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With a Operating Losses, the company has a Weak Long Term Fundamental Strength
- A low provision coverage ratio signifies the bank has not recognized and created adeqaute reserves to cover its non perfoming loans
- PRE-TAX PROFIT(Q) At USD 2.96 MM has Grown at 413.09%
- DIVIDEND PAYOUT RATIO(Y) Highest at 101.42%
- NET PROFIT(Q) At USD 2.44 MM has Grown at 62.05%
With ROA of 0.10%, it has a risky valuation with a 0.64 Price to Book Value
High Institutional Holdings at 89.85%
Consistent Underperformance against the benchmark over the last 3 years
Total Returns (Price + Dividend) 
Primis Financial Corp. for the last several years.
Risk Adjusted Returns v/s 
News
Is Primis Financial Corp. overvalued or undervalued?
As of 17 October 2025, the valuation grade for Primis Financial Corp. moved from expensive to fair. The company appears to be undervalued based on its current metrics. Notable valuation ratios include a P/E ratio of 40, a Price to Book Value of 0.64, and a PEG Ratio of 0.11, which suggests that the stock may be trading at a discount relative to its growth potential. In comparison to its peers, Bank7 Corp. has a P/E ratio of 10.50, while Southern First Bancshares, Inc. stands at 16.87, indicating that Primis Financial Corp. is significantly higher on the P/E scale despite its fair valuation grade. Additionally, the company's recent stock performance has lagged behind the S&P 500, with a year-to-date return of -17.24% compared to the S&P 500's 13.30%, reinforcing the notion that Primis Financial Corp. may be undervalued in the current market....
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Primis Financial Corp. Experiences Revision in Its Stock Evaluation Amid Market Challenges
Primis Financial Corp., a microcap in regional banking, has a high P/E ratio of 40 and a price-to-book value of 0.64, indicating potential undervaluation. Despite a notable dividend yield of 203.29%, the company faces profitability challenges, reflected in negative EV ratios and low ROCE and ROE.
Read MoreIs Primis Financial Corp. overvalued or undervalued?
As of 17 October 2025, the valuation grade for Primis Financial Corp. has moved from expensive to fair, indicating a more favorable assessment of its value. The company appears to be undervalued, particularly when considering its P/E ratio of 40, which is significantly higher than the peer average of around 16.87 for Southern First Bancshares, Inc. Additionally, Primis has a price-to-book value of 0.64 and an impressive PEG ratio of 0.11, suggesting that it may be undervalued relative to its growth prospects. In comparison to its peers, Bank7 Corp. has a P/E of 10.50, while PCB Bancorp stands out with a very attractive P/E of 9.92, reinforcing the notion that Primis may be overvalued against its industry. Furthermore, the stock has underperformed significantly against the S&P 500, with a year-to-date return of -17.24% compared to the S&P 500's 13.30%, highlighting potential concerns about its market positi...
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Shareholding Snapshot : Mar 2025
Shareholding Compare (%holding) 
Domestic Funds
Held in 42 Schemes (25.77%)
Held by 35 Foreign Institutions (3.01%)






