Southern Missouri Bancorp, Inc.

  • Market Cap: Micro Cap
  • Industry: Savings Banks
  • ISIN: US8433801060
USD
63.24
1.96 (3.2%)
  • Price Points
  • Score
  • Mojo Parameters
  • Total Return
  • News and Corporate Actions
  • Key factors
  • Shareholding
  • Financials
  • CompanyCV
stock-summaryPrice Point
High/Low

1Day

52 Week

Valuation
Technical
Day's Volume

CASH

67.23 k

Shareholding (Dec 2025)

FII

6.96%

Held by 59 FIIs

DII

72.13%

Held by 23 DIIs

Promoter

0.00%

How big is Southern Missouri Bancorp, Inc.?

22-Jun-2025

As of Jun 24, Southern Missouri Bancorp, Inc. has a market capitalization of 606.35 million, with total assets of 4,612.64 million and shareholder's funds of 488.75 million.

As of Jun 18, Southern Missouri Bancorp, Inc. has a market capitalization of 606.35 million, classifying it as a Micro Cap company.<BR><BR>As of Jun 24, the sum of interest earned for the latest four quarters is 271.39 million, while the net profit for the same period is 56.06 million.<BR><BR>As of Jun 24, the shareholder's funds amount to 488.75 million, and the total assets are reported at 4,612.64 million.

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What does Southern Missouri Bancorp, Inc. do?

22-Jun-2025

Southern Missouri Bancorp, Inc. is the holding company for Southern Bank, operating in the Savings Banks industry with a market cap of $606.35 million. As of March 2025, it reported net sales of $70 million and a net profit of $16 million, with a P/E ratio of 11.00 and a dividend yield of 129.36%.

Overview:<BR>Southern Missouri Bancorp, Inc. is the holding company for Southern Bank, operating in the Savings Banks industry within the micro-cap market.<BR><BR>Financial Snapshot:<BR>- Most recent Net Sales: 70 Million (Quarterly Results - Mar 2025)<BR>- Most recent Net Profit: 16 Million (Quarterly Results - Mar 2025)<BR>- Market-cap: USD 606.35 Million (Micro Cap)<BR><BR>Key Metrics:<BR>- P/E: 11.00<BR>- Dividend Yield: 129.36%<BR>- Debt Equity: 0.00<BR>- Return on Equity: 10.60%<BR>- Price to Book: 1.15<BR><BR>Contact Details:<BR>- Address: 2991 Oak Grove Rd, POPLAR BLUFF MO: 63901-8937<BR>- Tel: 1 573 7781800<BR>- Website: http://investors.bankwithsouthern.com/

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Should I buy, sell or hold Southern Missouri Bancorp, Inc.?

22-Jun-2025

Who are in the management team of Southern Missouri Bancorp, Inc.?

22-Jun-2025

As of March 2022, the management team of Southern Missouri Bancorp, Inc. includes L. Douglas Bagby (Independent Chairman), Greg Steffens (President and CEO), and several independent directors: Rebecca Brooks, Todd Hensley, Charles Love, Dennis Robison, and Sammy Schalk. They oversee the company's operations and strategic direction.

As of March 2022, the management team of Southern Missouri Bancorp, Inc. includes the following individuals:<BR><BR>- Mr. L. Douglas Bagby, Independent Chairman of the Board<BR>- Mr. Greg Steffens, President, Chief Executive Officer, Director<BR>- Ms. Rebecca Brooks, Independent Director<BR>- Mr. Todd Hensley, Independent Director<BR>- Mr. Charles Love, Independent Director<BR>- Mr. Dennis Robison, Independent Director<BR>- Mr. Sammy Schalk, Independent Director<BR><BR>This team is responsible for overseeing the operations and strategic direction of the company.

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Is Southern Missouri Bancorp, Inc. technically bullish or bearish?

14-Oct-2025

As of October 10, 2025, Southern Missouri Bancorp, Inc. is in a bearish trend with weak strength, indicated by bearish technical indicators and a year-to-date return of -11.92%, underperforming the S&P 500's 11.41%.

As of 10 October 2025, the technical trend for Southern Missouri Bancorp, Inc. has changed from mildly bearish to bearish. The current stance is bearish with weak strength, indicated by a bearish MACD on the weekly chart, bearish Bollinger Bands on both weekly and monthly time frames, and bearish moving averages on the daily chart. The KST and Dow Theory are both mildly bearish on the weekly and monthly time frames. The stock has underperformed the S&P 500 across multiple periods, with a year-to-date return of -11.92% compared to the S&P 500's 11.41%.

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Is Southern Missouri Bancorp, Inc. overvalued or undervalued?

25-Nov-2025

As of November 21, 2025, Southern Missouri Bancorp, Inc. is considered very attractive due to its undervalued metrics, including a P/E ratio of 11, a Price to Book Value of 1.18, and a strong dividend yield of 125.30%, despite a YTD return of -3.63%.

