{
  "main_header": {
    "sid": 1159470,
    "name": "Provident Financial Holdings, Inc.",
    "stock_name": "Provident Financial Holdings, Inc.",
    "full_name": "Provident Financial Holdings, Inc.",
    "name_url": "stocks-analysis/provident-financial-holdings-inc",
    "exchange": 210,
    "exchangecode": "NAS",
    "country_id": 2,
    "currency": "USD",
    "cmp": "15.30",
    "chg": 0.1,
    "chgp": "0.66%",
    "dir": 1,
    "prev_price": "15.20",
    "mcapval": "269.25",
    "mcap": "Micro Cap",
    "scripcode": "",
    "symbol": "",
    "ind_name": "Savings Banks",
    "ind_code": 4825,
    "indexname": "S&P 500",
    "isin": "US7438681014",
    "curr_date": "Dec 04",
    "curr_time": "",
    "bse_nse_vol": "22.87 k",
    "exc_status": "Active",
    "traded_date": "Dec 04, 2025",
    "traded_date_str": "2025 12 04",
    "score": "",
    "scoreText": "",
    "Live": 0,
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  "news": {
    "results": [
      {
        "title": "Is Provident Financial Holdings, Inc. overvalued or undervalued?",
        "link": "https://www.marketsmojo.com/news/stocks-in-action/is-provident-financial-holdings-inc-overvalued-or-undervalued-3738241",
        "imagepath": "",
        "date": "2025-12-01 11:05:33",
        "description": "As of 28 November 2025, the valuation grade for Provident Financial Holdings, Inc. has moved from fair to expensive, indicating a shift towards overvaluation. The company appears overvalued based on its high P/E ratio of 42, a Price to Book Value of 2.14, and an EV to EBITDA of 46.21, all of which are significantly above industry averages. In comparison, Ponce Financial Group, Inc. has a much lower P/E of 21.78, highlighting the relative overvaluation of Provident Financial.\n\nRecent performance shows that Provident Financial has underperformed against the S&P 500, with a year-to-date return of -3.65% compared to the index's 16.45%. This trend of underperformance, alongside the elevated valuation ratios, reinforces the conclusion that Provident Financial Holdings, Inc. is currently overvalued...."
      },
      {
        "title": "Is Provident Financial Holdings, Inc. overvalued or undervalued?",
        "link": "https://www.marketsmojo.com/news/stocks-in-action/is-provident-financial-holdings-inc-overvalued-or-undervalued-3737270",
        "imagepath": "",
        "date": "2025-11-30 11:05:58",
        "description": "As of 28 November 2025, the valuation grade for Provident Financial Holdings, Inc. moved from fair to expensive, indicating a shift towards overvaluation. The company appears overvalued, as evidenced by its P/E ratio of 42, which is significantly higher than peers such as Ponce Financial Group, Inc. at 21.78 and Provident Bancorp, Inc. at 21.59. Additionally, the EV to EBITDA ratio stands at 46.21, further suggesting that the company's valuation metrics are elevated compared to its industry counterparts.\n\nIn terms of returns, Provident Financial has underperformed relative to the S&P 500, with a year-to-date return of -3.65% compared to the S&P 500's 16.45%. This trend continues over longer periods, with a 1-year return of -3.89% versus the S&P 500's 14.18%. Overall, these valuation ratios and performance metrics reinforce the conclusion that Provident Financial Holdings, Inc. is overvalued in the current m..."
      },
      {
        "title": "Provident Financial Holdings, Inc. Experiences Revision in Its Stock Evaluation Metrics",
        "link": "https://www.marketsmojo.com/news/stocks-in-action/provident-financial-holdings-valuation-grade-changes-from-fair-to-expensive-amid-stock-price-increase-3640882",
        "imagepath": "https://i.marketsmojo.com/newsimg/2025/10/ProvidentFinanc_valuationdot_3640882.png",
        "date": "2025-10-20 16:47:31",
        "description": "Provident Financial Holdings, Inc. has recently adjusted its valuation, with its current price at $15.69. Over the past year, the company has returned 3.43%, underperforming the S&P 500. Key metrics include a P/E ratio of 42 and a high dividend yield of 142.72%, indicating varied market positioning within the sector."
      },
      {
        "title": "Provident Financial Holdings, Inc. Experiences Revision in Stock Evaluation Amid Market Dynamics",
        "link": "https://www.marketsmojo.com/news/stocks-in-action/provident-financial-holdings-valuation-grade-changes-from-fair-to-expensive-amid-stock-performance-3617444",
        "imagepath": "https://i.marketsmojo.com/newsimg/2025/10/ProvidentFinanc_valuationdot_3617444.png",
        "date": "2025-10-13 15:47:28",
        "description": "Provident Financial Holdings, Inc. has recently adjusted its valuation, with a current price of $15.78. Over the past year, the company has returned 8.83%, trailing behind the S&P 500. Key metrics include a P/E ratio of 42 and a high dividend yield of 142.72%, despite modest ROCE and ROE figures."
