Kentucky First Federal Bancorp

How big is Kentucky First Federal Bancorp?

As of Jun 24, Kentucky First Federal Bancorp has a market capitalization of 21.75 million, with total assets of 373.78 million and shareholder's funds of 48.00 million. The company reported a net profit of -1.07 million over the latest four quarters.

As of Jun 18, Kentucky First Federal Bancorp has a market capitalization of 21.75 million, categorizing it as a Micro Cap company.<BR><BR>As of Jun 24, the sum of interest earned for the latest four quarters is 18.69 million, while the sum of net profit for the same period is -1.07 million.<BR><BR>As of Jun 24, the shareholder's funds are reported at 48.00 million, and total assets amount to 373.78 million.

What does Kentucky First Federal Bancorp do?

Kentucky First Federal Bancorp is a mid-tier holding company in the savings banks industry, with a market cap of $21.75 million and recent quarterly net sales of $5 million. It currently has no net profit, a dividend yield of 0.00%, and a return on equity of -0.26%.

Overview:<BR>Kentucky First Federal Bancorp is a mid-tier holding company operating in the savings banks industry.<BR><BR>Financial Snapshot:<BR>- Most recent Net Sales: 5 Million (Quarterly Results - Mar 2025)<BR>- Most recent Net Profit: 0 Million (Quarterly Results - Mar 2025)<BR>- Market-cap: USD 21.75 Million (Micro Cap)<BR><BR>Key Metrics:<BR>- P/E: NA (Loss Making)<BR>- Industry P/E: NA<BR>- Dividend Yield: 0.00%<BR>- Debt Equity: 0.00<BR>- Return on Equity: -0.26%<BR>- Price to Book: 0.45<BR><BR>Contact Details:<BR>- Address: 479 Main St, Hazard KY: 41701-1776<BR>- Tel: 1 606 4363860

Should I buy, sell or hold Kentucky First Federal Bancorp?

Who are in the management team of Kentucky First Federal Bancorp?

As of March 2022, the management team of Kentucky First Federal Bancorp includes Chairman Tony Whitaker, President and CEO Don Jennings, and several independent directors: William Johnson, Stephen Barker, C. Davenport, Walter Ecton, and William Gorman. This team provides governance and strategic direction for the company.

As of March 2022, the management team of Kentucky First Federal Bancorp includes the following individuals:<BR><BR>- Mr. Tony Whitaker, Chairman of the Board<BR>- Mr. Don Jennings, President, Chief Executive Officer, Director; and Chief Executive Officer of First Federal of Frankfort<BR>- Mr. William Johnson, Director<BR>- Mr. Stephen Barker, Independent Director<BR>- Mr. C. Davenport, Independent Director<BR>- Mr. Walter Ecton, Independent Director<BR>- Mr. William Gorman, Independent Director<BR><BR>This team comprises a mix of executive leadership and independent directors, contributing to the governance and strategic direction of the company.

Is Kentucky First Federal Bancorp technically bullish or bearish?

As of September 9, 2025, Kentucky First Federal Bancorp shows a bullish technical trend, supported by positive MACD and moving averages, but is tempered by bearish signals from Dow Theory, despite outperforming the S&P 500 in the short term.

As of 9 September 2025, the technical trend for Kentucky First Federal Bancorp has changed from mildly bullish to bullish. The weekly MACD is bullish, and the daily moving averages also indicate a bullish stance. The Bollinger Bands show a bullish trend on the monthly timeframe. However, Dow Theory indicates a bearish position on both weekly and monthly timeframes. <BR><BR>In terms of returns, the stock has outperformed the S&P 500 over the past month (6.25% vs. 2.33%) and year (29.77% vs. 17.14%), but has significantly underperformed over the longer three and five-year periods. Overall, the current technical stance is bullish, but the strength is tempered by bearish signals from Dow Theory.

Is Kentucky First Federal Bancorp overvalued or undervalued?

As of October 31, 2025, Kentucky First Federal Bancorp is considered overvalued due to its low Price to Book Value and negative EV metrics, despite a strong year-to-date return, as it has significantly underperformed the S&P 500 over the long term.

As of 31 October 2025, Kentucky First Federal Bancorp's valuation grade has moved from fair to expensive, indicating a shift towards overvaluation. The company appears overvalued based on its Price to Book Value of 0.46, EV to Capital Employed of 0.63, and a negative EV to EBIT and EV to EBITDA of -43.51. In comparison to peers, Magyar Bancorp, Inc. is very attractive with a P/E ratio of 11.61, while CFSB Bancorp, Inc. is considered risky with an EV to EBITDA of -92.33.<BR><BR>Despite a strong year-to-date return of 27.69% compared to the S&P 500's 16.30%, the long-term performance shows significant underperformance, particularly over three and five years, where the stock returned -46.32% and -39.72%, respectively, against the S&P's substantial gains. This long-term trend reinforces the view that Kentucky First Federal Bancorp is overvalued in its current state.