Old Second Bancorp, Inc.

  • Market Cap: Small Cap
  • Industry: Major Banks
  • ISIN: US6802771005
USD
19.63
0.7 (3.7%)
  • Price Points
  • Score
  • Mojo Parameters
  • Total Return
  • News and Corporate Actions
  • Key factors
  • Shareholding
  • Financials
  • CompanyCV
stock-summaryPrice Point
High/Low

1Day

52 Week

Valuation
Technical
Day's Volume

CASH

313.65 k

Shareholding (Mar 2025)

FII

6.68%

Held by 70 FIIs

DII

64.27%

Held by 31 DIIs

Promoter

2.97%

How big is Old Second Bancorp, Inc.?

22-Jun-2025

As of Jun 18, Old Second Bancorp, Inc. has a market capitalization of 856.81 million and total assets of 5,665.86 million, with shareholder's funds at 671.03 million.

As of Jun 18, Old Second Bancorp, Inc. has a market capitalization of 856.81 million, categorizing it as a Micro Cap company.<BR><BR>As of Jun 18, the sum of interest earned for the latest four quarters is 298.13 million, while the sum of net profit for the same period is 83.78 million.<BR><BR>As of Dec 24, the shareholder's funds are reported at 671.03 million, and the total assets amount to 5,665.86 million.

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What does Old Second Bancorp, Inc. do?

22-Jun-2025

Old Second Bancorp, Inc. is a bank holding company in the Major Banks industry, with a market cap of $856.81 million, recent net sales of $74 million, and a net profit of $20 million. Key metrics include a P/E ratio of 10.00, a dividend yield of 0.68%, and a return on equity of 12.06%.

Overview:<BR>Old Second Bancorp, Inc. is a bank holding company that operates in the Major Banks industry.<BR><BR>Financial Snapshot:<BR>- Most recent Net Sales: 74 Million (Quarterly Results - Mar 2025)<BR>- Most recent Net Profit: 20 Million (Quarterly Results - Mar 2025)<BR>- Market cap: USD 856.81 Million (Micro Cap)<BR><BR>Key Metrics:<BR>- P/E: 10.00<BR>- Dividend Yield: 0.68%<BR>- Debt Equity: 0.00<BR>- Return on Equity: 12.06%<BR>- Price to Book: 1.23<BR><BR>Contact Details:<BR>- Address: 37 S RIVER ST, AURORA IL, 60506-4173<BR>- Tel: 1 630 8920202, 1 630 9062303<BR>- Fax: 1 630 8975237<BR>- Website: http://www.oldsecond.com/

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Should I buy, sell or hold Old Second Bancorp, Inc.?

22-Jun-2025

Who are in the management team of Old Second Bancorp, Inc.?

22-Jun-2025

As of March 2022, the management team of Old Second Bancorp, Inc. includes President and CEO James Eccher, Vice Chairman Gary Collins, Lead Independent Director Barry Finn, Chairman William Skoglund, and Independent Directors Edward Bonifas, William Kane, John Ladowicz, and Billy Lyons. They are responsible for the company's strategic direction and operations.

As of March 2022, the management team of Old Second Bancorp, Inc. includes the following individuals:<BR><BR>- Mr. James Eccher, who serves as the President, Chief Executive Officer, and Director.<BR>- Mr. Gary Collins, who is the Vice Chairman of the Board.<BR>- Mr. Barry Finn, who holds the position of Lead Independent Director.<BR>- Mr. William Skoglund, who is the Chairman of the Board.<BR>- Mr. Edward Bonifas, Mr. William Kane, Mr. John Ladowicz, and Mr. Billy Lyons, all of whom are Independent Directors.<BR><BR>This team plays a crucial role in guiding the company's strategic direction and operations.

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Is Old Second Bancorp, Inc. overvalued or undervalued?

20-Sep-2025

As of June 30, 2025, Old Second Bancorp, Inc. is fairly valued with a P/E ratio of 10, lower than its peers, but has underperformed the S&P 500 with a 1-year return of 10.54%.

As of 30 June 2025, the valuation grade for Old Second Bancorp, Inc. has moved from expensive to fair. The company appears fairly valued based on its current metrics. Key ratios include a P/E ratio of 10, a Price to Book Value of 1.24, and an EV to EBIT of 6.69, which suggest that the stock is reasonably priced relative to its earnings and book value.<BR><BR>In comparison to its peers, Old Second Bancorp's P/E ratio of 10 is lower than Inter & Co., Inc. at 18.88 and Nicolet Bankshares, Inc. at 15.08, indicating a potential undervaluation relative to these competitors. The company has also shown a 1-year return of 10.54%, which is significantly lower than the S&P 500's return of 17.14% over the same period, suggesting that while the stock is fairly valued, it may not be keeping pace with broader market performance.

