Southern Missouri Bancorp, Inc.

Is Southern Missouri Bancorp, Inc. overvalued or undervalued?

As of November 21, 2025, Southern Missouri Bancorp, Inc. is considered very attractive due to its undervalued metrics, including a P/E ratio of 11, a Price to Book Value of 1.18, and a strong dividend yield of 125.30%, despite a YTD return of -3.63%.

As of 21 November 2025, the valuation grade for Southern Missouri Bancorp, Inc. has moved from attractive to very attractive. The company appears to be undervalued, supported by a P/E ratio of 11, a Price to Book Value of 1.18, and an EV to EBITDA ratio of 7.27. In comparison, TrustCo Bank Corp. NY has a higher P/E ratio of 14.54, indicating that Southern Missouri Bancorp may be trading at a discount relative to its peers, while Kearny Financial Corp. shows a very attractive valuation with a P/E of 17.05.<BR><BR>Despite a challenging year with a YTD return of -3.63% compared to the S&P 500's 12.26%, the company's strong dividend yield of 125.30% and ROCE of 14.52% highlight its potential for future growth and income generation. Overall, the current metrics suggest that Southern Missouri Bancorp, Inc. is positioned favorably in the market.

Is Southern Missouri Bancorp, Inc. technically bullish or bearish?

As of October 10, 2025, Southern Missouri Bancorp, Inc. is in a bearish trend with weak strength, indicated by bearish technical indicators and a year-to-date return of -11.92%, underperforming the S&P 500's 11.41%.

As of 10 October 2025, the technical trend for Southern Missouri Bancorp, Inc. has changed from mildly bearish to bearish. The current stance is bearish with weak strength, indicated by a bearish MACD on the weekly chart, bearish Bollinger Bands on both weekly and monthly time frames, and bearish moving averages on the daily chart. The KST and Dow Theory are both mildly bearish on the weekly and monthly time frames. The stock has underperformed the S&P 500 across multiple periods, with a year-to-date return of -11.92% compared to the S&P 500's 11.41%.

How big is Southern Missouri Bancorp, Inc.?

As of Jun 24, Southern Missouri Bancorp, Inc. has a market capitalization of 606.35 million, with total assets of 4,612.64 million and shareholder's funds of 488.75 million.

As of Jun 18, Southern Missouri Bancorp, Inc. has a market capitalization of 606.35 million, classifying it as a Micro Cap company.<BR><BR>As of Jun 24, the sum of interest earned for the latest four quarters is 271.39 million, while the net profit for the same period is 56.06 million.<BR><BR>As of Jun 24, the shareholder's funds amount to 488.75 million, and the total assets are reported at 4,612.64 million.

What does Southern Missouri Bancorp, Inc. do?

Southern Missouri Bancorp, Inc. is the holding company for Southern Bank, operating in the Savings Banks industry with a market cap of $606.35 million. As of March 2025, it reported net sales of $70 million and a net profit of $16 million, with a P/E ratio of 11.00 and a dividend yield of 129.36%.

Overview:<BR>Southern Missouri Bancorp, Inc. is the holding company for Southern Bank, operating in the Savings Banks industry within the micro-cap market.<BR><BR>Financial Snapshot:<BR>- Most recent Net Sales: 70 Million (Quarterly Results - Mar 2025)<BR>- Most recent Net Profit: 16 Million (Quarterly Results - Mar 2025)<BR>- Market-cap: USD 606.35 Million (Micro Cap)<BR><BR>Key Metrics:<BR>- P/E: 11.00<BR>- Dividend Yield: 129.36%<BR>- Debt Equity: 0.00<BR>- Return on Equity: 10.60%<BR>- Price to Book: 1.15<BR><BR>Contact Details:<BR>- Address: 2991 Oak Grove Rd, POPLAR BLUFF MO: 63901-8937<BR>- Tel: 1 573 7781800<BR>- Website: http://investors.bankwithsouthern.com/

Should I buy, sell or hold Southern Missouri Bancorp, Inc.?

Who are in the management team of Southern Missouri Bancorp, Inc.?

As of March 2022, the management team of Southern Missouri Bancorp, Inc. includes L. Douglas Bagby (Independent Chairman), Greg Steffens (President and CEO), and several independent directors: Rebecca Brooks, Todd Hensley, Charles Love, Dennis Robison, and Sammy Schalk. They oversee the company's operations and strategic direction.

As of March 2022, the management team of Southern Missouri Bancorp, Inc. includes the following individuals:<BR><BR>- Mr. L. Douglas Bagby, Independent Chairman of the Board<BR>- Mr. Greg Steffens, President, Chief Executive Officer, Director<BR>- Ms. Rebecca Brooks, Independent Director<BR>- Mr. Todd Hensley, Independent Director<BR>- Mr. Charles Love, Independent Director<BR>- Mr. Dennis Robison, Independent Director<BR>- Mr. Sammy Schalk, Independent Director<BR><BR>This team is responsible for overseeing the operations and strategic direction of the company.