24, the reporting period shows shareholder's funds at 98.62 million and total assets at 1,103.03 million.

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What does First US Bancshares, Inc. do?

22-Jun-2025

First US Bancshares, Inc. is a bank holding company that offers commercial banking services and operates a finance company, with a market cap of $92.09 million and a recent net profit of $2 million. Key metrics include a P/E ratio of 12.00 and a dividend yield of 165.87%.

Overview: <BR>First US Bancshares, Inc. is a bank holding company operating in the Regional Banks industry, providing a range of commercial banking services and operating a finance company.<BR><BR>Financial Snapshot: <BR>Most recent Net Sales: 14 Million (Quarterly Results - Mar 2025) <BR>Most recent Net Profit: 2 Million (Quarterly Results - Mar 2025) <BR>Market cap: USD 92.09 Million (Micro Cap)<BR><BR>Key Metrics: <BR>P/E: 12.00 <BR>Dividend Yield: 165.87% <BR>Debt Equity: 0.00 <BR>Return on Equity: 7.74% <BR>Price to Book: 0.91<BR><BR>Contact Details: <BR>Address: 3291 U.S. Highway 280, BIRMINGHAM AL : 35243 <BR>Tel: ['1 205 5821084', '1 334 6365424'] <BR>Fax: 1 302 6555049 <BR>Website: https://www.firstusbank.com/Investors

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Should I buy, sell or hold First US Bancshares, Inc.?

22-Jun-2025

Who are in the management team of First US Bancshares, Inc.?

22-Jun-2025

As of March 2022, the management team of First US Bancshares, Inc. includes Andrew Bearden (Independent Chairman), James House (President & CEO), John Gordon (Vice Chairman), and several independent directors: Dr. David Hale, Linda Breedlove, Robert Briggs, Sheri Cook, and Gerald Corgill. This team provides governance and strategic direction for the company.

As of March 2022, the management team of First US Bancshares, Inc. includes the following individuals:<BR><BR>- Andrew Bearden, Independent Chairman of the Board<BR>- Mr. James House, President, Chief Executive Officer, Director of the Company & the Bank<BR>- John Gordon, Vice Chairman of the Board<BR>- Dr. David Hale, Director<BR>- Linda Breedlove, Independent Director<BR>- Mr. Robert Briggs, Independent Director<BR>- Sheri Cook, Independent Director<BR>- Gerald Corgill, Independent Director<BR><BR>This team comprises a mix of executive leadership and independent directors, contributing to the governance and strategic direction of the company.

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Is First US Bancshares, Inc. overvalued or undervalued?

20-Sep-2025

As of June 30, 2025, First US Bancshares, Inc. is fairly valued with a P/E ratio of 12, a Price to Book Value of 0.89, and an EV to EBITDA of 8.01, showing reasonable pricing compared to peers and a 16.33% return over the past year, though it slightly underperformed against the S&P 500's 17.14% return.

As of 30 June 2025, the valuation grade for First US Bancshares, Inc. moved from expensive to fair, indicating a more favorable assessment. The company appears fairly valued based on its current metrics. Key ratios include a P/E ratio of 12, a Price to Book Value of 0.89, and an EV to EBITDA of 8.01, which suggest that the stock is reasonably priced compared to its earnings and book value.<BR><BR>In comparison to peers, Eagle Bancorp Montana, Inc. has a P/E ratio of 11.43, while SB Financial Group, Inc. shows a P/E of 13.92, both of which reinforce the fair valuation of First US Bancshares, Inc. Recent stock performance reveals that while the company has returned 16.33% over the past year, it still lags behind the S&P 500's 17.14% return, indicating that while it is performing well, there is room for improvement relative to the broader market.

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Is First US Bancshares, Inc. technically bullish or bearish?

20-Sep-2025

As of September 9, 2025, First US Bancshares, Inc. shows a mildly bearish technical trend, with mixed indicators like bearish MACD and mildly bullish On-Balance Volume, while outperforming the S&P 500 recently but underperforming over the long term.

As of 9 September 2025, the technical trend for First US Bancshares, Inc. has changed from bearish to mildly bearish. The weekly MACD is bearish, while the monthly MACD is mildly bearish, indicating a lack of strong upward momentum. The daily moving averages also reflect a mildly bearish stance. The Bollinger Bands show a bullish signal on the monthly timeframe but are sideways on the weekly, suggesting some indecision. The KST is bearish weekly and mildly bearish monthly, while the Dow Theory indicates a mildly bullish position on the weekly timeframe, with no trend monthly. The On-Balance Volume is mildly bullish on both weekly and monthly timeframes, which could support some buying interest.<BR><BR>In terms of performance, the stock has outperformed the S&P 500 over the past week and month, with returns of 8.28% and 8.65% respectively, compared to the S&P 500's 1.05% and 2.33%. However, year-to-date and longer-term returns show underperformance relative to the benchmark, particularly over 3, 5, and 10 years.<BR><BR>Overall, the current technical stance is mildly bearish, with key indicators like the MACD and moving averages contributing to this view.

