ScoreComparison
Company
Score
Quality
Valuation
Financial
Technical
Why is First US Bancshares, Inc. ?
1
High Profitability with a Net Interest Margin of 0.46%
2
Healthy long term growth as Net profit has grown by an annual rate of 17.19%
3
Positive results in Dec 25
- OPERATING PROFIT(Q) Highest at USD 2.93 MM
- OPERATING PROFIT MARGIN(Q) Highest at 19.18 %
- PRE-TAX PROFIT(Q) Highest at USD 2.93 MM
4
With ROA of 0.46%, it has a fair valuation with a 0.99 Price to Book Value
- Over the past year, while the stock has generated a return of 11.91%, its profits have fallen by -26.7%
5
Majority shareholders : Mutual Funds
Real-Time Research ReportHow much should you hold?
- Overall Portfolio exposure to First US Bancshares, Inc. should be less than 10%
- Overall Portfolio exposure to Regional Banks should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Regional Banks)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is First US Bancshares, Inc. for you?
High Risk, High Return
Absolute
Risk Adjusted
Volatility
First US Bancshares, Inc.
14.06%
1.19
41.34%
S&P 500
13.68%
0.71
19.28%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
8.03%
EBIT Growth (5y)
9.33%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
28.00%
Pledged Shares
0
Institutional Holding
17.68%
ROCE (avg)
0
ROE (avg)
0
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
17
Industry P/E
Price to Book Value
0.99
EV to EBIT
5.77
EV to EBITDA
4.59
EV to Capital Employed
0.97
EV to Sales
0.61
PEG Ratio
NA
Dividend Yield
157.17%
ROCE (Latest)
16.88%
ROE (Latest)
5.67%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Mildly Bearish
Bullish
RSI
No Signal
No Signal
Bollinger Bands
Bullish
Mildly Bullish
Moving Averages
Bullish (Daily)
KST
Bullish
Mildly Bearish
Dow Theory
No Trend
No Trend
OBV
No Trend
Mildly Bearish
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend7What is working for the Company
OPERATING PROFIT(Q)
Highest at USD 2.93 MM
OPERATING PROFIT MARGIN(Q)
Highest at 19.18 %
PRE-TAX PROFIT(Q)
Highest at USD 2.93 MM
NET PROFIT(Q)
Highest at USD 2.13 MM
EPS(Q)
Highest at USD 0.36
-4What is not working for the Company
NET PROFIT(9M)
At USD 4.22 MM has Grown at -30.4%
CASH AND EQV(HY)
Lowest at USD 20.09 MM
CREDIT DEPOSIT RATIO(HY)
Lowest at 82.98%
Here's what is working for First US Bancshares, Inc.
Operating Profit
Highest at USD 2.93 MM
in the last five periodsMOJO Watch
Near term Operating Profit trend is positive
Operating Profit (USD MM)
Operating Profit Margin
Highest at 19.18 %
in the last five periodsMOJO Watch
Company's profit margin has improved
Operating Profit to Sales
Pre-Tax Profit
Highest at USD 2.93 MM
in the last five periodsMOJO Watch
Near term Pre-Tax Profit trend is positive
Pre-Tax Profit (USD MM)
Pre-Tax Profit
At USD 2.93 MM has Grown at 59.9%
over average net sales of the previous four periods of USD 1.83 MMMOJO Watch
Near term Pre-Tax Profit trend is positive
Pre-Tax Profit (USD MM)
Net Profit
Highest at USD 2.13 MM
in the last five periodsMOJO Watch
Near term Net Profit trend is positive
Net Profit (USD MM)
Net Profit
At USD 2.13 MM has Grown at 52.7%
over average net sales of the previous four periods of USD 1.39 MMMOJO Watch
Near term Net Profit trend is positive
Net Profit (USD MM)
EPS
Highest at USD 0.36
in the last five periodsMOJO Watch
Increasing profitability; company has created higher earnings for shareholders
EPS (USD)
Here's what is not working for First US Bancshares, Inc.
Cash and Eqv
Lowest at USD 20.09 MM
in the last six Semi-Annual periodsMOJO Watch
Short Term liquidity is deteriorating
Cash and Cash Equivalents
Credit Deposit Ratio
Lowest at 82.98%
in the last four Semi-Annual periodsMOJO Watch
Bank has been creating proportionately lower loans against its deposits, thereby creating fewer revenue generating assets
Credit Deposit Ratio (%)
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
GET THE MARKETSMOJO APP
Company
Stocks
Portfolio
"Investment in securities markets are subject to market risk. Read all the related documents carefully before investing."
