Provident Financial Holdings, Inc.

How big is Provident Financial Holdings, Inc.?

As of Jun 24, Provident Financial Holdings, Inc. has a market capitalization of 267.16 million, with total assets of 1,277.77 million and shareholder's funds of 129.94 million.

As of Jun 18, Provident Financial Holdings, Inc. has a market capitalization of 267.16 million, categorizing it as a Micro Cap company.<BR><BR>As of Jun 24, the company reported a sum of interest earned for the latest four quarters amounting to 56.44 million and a net profit of 6.58 million.<BR><BR>As of Jun 24, the shareholder's funds were recorded at 129.94 million, while total assets stood at 1,277.77 million.

What does Provident Financial Holdings, Inc. do?

Provident Financial Holdings, Inc. is a holding company for Provident Savings Bank, focusing on the savings banks industry, with a market cap of $267.16 million and recent net sales of $14 million. Key metrics include a P/E ratio of 42.00 and a dividend yield of 147.64%.

Overview:<BR>Provident Financial Holdings, Inc. is a holding company for Provident Savings Bank, F.S.B., operating in the Savings Banks industry within the micro-cap market.<BR><BR>Financial Snapshot:<BR>- Most recent Net Sales: 14 Million (Quarterly Results - Mar 2025)<BR>- Most recent Net Profit: 2 Million (Quarterly Results - Mar 2025)<BR>- Market-cap: USD 267.16 Million (Micro Cap)<BR><BR>Key Metrics:<BR>- P/E: 42.00<BR>- Dividend Yield: 147.64%<BR>- Debt Equity: 0.00<BR>- Return on Equity: 5.11%<BR>- Price to Book: 2.07<BR><BR>Contact Details:<BR>- Address: 3756 Central Ave, RIVERSIDE CA : 92506-2421<BR>- Tel: 1 909 6866060, 1 073 41007842<BR>- Fax: 1 302 6555049

Should I buy, sell or hold Provident Financial Holdings, Inc.?

Who are in the management team of Provident Financial Holdings, Inc.?

As of March 2022, the management team of Provident Financial Holdings, Inc. includes Mr. Craig Blunden as Chairman and CEO, along with independent directors Mr. Joseph Barr, Mr. Bruce Bennett, Ms. Judy Carpenter, Ms. Debbi Guthrie, and Mr. Roy Taylor.

As of March 2022, the management team of Provident Financial Holdings, Inc. includes Mr. Craig Blunden, who serves as the Chairman of the Board and Chief Executive Officer of the Company and the Bank. The Board of Directors also comprises several independent directors: Mr. Joseph Barr, Mr. Bruce Bennett, Ms. Judy Carpenter, Ms. Debbi Guthrie, and Mr. Roy Taylor.

Is Provident Financial Holdings, Inc. technically bullish or bearish?

As of July 28, 2025, Provident Financial Holdings, Inc. has a mildly bullish technical trend, supported by daily moving averages and Bollinger Bands, despite mixed signals from other indicators and underperformance compared to the S&P 500.

As of 28 July 2025, the technical trend for Provident Financial Holdings, Inc. has changed from bullish to mildly bullish. The weekly MACD is mildly bearish, while the monthly MACD remains bullish. The Bollinger Bands indicate bullish conditions on both weekly and monthly time frames. Daily moving averages are bullish, supporting the mildly bullish stance. However, the KST and OBV show mixed signals with weekly readings being mildly bearish and monthly readings bullish. Dow Theory reflects a mildly bullish outlook on the weekly chart but is mildly bearish on the monthly.<BR><BR>In terms of performance, the stock has returned 7.53% over the past year, which is significantly lower than the S&P 500's 17.14% return. Over three years, the stock's return of 10.79% also lags behind the S&P 500's 70.41%. Overall, the current technical stance is mildly bullish, driven by the daily moving averages and Bollinger Bands, despite mixed signals from other indicators.

Is Provident Financial Holdings, Inc. overvalued or undervalued?

As of November 28, 2025, Provident Financial Holdings, Inc. is considered overvalued with a P/E ratio of 42 and underperformed the S&P 500, showing a year-to-date return of -3.83% compared to the index's 16.45%.

As of 28 November 2025, the valuation grade for Provident Financial Holdings, Inc. moved from fair to expensive, indicating that the stock is overvalued. The company exhibits a P/E ratio of 42, a Price to Book Value of 2.14, and an EV to EBITDA of 46.21, all of which are significantly higher than its peers. For instance, Ponce Financial Group, Inc. has a P/E of 21.78, while Provident Bancorp, Inc. shows a P/E of 21.59, highlighting the relative overvaluation of Provident Financial.<BR><BR>In terms of recent performance, Provident has underperformed compared to the S&P 500, with a year-to-date return of -3.83% versus the index's 16.45%. This trend continues in the longer term, with a 1-year return of -4.08% compared to the S&P 500's 14.18%. Overall, these metrics suggest that Provident Financial Holdings, Inc. is overvalued relative to its peers and the broader market.