LCNB Corp. (LCNB) Stock Recommendation | Score, Valuation, Technicals & Financial Trend

Score

Click here to find our call on this stock

Strong Sell

Sell

Hold

Buy

Strong Buy

Comparison

Company

Score

Quality

Valuation

Financial

Technical

Southern California Bancorp (San Diego)

Arrow Financial Corp.

Esquire Financial Holdings, Inc.

Capital Bancorp, Inc. (Maryland)

The First Bancorp, Inc. (Maine)

First Financial Corp. (Indiana)

Northeast Community Bancorp, Inc.

LCNB Corp.

The First of Long Island Corp.

American National Bankshares, Inc. (Virginia)

Alerus Financial Corp.

Why is LCNB Corp. ?

High Profitability with a Net Interest Margin of 4.69%

The company has declared Positive results for the last 3 consecutive quarters

ROCE(HY) Highest at 1.01%
NII(Q) Highest at USD 18.26 MM
DIVIDEND PAYOUT RATIO(Y) Highest at 55%

With ROA of 0.85%, it has a very attractive valuation with a 0.94 Price to Book Value

Over the past year, while the stock has generated a return of 5.13%, its profits have risen by 39.1% ; the PEG ratio of the company is 0.3

High Institutional Holdings at 40.63%

These investors have better capability and resources to analyse fundamentals of companies than most retail investors.

Real-Time Research Report

Verdict Report

How much should you hold?

Overall Portfolio exposure to LCNB Corp. should be less than 10%
Overall Portfolio exposure to Major Banks should be less than 30%

(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Major Banks)

When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock

Is LCNB Corp. for you?

Medium Risk, Medium Return

Absolute

Risk Adjusted

Volatility

LCNB Corp.

4.21%

0.53

30.46%

S&P 500

13.68%

0.71

19.28%

Quality

Management Risk

Growth

Capital Structure

Quality grade scale :

Below Average, Average, Good, Excellent

Quality key factors

Factor

Value

Sales Growth (5y)

10.01%

EBIT Growth (5y)

4.72%

EBIT to Interest (avg)

Debt to EBITDA (avg)

Net Debt to Equity (avg)

Sales to Capital Employed (avg)

Tax Ratio

Dividend Payout Ratio

53.99%

Pledged Shares

Institutional Holding

40.63%

ROCE (avg)

ROE (avg)

Valuation

Valuation Scorecard

Valuation grade scale :

Very Risky, Risky, Very Expensive, Expensive, Fair, Attractive, Very Attractive

Valuation Key Factors

Factor

Value

P/E Ratio

Industry P/E

Price to Book Value

0.94

EV to EBIT

12.13

EV to EBITDA

10.93

EV to Capital Employed

0.95

EV to Sales

3.01

PEG Ratio

0.29

Dividend Yield

ROCE (Latest)

7.84%

ROE (Latest)

8.45%

Technicals

Technical key factors

Indicator

Weekly

Monthly

MACD

Mildly Bearish

Bullish

RSI

No Signal

Bollinger Bands

Mildly Bearish

Mildly Bullish

Moving Averages

Mildly Bullish (Daily)

KST

Mildly Bearish

Bullish

Dow Theory

No Trend

Mildly Bullish

OBV

No Trend

Mildly Bearish

Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned

Technical Movement

Analyse All Technical Factors

Financial Trend

Financial Trend Scorecard

Financial Trend scale:

Very Negative, Negative, Flat, Positive, Very Positive, Outstanding

5What is working for the Company

ROCE(HY)

Highest at 1.01%

NII(Q)

Highest at USD 18.26 MM

DIVIDEND PAYOUT RATIO(Y)

Highest at 55%

-3What is not working for the Company

ROCE(HY)

Lowest at 1.01%

NET SALES(Q)

Lowest at USD 25.19 MM

Here's what is working for LCNB Corp.

NII

Highest at USD 18.26 MM

in the last five periods

MOJO Watch

The bank's income from core business is increasing

NII (USD MM)

Dividend Payout Ratio

Highest at 55%

in the last five years

MOJO Watch

Company is distributing higher proportion of profits generated as dividend

DPR (%)

Here's what is not working for LCNB Corp.

Net Sales

Lowest at USD 25.19 MM

in the last five periods

MOJO Watch

Near term sales trend is negative

Net Sales (USD MM)