As of 21 November 2025, the valuation grade for Southern Missouri Bancorp, Inc. has moved from attractive to very attractive. The company appears to be undervalued, supported by a P/E ratio of 11, a Price to Book Value of 1.18, and an EV to EBITDA ratio of 7.27. In comparison, TrustCo Bank Corp. NY has a higher P/E ratio of 14.54, indicating that Southern Missouri Bancorp may be trading at a discount relative to its peers, while Kearny Financial Corp. shows a very attractive valuation with a P/E of 17.05.<BR><BR>Despite a challenging year with a YTD return of -3.63% compared to the S&P 500's 12.26%, the company's strong dividend yield of 125.30% and ROCE of 14.52% highlight its potential for future growth and income generation. Overall, the current metrics suggest that Southern Missouri Bancorp, Inc. is positioned favorably in the market.

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iScoreScore
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Strong Sell
Sell
Hold
Buy
Strong Buy

Dashboard

1

High Profitability with a Net Interest Margin of 12.81%

 
2

Strong Long Term Fundamental Strength with a 0% CAGR growth in Net Interet Income

 
3

Healthy long term growth as Net Interest Income (ex other income) has grown by an annual rate of 0%

 
4

With a growth in Interest of NAN%, the company declared Very Positive results in Dec 25

5

With ROA of 0.91%, it has a attractive valuation with a 1.27 Price to Book Value

6

High Institutional Holdings at 58.43%

stock-summaryMojo Parameters

Mojo Parameters

Stock DNA

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Industry

Savings Banks

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Market cap

USD 718 Million (Micro Cap)

stock-summary
P/E

11.00

stock-summary
Industry P/E

NA

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Dividend Yield

1.54%

stock-summary
Debt Equity

0.00

stock-summary
Return on Equity

11.45%

stock-summary
Price to Book

1.27

Revenue and Profits:
Net Sales:
72 Million
(Quarterly Results - Dec 2025)
Net Profit:
18 Million
stock-summaryTotal Returns
Total Returns (Price + Dividend) stock-summary
TimePeriod
Price Return
Dividend Return
Total Return
3 Months
-0.05%
0%
-0.05%
6 Months
12.43%
0%
12.43%
1 Year
18.4%
0%
18.4%
2 Years
52.2%
0%
52.2%
3 Years
58.62%
0%
58.62%
4 Years
25.05%
0%
25.05%
5 Years
57.63%
0%
57.63%

Southern Missouri Bancorp, Inc. for the last several years.

Risk Adjusted Returns v/s stock-summary
stock-summaryNews & Corporate Actions

News

Icon
No Recent News for the Company

Announcements stock-summary

Icon
No announcement available

Corporate Actions stock-summary

Icon
No corporate action available
stock-summaryKey Factors

Quality key factors stock-summary

Factor
Value
Sales Growth (5y)
21.41%
EBIT Growth (5y)
12.99%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
17.76%
Pledged Shares
0
Institutional Holding
58.43%
ROCE (avg)
0
ROE (avg)
0

Valuation key factors

Factor
Value
P/E Ratio
11
Industry P/E
Price to Book Value
1.27
EV to EBIT
9.95
EV to EBITDA
8.73
EV to Capital Employed
1.27
EV to Sales
2.48
PEG Ratio
0.43
Dividend Yield
1.54%
ROCE (Latest)
12.76%
ROE (Latest)
11.45%

Technicals key factors

Indicator
Weekly
Monthly
MACD
Mildly Bearish
Bullish
RSI
No Signal
No Signal
Bollinger Bands
Mildly Bullish
Mildly Bullish
Moving Averages
Mildly Bullish (Daily)
KST
Mildly Bearish
Mildly Bearish
Dow Theory
Mildly Bearish
Mildly Bullish
OBV
Mildly Bearish
Mildly Bearish
stock-summary Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish  Turned 
stock-summaryShareholding
Shareholding Snapshot : Dec 2025stock-summary
Shareholding Compare (%holding) stock-summary
Majority shareholders

Domestic Funds

Domestic Funds

Held in 42 Schemes (20.86%)

Foreign Institutions

Held by 59 Foreign Institutions (6.96%)

Strategic Entities with highest holding

Highest Public shareholder

stock-summaryFinancial
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stock-summaryCompany CV
About Southern Missouri Bancorp, Inc. stock-summary
stock-summary
Southern Missouri Bancorp, Inc.
Savings Banks
Southern Missouri Bancorp, Inc. is the holding company for Southern Bank (the Bank). The principal business of the Bank consists primarily of attracting retail deposits from the public and using such deposits along with wholesale funding from the Federal Home Loan Bank of Des Moines (FHLB), and brokered deposits. The Bank offers a range of deposit instruments, such as demand deposit accounts, negotiable order of withdrawal (NOW) accounts, money market deposit accounts, saving accounts, certificates of deposit and retirement savings plans. The Bank's lending activities consist of origination of loans secured by mortgages on one-to four-family and multifamily residential real estate, commercial and agricultural real estate, construction loans on residential and commercial properties, commercial and agricultural business loans and consumer loans.
Company Coordinates stock-summary
Company Details
2991 Oak Grove Rd , POPLAR BLUFF MO : 63901-8937
stock-summary
Tel: 1 573 77818001 573 7781800
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Registrar Details