LCNB Corp.

  • Market Cap: Micro Cap
  • Industry: Major Banks
  • ISIN: US50181P1003
USD
16.06
0.41 (2.62%)
  • Price Points
  • Score
  • Mojo Parameters
  • Total Return
  • News and Corporate Actions
  • Key factors
  • Shareholding
  • Financials
  • CompanyCV
stock-summaryPrice Point
High/Low

1Day

52 Week

Valuation
Technical
Day's Volume

CASH

23.2 k

Shareholding (Mar 2025)

FII

1.29%

Held by 20 FIIs

DII

82.91%

Held by 16 DIIs

Promoter

0.00%

How big is LCNB Corp.?

22-Jun-2025

As of Jun 18, LCNB Corp. has a market capitalization of 220.94 million and reported total assets of 2,315.96 million, with shareholder's funds at 253.04 million.

As of Jun 18, LCNB Corp. has a market capitalization of 220.94 million, categorizing it as a Micro Cap company.<BR><BR>As of Jun 18, the company reported a sum of interest earned for the latest four quarters amounting to 105.57 million. The net profit for the same period was 16.08 million.<BR><BR>As of Dec 24, the reporting period shows shareholder's funds at 253.04 million and total assets at 2,315.96 million.

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What does LCNB Corp. do?

22-Jun-2025

LCNB Corp. is a financial holding company that offers commercial and personal banking services, with a market cap of approximately $220.94 million. As of March 2025, it reported net sales of $25 million and a net profit of $5 million.

Overview:<BR>LCNB Corp. is a financial holding company operating in the Major Banks industry, providing a range of commercial and personal banking services.<BR><BR>Financial Snapshot:<BR>Most recent Net Sales: 25 Million (Quarterly Results - Mar 2025) <BR>Most recent Net Profit: 5 Million (Quarterly Results - Mar 2025) <BR>Market cap: USD 220.94 Million (Micro Cap)<BR><BR>Key Metrics:<BR>P/E: 12.00 <BR>Dividend Yield: 0.00% <BR>Debt Equity: 0.00 <BR>Return on Equity: 7.21% <BR>Price to Book: 0.85<BR><BR>Contact Details:<BR>Address: 2 N Broadway, PO Box 59 LEBANON OH : 45036-0059 <BR>Tel: 1 513 9321414 <BR>Website: http://www.lcnbcorp.com/

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Should I buy, sell or hold LCNB Corp.?

22-Jun-2025

Who are in the management team of LCNB Corp.?

22-Jun-2025

As of March 2022, the management team of LCNB Corp. includes Mr. Spencer Cropper (Independent Chairman), Mr. Eric Meilstrup (President and CEO), and several independent directors: Ms. Anne Krehbiel, Mr. Steve Foster, Mr. William Kaufman, Ms. Mary Bradford, Mr. William Huddle, and Mr. Craig Johnson. They oversee the company's operations and strategic direction.

As of March 2022, the management team of LCNB Corp. includes the following individuals:<BR><BR>- Mr. Spencer Cropper, Independent Chairman of the Board<BR>- Mr. Eric Meilstrup, President, Chief Executive Officer, Director<BR>- Ms. Anne Krehbiel, Secretary, Independent Director<BR>- Mr. Steve Foster, Director<BR>- Mr. William Kaufman, Director<BR>- Ms. Mary Bradford, Independent Director<BR>- Mr. William Huddle, Independent Director<BR>- Mr. Craig Johnson, Independent Director<BR><BR>This team is responsible for overseeing the company's operations and strategic direction.

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Is LCNB Corp. overvalued or undervalued?

20-Sep-2025

As of May 31, 2024, LCNB Corp. is considered an attractive investment due to its undervalued status, with a P/E ratio of 12, a price-to-book value of 0.89, and an EV to EBITDA ratio of 11.42, all indicating it trades at a discount compared to peers like First Financial Corp. and Alerus Financial Corp. despite its recent stock performance lagging behind the S&P 500.

As of 31 May 2024, LCNB Corp. has moved from an expensive to a very attractive valuation grade. The company appears undervalued, supported by a P/E ratio of 12, a price-to-book value of 0.89, and an EV to EBITDA ratio of 11.42. In comparison to its peers, First Financial Corp. has a P/E ratio of 14.27, and Alerus Financial Corp. stands at 13.80, indicating that LCNB Corp. is trading at a discount relative to these competitors.<BR><BR>Despite its recent stock performance lagging behind the S&P 500, with a 1Y return of 5.35% compared to the S&P's 17.14%, the valuation metrics suggest significant upside potential. Overall, LCNB Corp. presents an attractive investment opportunity given its favorable valuation ratios and the comparative analysis with its peers.

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Is LCNB Corp. technically bullish or bearish?

20-Sep-2025

As of September 2, 2025, LCNB Corp. shows a bullish technical trend with positive momentum indicators, despite underperforming the S&P 500 over longer periods, while outperforming it in the last month.