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Is Old Second Bancorp, Inc. technically bullish or bearish?

07-Oct-2025

As of October 3, 2025, Old Second Bancorp, Inc. exhibits a neutral trend with mixed signals, as weekly indicators suggest bearish sentiment while daily moving averages remain mildly bullish.

As of 3 October 2025, the technical trend for Old Second Bancorp, Inc. has changed from mildly bullish to sideways. The current stance is neutral, with mixed signals across various indicators. The weekly MACD and KST are both mildly bearish, while the monthly Bollinger Bands show a mildly bullish signal. Daily moving averages are mildly bullish, but overall, the weekly indicators suggest a bearish sentiment. There is no available return data to compare the company's performance against the S&P 500.

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iScoreScore
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Strong Sell
Sell
Hold
Buy
Strong Buy

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Dashboard
1

  • CREDIT DEPOSIT RATIO(HY) Lowest at 83.33%
2

Reducing Promoter Confidence

3

Underperformed the market in the last 1 year

stock-summaryMojo Parameters
Mojo Parameters
Stock DNA
stock-summary
Industry

Major Banks

stock-summary
Market cap

USD 1,091 Million (Small Cap)

stock-summary
P/E

10.00

stock-summary
Industry P/E

NA

stock-summary
Dividend Yield

0.57%

stock-summary
Debt Equity

0.00

stock-summary
Return on Equity

11.65%

stock-summary
Price to Book

1.52

Revenue and Profits:
Net Sales:
75 Million
(Quarterly Results - Jun 2025)
Net Profit:
22 Million
stock-summaryTotal Returns
Total Returns (Price + Dividend) stock-summary
TimePeriod
Price Return
Dividend Return
Total Return
3 Months
6.22%
0%
6.22%
6 Months
17.76%
0%
17.76%
1 Year
6.11%
0%
6.11%
2 Years
31.57%
0%
31.57%
3 Years
11.28%
0%
11.28%
4 Years
59.08%
0%
59.08%
5 Years
97.09%
0%
97.09%

Old Second Bancorp, Inc. for the last several years.

Risk Adjusted Returns v/s stock-summary
stock-summaryNews & Corporate Actions
News
Announcements stock-summary
Icon
No announcement available
Corporate Actions stock-summary
Icon
No corporate action available
stock-summaryKey Factors
Quality key factors stock-summary
Factor
Value
Sales Growth (5y)
22.17%
EBIT Growth (5y)
13.89%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
11.24%
Pledged Shares
0
Institutional Holding
80.22%
ROCE (avg)
0
ROE (avg)
0
Valuation key factors
Factor
Value
P/E Ratio
10
Industry P/E
Price to Book Value
1.24
EV to EBIT
6.69
EV to EBITDA
6.26
EV to Capital Employed
1.31
EV to Sales
2.35
PEG Ratio
NA
Dividend Yield
0.68%
ROCE (Latest)
19.59%
ROE (Latest)
12.06%
Technicals key factors
Indicator
Weekly
Monthly
MACD
Bullish
Bullish
RSI
No Signal
No Signal
Bollinger Bands
Bullish
Bullish
Moving Averages
Bullish (Daily)
KST
Mildly Bearish
Mildly Bearish
Dow Theory
Mildly Bullish
Mildly Bullish
OBV
No Trend
Bullish
stock-summary Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish  Turned 
stock-summaryShareholding
Shareholding Snapshot : Mar 2025stock-summary
Shareholding Compare (%holding) stock-summary
Majority shareholders

Domestic Funds

Domestic Funds

Held in 57 Schemes (25.94%)

Foreign Institutions

Held by 70 Foreign Institutions (6.68%)

Strategic Entities with highest holding

Highest Public shareholder

stock-summaryFinancial
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stock-summaryCompany CV
About Old Second Bancorp, Inc. stock-summary
stock-summary
Old Second Bancorp, Inc.
Major Banks
Old Second Bancorp, Inc. is a bank holding company. The Company conducts a full service community banking and trust business through its subsidiaries, including Old Second National Bank (the Bank), Old Second Capital Trust I, Old Second Capital Trust II and Old Second Affordable Housing Fund, L.L.C. The Bank's full service banking businesses include the customary consumer and commercial products and services that banking institutions provide, including demand, negotiable order of withdrawal, money market and individual retirement accounts; commercial, industrial, consumer and real estate lending, including installment loans, agricultural loans, lines of credit and overdraft checking; safe deposit operations, and a range of additional services tailored to the needs of individual customers, such as the acquisition of the United States Treasury notes and bonds, money orders, cashiers' checks and foreign currency, direct deposit, debit cards, credit cards and other special services.
Company Coordinates stock-summary
Company Details
37 S RIVER ST , AURORA IL : 60506-4173
stock-summary
Tel: 1 630 89202021 630 9062303
stock-summary
Registrar Details