FlexShopper, Inc.

  • Market Cap: Micro Cap
  • Industry: Finance
  • ISIN: US33939J3032
USD
0.00
0 (-12.5%)
  • Price Points
  • Score
  • Mojo Parameters
  • Total Return
  • News and Corporate Actions
  • Key factors
  • Shareholding
  • Financials
  • CompanyCV
stock-summaryPrice Point
High/Low

1Day

52 Week

Valuation
Technical
Day's Volume

CASH

4.35 k

Shareholding (Dec 2024)

FII

0.10%

Held by 2 FIIs

DII

96.0%

Held by 4 DIIs

Promoter

0.00%

How big is FlexShopper, Inc.?

22-Jun-2025

As of Jun 18, FlexShopper, Inc. has a market capitalization of 27.04 million and reported net sales of 139.79 million with a net profit of -1.34 million over the latest four quarters.

Market Cap: As of Jun 18, FlexShopper, Inc. has a market capitalization of 27.04 million, categorizing it as a Micro Cap company.<BR><BR>Recent Quarterly Performance: For the latest four quarters, FlexShopper, Inc. reported net sales of 139.79 million. During the same period, the company experienced a net profit of -1.34 million.<BR><BR>Balance Sheet Snapshot: As of December 2024, the company's shareholder's funds amounted to 33.15 million, while total assets were reported at 209.51 million.

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What does FlexShopper, Inc. do?

22-Jun-2025

FlexShopper, Inc. is a financial technology company that operates an e-commerce marketplace for lease-to-own shopping of durable goods. It has a market cap of $27.04 million and reported net sales of $36 million with a net loss of $2 million for the most recent quarter.

Overview: <BR>FlexShopper, Inc. is a financial technology holding company that operates through its subsidiary, FlexShopper, LLC, providing an e-commerce marketplace for lease-to-own shopping of durable goods. It falls within the Finance industry and has a micro-cap market capitalization.<BR><BR>Financial Snapshot: <BR>Most recent Net Sales: 36 Million (Quarterly Results - Dec 2024) <BR>Most recent Net Profit: -2 Million (Quarterly Results - Dec 2024) <BR>Market cap: USD 27.04 Million (Micro Cap)<BR><BR>Key Metrics: <BR>P/E: NA (Loss Making) <BR>Industry P/E: NA <BR>Dividend Yield: 0.00% <BR>Debt Equity: -999,999.00 <BR>Return on Equity: -4.08% <BR>Price to Book: 0.82<BR><BR>Contact Details: <BR>Address: 901 W Yamato Rd Ste 260, BOCA RATON FL: 33431-4497 <BR>Tel: 1 561 3671504 <BR>Website: https://www.flexshopper.com/

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Should I buy, sell or hold FlexShopper, Inc.?

22-Jun-2025

Who are in the management team of FlexShopper, Inc.?

22-Jun-2025

As of March 2022, the management team of FlexShopper, Inc. includes Mr. Howard Dvorkin as Chairman of the Board, with Mr. James Allen as a Director and Thomas Katz, T. Scott King, and Mr. Carl Pradelli serving as Independent Directors.

As of March 2022, the management team of FlexShopper, Inc. includes Mr. Howard Dvorkin as the Chairman of the Board, Mr. James Allen as a Director, and Thomas Katz, T. Scott King, and Mr. Carl Pradelli, all serving as Independent Directors.

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Is FlexShopper, Inc. overvalued or undervalued?

20-Sep-2025

As of February 10, 2025, FlexShopper, Inc. is considered risky and overvalued due to significant losses, a low EV to EBITDA ratio of 0.41, and poor stock performance, with a year-to-date return of -55.54% compared to the S&P 500's 12.22%.

As of 10 February 2025, the valuation grade for FlexShopper, Inc. has moved from expensive to risky, indicating a more cautious outlook on the company's financial health. The company appears to be overvalued based on its current metrics, particularly given its significant losses reflected in the P/E ratio, which is not applicable due to losses, and a Price to Book Value of 0.89, suggesting it is trading below its book value. Additionally, the EV to EBITDA ratio stands at 0.41, which, while low, indicates that the company is not generating sufficient earnings relative to its enterprise value.<BR><BR>In comparison to peers, FlexShopper's EV to EBITDA ratio of 0.41 is notably lower than that of Finance of America Cos., Inc., which has a ratio of 0.2102, indicating a more favorable valuation. Meanwhile, loanDepot, Inc. shows a much higher EV to EBITDA at 3.7049, further emphasizing FlexShopper's relative weakness in profitability metrics. Recent stock performance shows that while FlexShopper gained 10.54% over the past week, it has significantly underperformed the S&P 500 over longer periods, with a year-to-date return of -55.54% compared to the S&P 500's 12.22%, reinforcing the notion that the stock is overvalued in light of its financial struggles.

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Is FlexShopper, Inc. technically bullish or bearish?

