ScoreComparison
Company
Score
Quality
Valuation
Financial
Technical
Why is First US Bancshares, Inc. ?
1
High Profitability with a Net Interest Margin of 0.57%
2
Healthy long term growth as Net profit has grown by an annual rate of 17.19%
3
With a growth in Interest of NAN%, the company declared Very Positive results in Jun 26
- OPERATING CASH FLOW(Y) Highest at USD 11.46 MM
- NET PROFIT(HY) At USD 3.7 MM has Grown at 91.9%
- GROSS NPA (%)(Q) Lowest at 0.1%
4
With ROA of 0.37%, it has a fair valuation with a 1.03 Price to Book Value
- Over the past year, while the stock has generated a return of 29.34%, its profits have fallen by -26.7%
5
High Institutional Holdings at 20.6%
- These investors have better capability and resources to analyse fundamentals of companies than most retail investors.
- Their stake has increased by 1.85% over the previous quarter.
6
Market Beating Performance
- The stock has generated a return of 29.34% in the last 1 year, much higher than market (S&P 500) returns of 16.00%
Real-Time Research ReportHow much should you hold?
- Overall Portfolio exposure to First US Bancshares, Inc. should be less than 10%
- Overall Portfolio exposure to Regional Banks should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Regional Banks)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is First US Bancshares, Inc. for you?
Medium Risk, High Return
Absolute
Risk Adjusted
Volatility
First US Bancshares, Inc.
34.28%
2.39
26.46%
S&P 500
15.76%
1.22
13.15%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
8.03%
EBIT Growth (5y)
8.71%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
28.05%
Pledged Shares
0
Institutional Holding
18.75%
ROCE (avg)
0
ROE (avg)
0
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
18
Industry P/E
Price to Book Value
1.03
EV to EBIT
6.81
EV to EBITDA
5.05
EV to Capital Employed
1.09
EV to Sales
0.67
PEG Ratio
NA
Dividend Yield
151.15%
ROCE (Latest)
15.95%
ROE (Latest)
5.67%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Bullish
Bullish
RSI
Bearish
No Signal
Bollinger Bands
Bullish
Bullish
Moving Averages
Bullish (Daily)
KST
Mildly Bearish
Mildly Bearish
Dow Theory
Mildly Bullish
Mildly Bullish
OBV
Mildly Bearish
No Trend
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend11What is working for the Company
OPERATING CASH FLOW(Y)
Highest at USD 11.46 MM
NET PROFIT(HY)
At USD 3.7 MM has Grown at 91.9%
GROSS NPA (%)
(Q
-1What is not working for the Company
NET SALES(Q)
Lowest at USD 14.66 MM
Here's what is working for First US Bancshares, Inc.
Operating Cash Flow
Highest at USD 11.46 MM and Grown
In each year in the last three yearsMOJO Watch
The company has generated higher cash revenues from business operations
Operating Cash Flows (USD MM)
Non Performing Loans (%)
Lowest at 0.1%
in the last four Semi-Annual periodsMOJO Watch
Proportion of stressed loans given by the bank are falling
Non Performing Loans (%)
Net Profit
At USD 3.7 MM has Grown at 91.9%
Year on Year (YoY)MOJO Watch
Near term Net Profit trend is positive
Net Profit (USD MM)
Here's what is not working for First US Bancshares, Inc.
Net Sales
Lowest at USD 14.66 MM
in the last five periodsMOJO Watch
Near term sales trend is negative
Net Sales (USD MM)
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