Comparison
Company
Score
Quality
Valuation
Financial
Technical
Why is Kentucky First Federal Bancorp ?
1
With a growth in Interest of NAN%, the company declared Outstanding results in Mar 26
- The company has declared positive results for the last 6 consecutive quarters
- OPERATING CASH FLOW(Y) Highest at USD 1.07 MM
- NII(Q) Highest at USD 2.87 MM
- ROCE(HY) Highest at 0.37%
2
With ROA of 0.20%, it has a very attractive valuation with a 0.73 Price to Book Value
- Over the past year, while the stock has generated a return of 94.64%, its profits have risen by 107% ; the PEG ratio of the company is 0.1
3
Increasing Participation by Institutional Investors
- Institutional investors have increased their stake by 0.99% over the previous quarter and collectively hold 5.86% of the company
- These investors have better capability and resources to analyse fundamentals of companies than most retail investors
4
Market Beating Performance
- The stock has generated a return of 94.64% in the last 1 year, much higher than market (S&P 500) returns of 20.53%
How much should you buy?
- Overall Portfolio exposure to Kentucky First Federal Bancorp should be less than 10%
- Overall Portfolio exposure to Savings Banks should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Savings Banks)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is Kentucky First Federal Bancorp for you?
High Risk, High Return
Absolute
Risk Adjusted
Volatility
Kentucky First Federal Bancorp
94.64%
0.98
64.15%
S&P 500
20.53%
1.55
13.24%
Quality key factors
Factor
Value
Sales Growth (5y)
10.35%
EBIT Growth (5y)
-4.51%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
0
Pledged Shares
0
Institutional Holding
5.86%
ROCE (avg)
0
ROE (avg)
0
Valuation Key Factors 
Factor
Value
P/E Ratio
36
Industry P/E
Price to Book Value
0.73
EV to EBIT
62.97
EV to EBITDA
56.83
EV to Capital Employed
0.82
EV to Sales
3.14
PEG Ratio
0.08
Dividend Yield
NA
ROCE (Latest)
1.20%
ROE (Latest)
1.69%
Technical key factors
Indicator
Weekly
Monthly
MACD
Mildly Bearish
Bullish
RSI
No Signal
No Signal
Bollinger Bands
Bullish
Bullish
Moving Averages
Bullish (Daily)
KST
Mildly Bearish
Bullish
Dow Theory
Mildly Bullish
No Trend
OBV
Mildly Bullish
No Trend
Technical Movement
32What is working for the Company
OPERATING CASH FLOW(Y)
Highest at USD 1.07 MM
NII(Q)
Highest at USD 2.87 MM
ROCE(HY)
Highest at 0.37%
NET SALES(Q)
Highest at USD 5.26 MM
OPERATING PROFIT(Q)
Highest at USD 0.75 MM
OPERATING PROFIT MARGIN(Q)
Highest at 14.34 %
PRE-TAX PROFIT(Q)
Highest at USD 0.76 MM
NET PROFIT(Q)
Highest at USD 0.58 MM
EPS(Q)
Highest at USD 0.07
-2What is not working for the Company
ROCE(HY)
Lowest at 0.37%
Here's what is working for Kentucky First Federal Bancorp
Pre-Tax Profit
At USD 0.76 MM has Grown at 172.56%
over average net sales of the previous four periods of USD 0.28 MMMOJO Watch
Near term Pre-Tax Profit trend is very positive
Pre-Tax Profit (USD MM)
Net Profit
At USD 0.58 MM has Grown at 179.66%
over average net sales of the previous four periods of USD 0.21 MMMOJO Watch
Near term Net Profit trend is very positive
Net Profit (USD MM)
NII
Highest at USD 2.87 MM and Grown
In each period in the last five periodsMOJO Watch
The bank's income from core business is increasing
Net NPA
Operating Cash Flow
Highest at USD 1.07 MM and Grown
In each year in the last three yearsMOJO Watch
The company has generated higher cash revenues from business operations
Operating Cash Flows (USD MM)
Net Sales
Highest at USD 5.26 MM and Grown
In each period in the last five periodsMOJO Watch
Near term sales trend is very positive
Net Sales (USD MM)
Operating Profit
Highest at USD 0.75 MM
in the last five periodsMOJO Watch
Near term Operating Profit trend is positive
Operating Profit (USD MM)
Operating Profit Margin
Highest at 14.34 %
in the last five periodsMOJO Watch
Company's profit margin has improved
Operating Profit to Sales
Pre-Tax Profit
Highest at USD 0.76 MM
in the last five periodsMOJO Watch
Near term Pre-Tax Profit trend is positive
Pre-Tax Profit (USD MM)
Net Profit
Highest at USD 0.58 MM
in the last five periodsMOJO Watch
Near term Net Profit trend is positive
Net Profit (USD MM)
EPS
Highest at USD 0.07
in the last five periodsMOJO Watch
Increasing profitability; company has created higher earnings for shareholders
EPS (USD)