      },
      {
        "title": "Provident Financial Holdings, Inc. Experiences Revision in Its Stock Evaluation Metrics",
        "link": "https://www.marketsmojo.com/news/stocks-in-action/provident-financial-holdings-changes-valuation-grade-from-expensive-to-fair-amid-stock-price-increase-3595426",
        "imagepath": "https://i.marketsmojo.com/newsimg/2025/10/ProvidentFinanc_valuationdot_3595426.png",
        "date": "2025-10-06 16:03:19",
        "description": "Provident Financial Holdings, Inc. has recently adjusted its valuation, with a current price of $15.83. Over the past year, it has returned 10.31%, lagging behind the S&P 500. Key metrics include a P/E ratio of 42 and a high dividend yield of 142.72%, amidst a competitive savings banks landscape."
      },
      {
        "title": "Is Provident Financial Holdings, Inc. overvalued or undervalued?",
        "link": "https://www.marketsmojo.com/news/stocks-in-action/is-provident-financial-holdings-inc-overvalued-or-undervalued-3591377",
        "imagepath": "",
        "date": "2025-10-05 11:14:16",
        "description": "As of 3 October 2025, the valuation grade for Provident Financial Holdings, Inc. moved from expensive to fair. The company appears fairly valued based on its current metrics. Key ratios include a P/E ratio of 42, a Price to Book Value of 2.14, and an EV to EBITDA of 46.21. In comparison, Ponce Financial Group, Inc. has a P/E of 21.78, and Provident Bancorp, Inc. (Massachusetts) has a P/E of 21.59, indicating that Provident Financial is trading at a premium relative to its peers.\n\nIn terms of stock performance, Provident Financial has underperformed the S&P 500 over the 1-week, year-to-date, and 3-year periods, with returns of -1.06%, -0.50%, and 10.78% respectively, compared to the S&P 500's 1.09%, 14.18%, and 82.57%. However, over the 1-year and 5-year periods, it has shown positive returns of 10.31% and 31.04%, respectively, although still lagging behind the benchmark in the longer term...."
      },
      {
        "title": "Is Provident Financial Holdings, Inc. technically bullish or bearish?",
        "link": "https://www.marketsmojo.com/news/stocks-in-action/is-provident-financial-holdings-inc-technically-bullish-or-bearish-3545666",
        "imagepath": "",
        "date": "2025-09-20 19:16:01",
        "description": "As of 28 July 2025, the technical trend for Provident Financial Holdings, Inc. has changed from bullish to mildly bullish. The weekly MACD is mildly bearish, while the monthly MACD remains bullish. The Bollinger Bands indicate bullish conditions on both weekly and monthly time frames. Daily moving averages are bullish, supporting the mildly bullish stance. However, the KST and OBV show mixed signals with weekly readings being mildly bearish and monthly readings bullish. Dow Theory reflects a mildly bullish outlook on the weekly chart but is mildly bearish on the monthly.\n\nIn terms of performance, the stock has returned 7.53% over the past year, which is significantly lower than the S&P 500's 17.14% return. Over three years, the stock's return of 10.79% also lags behind the S&P 500's 70.41%. Overall, the current technical stance is mildly bullish, driven by the daily moving averages and Bollinger Bands, desp..."
      },
      {
        "title": "Is Provident Financial Holdings, Inc. overvalued or undervalued?",
        "link": "https://www.marketsmojo.com/news/stocks-in-action/is-provident-financial-holdings-inc-overvalued-or-undervalued-3542354",
        "imagepath": "",
        "date": "2025-09-20 17:50:48",
        "description": "As of 22 August 2025, the valuation grade for Provident Financial Holdings, Inc. moved from expensive to fair. The company appears fairly valued based on its current metrics. Key ratios include a P/E ratio of 42, a Price to Book Value of 2.14, and an EV to EBITDA of 46.21. In comparison, peers such as Ponce Financial Group, Inc. have a P/E of 21.78, and Provident Bancorp, Inc. (Massachusetts) has a P/E of 21.59, indicating that Provident Financial is trading at a premium relative to its peers.\n\nIn terms of recent performance, Provident Financial has underperformed against the S&P 500 year-to-date, with a return of -1.26% compared to the S&P 500's 12.22%. Over the longer term, however, the stock has shown a 31.46% return over the past five years, which is significantly lower than the S&P 500's 96.61% return in the same period...."
      }
    ],
    "total": 13,
    "sid": "1159470",
    "stock_news_url": "https://www.marketsmojo.com/news/provident-financial-holdings-inc-1159470"
  },
  "announcements": "",
  "corporate_actions": {
    "msg": "No corporate action Found"
  }
}

