Old Second Bancorp, Inc.

How big is Old Second Bancorp, Inc.?

As of Jun 18, Old Second Bancorp, Inc. has a market capitalization of 856.81 million and total assets of 5,665.86 million, with shareholder's funds at 671.03 million.

As of Jun 18, Old Second Bancorp, Inc. has a market capitalization of 856.81 million, categorizing it as a Micro Cap company.<BR><BR>As of Jun 18, the sum of interest earned for the latest four quarters is 298.13 million, while the sum of net profit for the same period is 83.78 million.<BR><BR>As of Dec 24, the shareholder's funds are reported at 671.03 million, and the total assets amount to 5,665.86 million.

What does Old Second Bancorp, Inc. do?

Old Second Bancorp, Inc. is a bank holding company in the Major Banks industry, with a market cap of $856.81 million, recent net sales of $74 million, and a net profit of $20 million. Key metrics include a P/E ratio of 10.00, a dividend yield of 0.68%, and a return on equity of 12.06%.

Overview:<BR>Old Second Bancorp, Inc. is a bank holding company that operates in the Major Banks industry.<BR><BR>Financial Snapshot:<BR>- Most recent Net Sales: 74 Million (Quarterly Results - Mar 2025)<BR>- Most recent Net Profit: 20 Million (Quarterly Results - Mar 2025)<BR>- Market cap: USD 856.81 Million (Micro Cap)<BR><BR>Key Metrics:<BR>- P/E: 10.00<BR>- Dividend Yield: 0.68%<BR>- Debt Equity: 0.00<BR>- Return on Equity: 12.06%<BR>- Price to Book: 1.23<BR><BR>Contact Details:<BR>- Address: 37 S RIVER ST, AURORA IL, 60506-4173<BR>- Tel: 1 630 8920202, 1 630 9062303<BR>- Fax: 1 630 8975237<BR>- Website: http://www.oldsecond.com/

Should I buy, sell or hold Old Second Bancorp, Inc.?

Who are in the management team of Old Second Bancorp, Inc.?

As of March 2022, the management team of Old Second Bancorp, Inc. includes President and CEO James Eccher, Vice Chairman Gary Collins, Lead Independent Director Barry Finn, Chairman William Skoglund, and Independent Directors Edward Bonifas, William Kane, John Ladowicz, and Billy Lyons. They are responsible for the company's strategic direction and operations.

As of March 2022, the management team of Old Second Bancorp, Inc. includes the following individuals:<BR><BR>- Mr. James Eccher, who serves as the President, Chief Executive Officer, and Director.<BR>- Mr. Gary Collins, who is the Vice Chairman of the Board.<BR>- Mr. Barry Finn, who holds the position of Lead Independent Director.<BR>- Mr. William Skoglund, who is the Chairman of the Board.<BR>- Mr. Edward Bonifas, Mr. William Kane, Mr. John Ladowicz, and Mr. Billy Lyons, all of whom are Independent Directors.<BR><BR>This team plays a crucial role in guiding the company's strategic direction and operations.

Is Old Second Bancorp, Inc. overvalued or undervalued?

As of June 30, 2025, Old Second Bancorp, Inc. is fairly valued with a P/E ratio of 10, lower than its peers, but has underperformed the S&P 500 with a 1-year return of 10.54%.

As of 30 June 2025, the valuation grade for Old Second Bancorp, Inc. has moved from expensive to fair. The company appears fairly valued based on its current metrics. Key ratios include a P/E ratio of 10, a Price to Book Value of 1.24, and an EV to EBIT of 6.69, which suggest that the stock is reasonably priced relative to its earnings and book value.<BR><BR>In comparison to its peers, Old Second Bancorp's P/E ratio of 10 is lower than Inter & Co., Inc. at 18.88 and Nicolet Bankshares, Inc. at 15.08, indicating a potential undervaluation relative to these competitors. The company has also shown a 1-year return of 10.54%, which is significantly lower than the S&P 500's return of 17.14% over the same period, suggesting that while the stock is fairly valued, it may not be keeping pace with broader market performance.

Is Old Second Bancorp, Inc. technically bullish or bearish?

As of October 3, 2025, Old Second Bancorp, Inc. exhibits a neutral trend with mixed signals, as weekly indicators suggest bearish sentiment while daily moving averages remain mildly bullish.

As of 3 October 2025, the technical trend for Old Second Bancorp, Inc. has changed from mildly bullish to sideways. The current stance is neutral, with mixed signals across various indicators. The weekly MACD and KST are both mildly bearish, while the monthly Bollinger Bands show a mildly bullish signal. Daily moving averages are mildly bullish, but overall, the weekly indicators suggest a bearish sentiment. There is no available return data to compare the company's performance against the S&P 500.