Comparison
Company
Score
Quality
Valuation
Financial
Technical
Why is Kentucky First Federal Bancorp ?
1
With a growth in Interest of NAN%, the company declared Outstanding results in Dec 25
- The company has declared positive results for the last 2 consecutive quarters
- NII(Q) Highest at USD 2.66 MM
- OPERATING CASH FLOW(Y) Highest at USD 0.16 MM
- ROCE(HY) Highest at 0.22%
2
With ROA of 0.20%, it has a fair valuation with a 0.78 Price to Book Value
- Over the past year, while the stock has generated a return of 42.14%, its profits have risen by 107% ; the PEG ratio of the company is 0.1
3
Majority shareholders : Mutual Funds
4
Market Beating Performance
- The stock has generated a return of 42.14% in the last 1 year, much higher than market (S&P 500) returns of 13.68%
How much should you buy?
- Overall Portfolio exposure to Kentucky First Federal Bancorp should be less than 10%
- Overall Portfolio exposure to Savings Banks should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Savings Banks)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is Kentucky First Federal Bancorp for you?
High Risk, High Return
Absolute
Risk Adjusted
Volatility
Kentucky First Federal Bancorp
42.14%
0.41
65.98%
S&P 500
13.68%
0.71
19.28%
Quality key factors
Factor
Value
Sales Growth (5y)
10.35%
EBIT Growth (5y)
-4.51%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
0
Pledged Shares
0
Institutional Holding
4.87%
ROCE (avg)
0
ROE (avg)
0
Valuation Key Factors 
Factor
Value
P/E Ratio
38
Industry P/E
Price to Book Value
0.78
EV to EBIT
65.51
EV to EBITDA
59.12
EV to Capital Employed
0.86
EV to Sales
3.27
PEG Ratio
0.09
Dividend Yield
NA
ROCE (Latest)
1.20%
ROE (Latest)
1.69%
Technical key factors
Indicator
Weekly
Monthly
MACD
Mildly Bearish
Mildly Bullish
RSI
No Signal
No Signal
Bollinger Bands
Bearish
Mildly Bullish
Moving Averages
Mildly Bullish (Daily)
KST
Mildly Bearish
Bullish
Dow Theory
No Trend
No Trend
OBV
No Trend
Mildly Bearish
Technical Movement
26What is working for the Company
NII(Q)
Highest at USD 2.66 MM
OPERATING CASH FLOW(Y)
Highest at USD 0.16 MM
ROCE(HY)
Highest at 0.22%
NET SALES(Q)
Highest at USD 5.18 MM
PRE-TAX PROFIT(Q)
At USD 0.4 MM has Grown at 124.96%
NET PROFIT(Q)
At USD 0.3 MM has Grown at 125.19%
GROSS NPA (%)
(Q
-2What is not working for the Company
ROCE(HY)
Lowest at 0.22%
Here's what is working for Kentucky First Federal Bancorp
NII
Highest at USD 2.66 MM and Grown
In each period in the last five periodsMOJO Watch
The bank's income from core business is increasing
Net NPA
Net Sales
Highest at USD 5.18 MM and Grown
In each period in the last five periodsMOJO Watch
Near term sales trend is very positive
Net Sales (USD MM)
Pre-Tax Profit
At USD 0.4 MM has Grown at 124.96%
over average net sales of the previous four periods of USD 0.18 MMMOJO Watch
Near term Pre-Tax Profit trend is very positive
Pre-Tax Profit (USD MM)
Net Profit
At USD 0.3 MM has Grown at 125.19%
over average net sales of the previous four periods of USD 0.13 MMMOJO Watch
Near term Net Profit trend is very positive
Net Profit (USD MM)
Non Performing Loans (%)
Lowest at 0.72%
in the last four Semi-Annual periodsMOJO Watch
Proportion of stressed loans given by the bank are falling
Non Performing Loans (%)
Operating Cash Flow
Highest at USD 0.16 MM
in the last three yearsMOJO Watch
The company has generated higher cash revenues from business operations
Operating Cash Flows (USD MM)






