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High Profitability with a Net Interest Margin of 13.96%
Strong Long Term Fundamental Strength with a 0% CAGR growth in Net Interet Income
Healthy long term growth as Net Interest Income (ex other income) has grown by an annual rate of 0%
Positive results in Jun 25
With ROA of 0.80%, it has a fair valuation with a 1.18 Price to Book Value
High Institutional Holdings at 54.21%
Total Returns (Price + Dividend) 
Southern Missouri Bancorp, Inc. for the last several years.
Risk Adjusted Returns v/s 
News
Is Southern Missouri Bancorp, Inc. overvalued or undervalued?
As of 21 November 2025, the valuation grade for Southern Missouri Bancorp, Inc. has moved from attractive to very attractive. The company appears to be undervalued, supported by a P/E ratio of 11, a Price to Book Value of 1.18, and an EV to EBITDA ratio of 7.27. In comparison, TrustCo Bank Corp. NY has a higher P/E ratio of 14.54, indicating that Southern Missouri Bancorp may be trading at a discount relative to its peers, while Kearny Financial Corp. shows a very attractive valuation with a P/E of 17.05. Despite a challenging year with a YTD return of -3.63% compared to the S&P 500's 12.26%, the company's strong dividend yield of 125.30% and ROCE of 14.52% highlight its potential for future growth and income generation. Overall, the current metrics suggest that Southern Missouri Bancorp, Inc. is positioned favorably in the market....
Read MoreIs Southern Missouri Bancorp, Inc. overvalued or undervalued?
As of 21 November 2025, the valuation grade for Southern Missouri Bancorp, Inc. has moved from attractive to very attractive. The company appears to be undervalued based on its metrics, with a P/E ratio of 11, a Price to Book Value of 1.18, and an EV to EBITDA of 7.27. In comparison, TrustCo Bank Corp. NY has a higher P/E ratio of 14.54, while Kearny Financial Corp. shows a very attractive valuation with a PEG ratio of 0.119. Despite a challenging year with a YTD return of -3.19% compared to the S&P 500's 12.26%, Southern Missouri Bancorp has shown resilience with a 5-year return of 83.91%, closely trailing the S&P 500's 85.61%. This suggests that while the stock has underperformed recently, its long-term potential remains strong, reinforcing its undervalued status....
Read MoreIs Southern Missouri Bancorp, Inc. overvalued or undervalued?
As of 31 October 2025, the valuation grade for Southern Missouri Bancorp, Inc. moved from attractive to very attractive, indicating a strong improvement in its valuation outlook. The company appears undervalued, supported by a P/E ratio of 11, a Price to Book Value of 1.18, and an EV to EBITDA of 7.27. In comparison, TrustCo Bank Corp. NY has a higher P/E ratio of 14.54, while Kearny Financial Corp. shows a very attractive valuation with a P/E of 17.05. Despite the recent stock performance showing a decline of 7.74% over the past year compared to the S&P 500's gain of 19.89%, the company's strong dividend yield of 125.30% and solid ROCE of 14.52% suggest that it may be an appealing investment opportunity at its current price of 54.14....
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Shareholding Snapshot : Mar 2025
Shareholding Compare (%holding) 
Domestic Funds
Held in 44 Schemes (24.41%)
Held by 51 Foreign Institutions (6.11%)