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iScoreScore
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Strong Sell
Sell
Hold
Buy
Strong Buy

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Dashboard
1

High Profitability with a Net Interest Margin of -0.59%

 
2

Healthy long term growth as Net profit has grown by an annual rate of 10.36%

 
3

Flat results in Jun 25

4

With ROA of 0.59%, it has a fair valuation with a 0.89 Price to Book Value

5

Falling Participation by Institutional Investors

stock-summaryMojo Parameters
Mojo Parameters
Stock DNA
stock-summary
Industry

Regional Banks

stock-summary
Market cap

USD 86 Million (Micro Cap)

stock-summary
P/E

12.00

stock-summary
Industry P/E

NA

stock-summary
Dividend Yield

176.92%

stock-summary
Debt Equity

0.00

stock-summary
Return on Equity

5.75%

stock-summary
Price to Book

0.85

Revenue and Profits:
Net Sales:
15 Million
(Quarterly Results - Jun 2025)
Net Profit:
0 Million
stock-summaryTotal Returns
Total Returns (Price + Dividend) stock-summary
TimePeriod
Price Return
Dividend Return
Total Return
3 Months
25.82%
0%
25.82%
6 Months
10.19%
0%
10.19%
1 Year
-1.57%
0%
-1.57%
2 Years
50.11%
0%
50.11%
3 Years
60.93%
0%
60.93%
4 Years
20.05%
0%
20.05%
5 Years
48.28%
0%
48.28%

First US Bancshares, Inc. for the last several years.

Risk Adjusted Returns v/s stock-summary
stock-summaryNews & Corporate Actions
News
Announcements stock-summary
Icon
No announcement available
Corporate Actions stock-summary
Icon
No corporate action available
stock-summaryKey Factors
Quality key factors stock-summary
Factor
Value
Sales Growth (5y)
6.77%
EBIT Growth (5y)
2.03%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
16.48%
Pledged Shares
0
Institutional Holding
19.99%
ROCE (avg)
0
ROE (avg)
0
Valuation key factors
Factor
Value
P/E Ratio
12
Industry P/E
Price to Book Value
0.89
EV to EBIT
9.79
EV to EBITDA
8.01
EV to Capital Employed
0.88
EV to Sales
1.43
PEG Ratio
NA
Dividend Yield
155.90%
ROCE (Latest)
9.04%
ROE (Latest)
7.74%
Technicals key factors
Indicator
Weekly
Monthly
MACD
Bullish
Mildly Bearish
RSI
No Signal
No Signal
Bollinger Bands
Mildly Bullish
Bullish
Moving Averages
Mildly Bearish (Daily)
KST
Bullish
Mildly Bearish
Dow Theory
No Trend
Bearish
OBV
No Trend
Mildly Bullish
stock-summary Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish  Turned 
stock-summaryShareholding
Shareholding Snapshot : Mar 2025stock-summary
Shareholding Compare (%holding) stock-summary
Majority shareholders

Domestic Funds

Domestic Funds

Held in 6 Schemes (3.65%)

Foreign Institutions

Held by 7 Foreign Institutions (0.81%)

Strategic Entities with highest holding

Highest Public shareholder

stock-summaryFinancial
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stock-summaryCompany CV
About First US Bancshares, Inc. stock-summary
stock-summary
First US Bancshares, Inc.
Regional Banks
First US Bancshares, Inc., formerly United Security Bancshares, Inc., is the bank holding company for First US Bank (the Bank or FUSB). The Bank operates a finance company, Acceptance Loan Company, Inc. (ALC). The Bank operates through two segments: FUSB and ALC. As of December 31, 2015, the Bank operated and served its customers through 19 banking offices located in Brent, Bucksville, Butler, Calera, Centreville, Coffeeville, Columbiana, Fulton, Gilbertown, Grove Hill, Harpersville, Jackson, Thomasville, Tuscaloosa and Woodstock, Alabama. The Bank provides a range of commercial banking services to small and medium-sized businesses, property managers, business executives, professionals and other individuals. As of December 31, 2015, ALC operated and served its customers through 22 offices in Alabama and southeast Mississippi. FUSB Reinsurance underwrites credit life and credit accident and health insurance policies.
Company Coordinates stock-summary
Company Details
3291 U.S. Highway 280 , BIRMINGHAM AL : 35243
stock-summary
Tel: 1 205 58210841 334 6365424
stock-summary
Registrar Details