20-Sep-2025

As of August 1, 2025, FlexShopper, Inc. is in a bearish trend with strong bearish signals from the MACD and moving averages, underperforming the S&P 500 significantly with a year-to-date return of -55.54%.

As of 1 August 2025, the technical trend for FlexShopper, Inc. has changed from mildly bearish to bearish. The current stance is bearish with a strong indication from the MACD, which is bearish on both weekly and monthly time frames. The daily moving averages also confirm a bearish outlook. While the Bollinger Bands show a mildly bearish trend, the KST is bearish on both weekly and monthly periods. The Dow Theory indicates a mildly bullish stance on the weekly but no trend on the monthly, which contrasts with the overall bearish signals.<BR><BR>In terms of performance, FlexShopper has underperformed significantly compared to the S&P 500, with a year-to-date return of -55.54% versus the S&P's 12.22%, and a 3-year return of -65.91% compared to the S&P's 70.41%.

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iScoreScore
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Strong Sell
Sell
Hold
Buy
Strong Buy

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Dashboard
1

Flat results in Dec 24

  • PRE-TAX PROFIT(Q) At USD 0 MM has Fallen at -100%
  • OPERATING CASH FLOW(Y) Lowest at USD -34.94 MM
  • DEBT-EQUITY RATIO (HY) Highest at 461.36 %
2

Risky - Market Cap of less than 100 cr

3

Below par performance in long term as well as near term

stock-summaryMojo Parameters
Mojo Parameters
Stock DNA
stock-summary
Industry

Finance

stock-summary
Market cap

USD 15 Million (Micro Cap)

stock-summary
P/E

NA (Loss Making)

stock-summary
Industry P/E

NA

stock-summary
Dividend Yield

0.00%

stock-summary
Debt Equity

-999,999.00

stock-summary
Return on Equity

-4.08%

stock-summary
Price to Book

0.45

Revenue and Profits:
Net Sales:
36 Million
(Quarterly Results - Dec 2024)
Net Profit:
-2 Million
stock-summaryTotal Returns
Total Returns (Price + Dividend) stock-summary
TimePeriod
Price Return
Dividend Return
Total Return
3 Months
-99.52%
0%
-99.52%
6 Months
-99.75%
0%
-99.75%
1 Year
-99.82%
0%
-99.82%
2 Years
-99.76%
0%
-99.76%
3 Years
-99.69%
0%
-99.69%
4 Years
-99.85%
0%
-99.85%
5 Years
-99.84%
0%
-99.84%

FlexShopper, Inc. for the last several years.

Risk Adjusted Returns v/s stock-summary
stock-summaryNews & Corporate Actions
News
Announcements stock-summary
Icon
No announcement available
Corporate Actions stock-summary
Icon
No corporate action available
stock-summaryKey Factors
Quality key factors stock-summary
Factor
Value
Sales Growth (5y)
9.50%
EBIT Growth (5y)
41.75%
EBIT to Interest (avg)
1.20
Debt to EBITDA (avg)
Negative Net Debt
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
21.56%
Dividend Payout Ratio
0
Pledged Shares
0
Institutional Holding
18.85%
ROCE (avg)
123.05%
ROE (avg)
11.52%
Valuation key factors
Factor
Value
P/E Ratio
NA (Loss Making)
Industry P/E
Price to Book Value
0.89
EV to EBIT
0.48
EV to EBITDA
0.41
EV to Capital Employed
0.84
EV to Sales
0.14
PEG Ratio
NA
Dividend Yield
NA
ROCE (Latest)
174.56%
ROE (Latest)
-4.08%
Technicals key factors
Indicator
Weekly
Monthly
MACD
Bearish
Bearish
RSI
No Signal
No Signal
Bollinger Bands
Mildly Bearish
Mildly Bearish
Moving Averages
Bearish (Daily)
KST
Bearish
Bearish
Dow Theory
No Trend
No Trend
OBV
No Trend
Mildly Bearish
stock-summary Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish  Turned 
stock-summaryShareholding
Shareholding Snapshot : Dec 2024stock-summary
Shareholding Compare (%holding) stock-summary
Majority shareholders

Domestic Funds

Domestic Funds

Held in 4 Schemes (3.91%)

Foreign Institutions

Held by 2 Foreign Institutions (0.1%)