News and Views

Is Provident Financial Holdings, Inc. overvalued or undervalued?

2025-12-01 11:05:33

As of 28 November 2025, the valuation grade for Provident Financial Holdings, Inc. has moved from fair to expensive, indicating a shift towards overvaluation. The company appears overvalued based on its high P/E ratio of 42, a Price to Book Value of 2.14, and an EV to EBITDA of 46.21, all of which are significantly above industry averages. In comparison, Ponce Financial Group, Inc. has a much lower P/E of 21.78, highlighting the relative overvaluation of Provident Financial. Recent performance shows that Provident Financial has underperformed against the S&P 500, with a year-to-date return of -3.65% compared to the index's 16.45%. This trend of underperformance, alongside the elevated valuation ratios, reinforces the conclusion that Provident Financial Holdings, Inc. is currently overvalued....

Read More

Is Provident Financial Holdings, Inc. overvalued or undervalued?

2025-11-30 11:05:58

As of 28 November 2025, the valuation grade for Provident Financial Holdings, Inc. moved from fair to expensive, indicating a shift towards overvaluation. The company appears overvalued, as evidenced by its P/E ratio of 42, which is significantly higher than peers such as Ponce Financial Group, Inc. at 21.78 and Provident Bancorp, Inc. at 21.59. Additionally, the EV to EBITDA ratio stands at 46.21, further suggesting that the company's valuation metrics are elevated compared to its industry counterparts. In terms of returns, Provident Financial has underperformed relative to the S&P 500, with a year-to-date return of -3.65% compared to the S&P 500's 16.45%. This trend continues over longer periods, with a 1-year return of -3.89% versus the S&P 500's 14.18%. Overall, these valuation ratios and performance metrics reinforce the conclusion that Provident Financial Holdings, Inc. is overvalued in the current m...

Read More

Provident Financial Holdings, Inc. Experiences Revision in Its Stock Evaluation Metrics

2025-10-20 16:47:31

Provident Financial Holdings, Inc. has recently adjusted its valuation, with its current price at $15.69. Over the past year, the company has returned 3.43%, underperforming the S&P 500. Key metrics include a P/E ratio of 42 and a high dividend yield of 142.72%, indicating varied market positioning within the sector.