As of 2 September 2025, the technical trend for LCNB Corp. has changed from mildly bullish to bullish. The weekly MACD is bullish, and the monthly MACD is mildly bullish, indicating positive momentum. The RSI is bullish on a monthly basis, while the weekly RSI shows no signal. Both the weekly and monthly Bollinger Bands are bullish, supporting the upward trend. Daily moving averages are also bullish, reinforcing the positive outlook. The KST is bullish weekly but mildly bearish monthly, and Dow Theory indicates a mildly bullish stance on both weekly and monthly time frames. The OBV is bullish on both time frames, suggesting strong buying pressure.<BR><BR>In terms of performance, LCNB Corp. has underperformed the S&P 500 over the 1-year, 3-year, and 5-year periods, with returns of 5.35%, 9.51%, and 12.29% respectively, compared to 17.14%, 70.41%, and 96.61% for the S&P 500. However, it has outperformed the index over the 1-month period with a return of 7.64% versus 2.33%. Overall, the current technical stance is bullish with strong indicators supporting this view.

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iScoreScore
Click here to find our call on this stock
Strong Sell
Sell
Hold
Buy
Strong Buy

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Dashboard
1

High Profitability with a Net Interest Margin of 4.70%

 
2

The company has declared Positive results for the last 3 consecutive quarters

3

With ROA of 0.49%, it has a very attractive valuation with a 0.89 Price to Book Value

4

High Institutional Holdings at 39.96%

stock-summaryMojo Parameters
Mojo Parameters
Stock DNA
stock-summary
Industry

Major Banks

stock-summary
Market cap

USD 255 Million (Micro Cap)

stock-summary
P/E

12.00

stock-summary
Industry P/E

NA

stock-summary
Dividend Yield

0.00%

stock-summary
Debt Equity

0.00

stock-summary
Return on Equity

8.15%

stock-summary
Price to Book

0.97

Revenue and Profits:
Net Sales:
26 Million
(Quarterly Results - Jun 2025)
Net Profit:
6 Million
stock-summaryTotal Returns
Total Returns (Price + Dividend) stock-summary
TimePeriod
Price Return
Dividend Return
Total Return
3 Months
3.01%
0%
3.01%
6 Months
12.94%
0%
12.94%
1 Year
-6.11%
0%
-6.11%
2 Years
7.71%
0%
7.71%
3 Years
-14.35%
0%
-14.35%
4 Years
-18.23%
0%
-18.23%
5 Years
7.0%
0%
7.0%

LCNB Corp. for the last several years.

Risk Adjusted Returns v/s stock-summary
stock-summaryNews & Corporate Actions
News
Announcements stock-summary
Icon
No announcement available
Corporate Actions stock-summary
Icon
No corporate action available
stock-summaryKey Factors
Quality key factors stock-summary
Factor
Value
Sales Growth (5y)
9.88%
EBIT Growth (5y)
5.41%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
90.33%
Pledged Shares
0
Institutional Holding
39.96%
ROCE (avg)
0
ROE (avg)
0
Valuation key factors
Factor
Value
P/E Ratio
12
Industry P/E
Price to Book Value
0.89
EV to EBIT
13.40
EV to EBITDA
11.42
EV to Capital Employed
0.89
EV to Sales
2.37
PEG Ratio
1.04
Dividend Yield
NA
ROCE (Latest)
6.68%
ROE (Latest)
7.21%
Technicals key factors
Indicator
Weekly
Monthly
MACD
Bullish
Mildly Bullish
RSI
No Signal
Bullish
Bollinger Bands
Mildly Bullish
Bullish
Moving Averages
Bullish (Daily)
KST
Mildly Bearish
Bearish
Dow Theory
No Trend
Mildly Bearish
OBV
No Trend
Mildly Bearish
stock-summary Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish  Turned 
stock-summaryShareholding
Shareholding Snapshot : Mar 2025stock-summary
Shareholding Compare (%holding) stock-summary
Majority shareholders

Domestic Funds

Domestic Funds

Held in 20 Schemes (15.8%)

Foreign Institutions

Held by 20 Foreign Institutions (1.29%)

Strategic Entities with highest holding

Highest Public shareholder

stock-summaryFinancial
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stock-summaryCompany CV
About LCNB Corp. stock-summary
stock-summary
LCNB Corp.
Major Banks
LCNB Corp. (LCNB) is a financial holding company. The Company's subsidiary includes LCNB National Bank (the Bank). The Bank offers commercial and personal banking services. Its services include safe deposit boxes, night depositories, cashier's checks, utility bill collections, notary public service, mobile banking and other services tailored for both individuals and businesses. Its loan products include commercial and industrial loans, commercial and residential real estate loans, various types of consumer loans and small business administration loans. Its investment portfolio includes securities available-for-sale, such as the United States Treasury notes, the United States Agency notes, Certificates of deposit, and Equity securities. Its deposit services include checking accounts, negotiable order of withdrawal accounts, savings accounts, money market deposit accounts, lifetime checking accounts, individual retirement accounts and certificates of deposit.
Company Coordinates stock-summary
Company Details
2 N Broadway, PO Box 59 LEBANON OH : 45036-0059
stock-summary
Tel: 1 513 93214141 513 9321414
stock-summary
Registrar Details