Strategic Entities with highest holding

Highest Public shareholder

stock-summaryFinancial
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  {
    "link": "quarterly",
    "btn_text": "All Quarterly Results",
    "header": "Quarterly Results Snapshot (Consolidated) - Dec'24 - QoQ",
    "rhs": [
      {
        "prefix": "Net Sales ",
        "suffix": "QoQ Growth in quarter ended Dec 2024 is -8.03% vs 21.38% in Sep 2024",
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      },
      {
        "prefix": "Consolidated Net Profit ",
        "suffix": "QoQ Growth in quarter ended Dec 2024 is -179.17% vs 250.00% in Sep 2024",
        "dir": -1
      }
    ],
    "table": {
      "header": [
        "Dec'24",
        "Sep'24",
        "Change(%)"
      ],
      "body": [
        {
          "field": "Net Sales",
          "val1": "35.50",
          "val2": "38.60",
          "chgp": "-8.03%",
          "chgp_class": "negative"
        },
        {
          "field": "Operating Profit (PBDIT) excl Other Income",
          "val1": "20.40",
          "val2": "12.80",
          "chgp": "59.38%",
          "chgp_class": "positive"
        },
        {
          "field": "Interest",
          "val1": "0.00",
          "val2": "6.50",
          "chgp": "-100.00%",
          "chgp_class": "positive"
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        {
          "field": "Exceptional Items",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Consolidate Net Profit",
          "val1": "-1.90",
          "val2": "2.40",
          "chgp": "-179.17%",
          "chgp_class": "negative"
        },
        {
          "field": "Operating Profit Margin (Excl OI)",
          "val1": "574.60%",
          "val2": "269.90%",
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  {
    "link": "annual",
    "btn_text": "All Annual Results",
    "header": "Annual Results Snapshot (Consolidated) - Dec'24",
    "rhs": [
      {
        "prefix": "Net Sales ",
        "suffix": "YoY Growth in year ended Dec 2024 is 19.49% vs 3.45% in Dec 2023",
        "dir": 1
      },
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        "prefix": "Consolidated Net Profit ",
        "suffix": "YoY Growth in year ended Dec 2024 is 95.24% vs -131.11% in Dec 2023",
        "dir": 1
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    ],
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        "Dec'24",
        "Dec'23",
        "Change(%)"
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          "field": "Net Sales",
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          "val2": "117.00",
          "chgp": "19.49%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit (PBDIT) excl Other Income",
          "val1": "32.40",
          "val2": "23.30",
          "chgp": "39.06%",
          "chgp_class": "positive"
        },
        {
          "field": "Interest",
          "val1": "22.10",
          "val2": "20.70",
          "chgp": "6.76%",
          "chgp_class": "negative"
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        {
          "field": "Exceptional Items",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
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        {
          "field": "Consolidate Net Profit",
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          "val2": "-4.20",
          "chgp": "95.24%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit Margin (Excl OI)",
          "val1": "162.90%",
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          "chgp": "3.10%",
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Quarterly Results Snapshot (Consolidated) - Dec'24 - QoQstock-summary
Dec'24
Sep'24
Change(%)
Net Sales
35.50
38.60
-8.03%
Operating Profit (PBDIT) excl Other Income
20.40
12.80
59.38%
Interest
0.00
6.50
-100.00%
Exceptional Items
0.00
0.00
Consolidate Net Profit
-1.90
2.40
-179.17%
Operating Profit Margin (Excl OI)
574.60%
269.90%
30.47%
USD in Million.
Direction Arrows
Net Sales

QoQ Growth in quarter ended Dec 2024 is -8.03% vs 21.38% in Sep 2024

Direction Arrows
Consolidated Net Profit

QoQ Growth in quarter ended Dec 2024 is -179.17% vs 250.00% in Sep 2024

Annual Results Snapshot (Consolidated) - Dec'24stock-summary
Dec'24
Dec'23
Change(%)
Net Sales
139.80
117.00
19.49%
Operating Profit (PBDIT) excl Other Income
32.40
23.30
39.06%
Interest
22.10
20.70
6.76%
Exceptional Items
0.00
0.00
Consolidate Net Profit
-0.20
-4.20
95.24%
Operating Profit Margin (Excl OI)
162.90%
131.90%
3.10%
USD in Million.
Direction Arrows
Net Sales

YoY Growth in year ended Dec 2024 is 19.49% vs 3.45% in Dec 2023

Direction Arrows
Consolidated Net Profit

YoY Growth in year ended Dec 2024 is 95.24% vs -131.11% in Dec 2023

stock-summaryCompany CV
About FlexShopper, Inc. stock-summary
stock-summary
FlexShopper, Inc.
Finance
FlexShopper, Inc. is a holding company that conducts business through its subsidiary, FlexShopper, LLC. The Company is a financial technology company that enables consumers to utilize its e-commerce marketplace to shop for brand name electronics, home furnishings and other durable goods on a lease-to-own (LTO) basis. The product categories include electronics, tires, furniture, jewelry, appliances, and mobile. The customers can acquire various brands including Samsung, Frigidaire, Hewlett-Packard, LG, Whirlpool, Simmons, Philips, Ashley and Apple. The Company also licenses its LTO technology platforms to retailers and e-tailers to facilitate transactions directly with consumers who want to purchase products but do not have sufficient cash or available credit.
Company Coordinates stock-summary
Company Details
901 W Yamato Rd Ste 260 , BOCA RATON FL : 33431-4497
Registrar Details