Read More

Provident Financial Holdings, Inc. Experiences Revision in Stock Evaluation Amid Market Dynamics

2025-10-13 15:47:28

Provident Financial Holdings, Inc. has recently adjusted its valuation, with a current price of $15.78. Over the past year, the company has returned 8.83%, trailing behind the S&P 500. Key metrics include a P/E ratio of 42 and a high dividend yield of 142.72%, despite modest ROCE and ROE figures.

Read More

Provident Financial Holdings, Inc. Experiences Revision in Its Stock Evaluation Metrics

2025-10-06 16:03:19

Provident Financial Holdings, Inc. has recently adjusted its valuation, with a current price of $15.83. Over the past year, it has returned 10.31%, lagging behind the S&P 500. Key metrics include a P/E ratio of 42 and a high dividend yield of 142.72%, amidst a competitive savings banks landscape.

Read More

Is Provident Financial Holdings, Inc. overvalued or undervalued?

2025-10-05 11:14:16

As of 3 October 2025, the valuation grade for Provident Financial Holdings, Inc. moved from expensive to fair. The company appears fairly valued based on its current metrics. Key ratios include a P/E ratio of 42, a Price to Book Value of 2.14, and an EV to EBITDA of 46.21. In comparison, Ponce Financial Group, Inc. has a P/E of 21.78, and Provident Bancorp, Inc. (Massachusetts) has a P/E of 21.59, indicating that Provident Financial is trading at a premium relative to its peers. In terms of stock performance, Provident Financial has underperformed the S&P 500 over the 1-week, year-to-date, and 3-year periods, with returns of -1.06%, -0.50%, and 10.78% respectively, compared to the S&P 500's 1.09%, 14.18%, and 82.57%. However, over the 1-year and 5-year periods, it has shown positive returns of 10.31% and 31.04%, respectively, although still lagging behind the benchmark in the longer term....

Read More

Is Provident Financial Holdings, Inc. technically bullish or bearish?

2025-09-20 19:16:01

As of 28 July 2025, the technical trend for Provident Financial Holdings, Inc. has changed from bullish to mildly bullish. The weekly MACD is mildly bearish, while the monthly MACD remains bullish. The Bollinger Bands indicate bullish conditions on both weekly and monthly time frames. Daily moving averages are bullish, supporting the mildly bullish stance. However, the KST and OBV show mixed signals with weekly readings being mildly bearish and monthly readings bullish. Dow Theory reflects a mildly bullish outlook on the weekly chart but is mildly bearish on the monthly. In terms of performance, the stock has returned 7.53% over the past year, which is significantly lower than the S&P 500's 17.14% return. Over three years, the stock's return of 10.79% also lags behind the S&P 500's 70.41%. Overall, the current technical stance is mildly bullish, driven by the daily moving averages and Bollinger Bands, desp...

Read More

Is Provident Financial Holdings, Inc. overvalued or undervalued?

2025-09-20 17:50:48

As of 22 August 2025, the valuation grade for Provident Financial Holdings, Inc. moved from expensive to fair. The company appears fairly valued based on its current metrics. Key ratios include a P/E ratio of 42, a Price to Book Value of 2.14, and an EV to EBITDA of 46.21. In comparison, peers such as Ponce Financial Group, Inc. have a P/E of 21.78, and Provident Bancorp, Inc. (Massachusetts) has a P/E of 21.59, indicating that Provident Financial is trading at a premium relative to its peers. In terms of recent performance, Provident Financial has underperformed against the S&P 500 year-to-date, with a return of -1.26% compared to the S&P 500's 12.22%. Over the longer term, however, the stock has shown a 31.46% return over the past five years, which is significantly lower than the S&P 500's 96.61% return in the same period....

Read More

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