FlexShopper, Inc. is a holding company that conducts business through its subsidiary, FlexShopper, LLC. The Company is a financial technology company that enables consumers to utilize its e-commerce marketplace to shop for brand name electronics, home furnishings and other durable goods on a lease-to-own (LTO) basis. The product categories include electronics, tires, furniture, jewelry, appliances, and mobile. The customers can acquire various brands including Samsung, Frigidaire, Hewlett-Packard, LG, Whirlpool, Simmons, Philips, Ashley and Apple. The Company also licenses its LTO technology platforms to retailers and e-tailers to facilitate transactions directly with consumers who want to purchase products but do not have sufficient cash or available credit.