Plumas Bancorp

  • Market Cap: Micro Cap
  • Industry: Regional Banks
  • ISIN: US7292731020
USD
52.71
9.76 (22.72%)
  • Price Points
  • Score
  • Mojo Parameters
  • Total Return
  • News and Corporate Actions
  • Key factors
  • Shareholding
  • Financials
  • CompanyCV
stock-summaryPrice Point
High/Low

1Day

52 Week

Valuation
Technical
Day's Volume

CASH

24.0 k

Shareholding (Sep 2025)

FII

6.72%

Held by 19 FIIs

DII

71.86%

Held by 22 DIIs

Promoter

0.00%

How big is Plumas Bancorp?

22-Jun-2025

As of Jun 18, Plumas Bancorp has a market capitalization of 246.47 million and total assets of 1,632.06 million, with shareholder's funds at 177.90 million.

As of Jun 18, Plumas Bancorp has a market capitalization of 246.47 million, categorizing it as a Micro Cap company.<BR><BR>As of Jun 18, the sum of interest earned for the latest four quarters is 85.44 million, while the sum of net profit for the same period is 29.55 million.<BR><BR>As of Dec 24, the reporting period shows shareholder's funds at 177.90 million and total assets at 1,632.06 million.

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What does Plumas Bancorp do?

22-Jun-2025

Plumas Bancorp is a micro-cap bank holding company in the Regional Banks industry, with recent net sales of $21 million and a net profit of $7 million. It has a market cap of $246.47 million and key metrics include a P/E ratio of 8.00 and a return on equity of 15.97%.

Overview:<BR>Plumas Bancorp is a bank holding company operating in the Regional Banks industry with a market cap in the micro-cap bracket.<BR><BR>Financial Snapshot:<BR>Most recent Net Sales: 21 Million (Quarterly Results - Mar 2025) <BR>Most recent Net Profit: 7 Million (Quarterly Results - Mar 2025) <BR>Market cap: USD 246.47 Million (Micro Cap)<BR><BR>Key Metrics:<BR>P/E: 8.00 <BR>Dividend Yield: 0.00% <BR>Debt Equity: 0.00 <BR>Return on Equity: 15.97% <BR>Price to Book: 1.31<BR><BR>Contact Details:<BR>Address: 35 S Lindan Ave, QUINCY CA: 95971-9122 <BR>Tel: 1 530 2837305

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Should I buy, sell or hold Plumas Bancorp?

22-Jun-2025

Who are in the management team of Plumas Bancorp?

22-Jun-2025

As of March 2022, the management team of Plumas Bancorp includes Daniel West (Independent Chairman), Andrew Ryback (President and CEO), Robert McClintock (Independent Vice Chairman), and several independent directors: Terrance Reeson, Michonne Ascuaga, Steven Coldani, Gerald Fletcher, Heidi Gansert, and Richard Kenny. This team provides governance and strategic direction for the company.

As of March 2022, the management team of Plumas Bancorp includes the following individuals:<BR><BR>- Mr. Daniel West, Independent Chairman of the Board<BR>- Mr. Andrew Ryback, President, Chief Executive Officer, Director<BR>- Mr. Robert McClintock, Independent Vice Chairman of the Board<BR>- Mr. Terrance Reeson, Independent Secretary of the Board<BR>- Ms. Michonne Ascuaga, Independent Director<BR>- Mr. Steven Coldani, Independent Director<BR>- Mr. Gerald Fletcher, Independent Director<BR>- Ms. Heidi Gansert, Independent Director<BR>- Mr. Richard Kenny, Independent Director<BR><BR>This team comprises a mix of executive leadership and independent directors, contributing to the governance and strategic direction of the company.

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Is Plumas Bancorp overvalued or undervalued?

20-Sep-2025

As of April 16, 2025, Plumas Bancorp is fairly valued with a P/E ratio of 8, lower than its peers, despite a year-to-date underperformance against the S&P 500, while maintaining a strong long-term outlook with a 5-year return of 119.40%.

As of 16 April 2025, the valuation grade for Plumas Bancorp has moved from expensive to fair, indicating a more favorable assessment of its stock price. The company appears to be fairly valued based on its current metrics, with a P/E ratio of 8, a Price to Book Value of 1.35, and an EV to EBITDA ratio of 4.66. In comparison to peers, Plumas Bancorp's P/E ratio is lower than Northrim BanCorp, Inc. at 11.11 and Southern First Bancshares, Inc. at 16.87, suggesting that Plumas may offer better value relative to its earnings.<BR><BR>Despite a recent underperformance against the S&P 500 with a year-to-date return of -4.51% compared to the index's 12.22%, the long-term outlook remains positive, as evidenced by a 5-year return of 119.40%, significantly outperforming the S&P 500's 96.61%. Overall, Plumas Bancorp is positioned as fairly valued within its industry, reflecting a balanced risk-reward scenario for potential investors.

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Is Plumas Bancorp technically bullish or bearish?

20-Sep-2025

As of September 8, 2025, Plumas Bancorp's technical trend is mildly bearish, with mixed signals from MACD and moving averages, underperforming the S&P 500 year-to-date but outperforming over the past five years.

As of 8 September 2025, the technical trend for Plumas Bancorp has changed from sideways to mildly bearish. The weekly MACD is bullish, but the monthly MACD is mildly bearish, indicating mixed signals. The daily moving averages are mildly bearish, while the weekly Bollinger Bands are bullish, suggesting some volatility. The KST is bearish on a weekly basis and mildly bearish monthly, which adds to the bearish sentiment. Dow Theory shows a mildly bullish stance weekly but mildly bearish monthly. <BR><BR>In terms of performance, Plumas Bancorp has underperformed the S&P 500 year-to-date with a return of -4.51% compared to the S&P's 12.22%, but it has outperformed over the past five years with a return of 119.40% versus the S&P's 96.61%. Overall, the current technical stance is mildly bearish.

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iScoreScore
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Strong Sell
Sell
Hold
Buy
Strong Buy

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Dashboard

1

High Profitability with a Net Interest Margin of 12.95%

 
2

Strong Long Term Fundamental Strength with a 15.70% CAGR growth in Net Profits

 
3

Healthy long term growth as Net Interest Income (ex other income) has grown by an annual rate of 0% and Net profit at 15.70%

 
4

Flat results in Jun 25

5

With ROA of 1.14%, it has a fair valuation with a 1.35 Price to Book Value

6

Underperformed the market in the last 1 year

stock-summaryMojo Parameters

Mojo Parameters

Stock DNA

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Industry

Regional Banks

stock-summary
Market cap

USD 345 Million (Micro Cap)

stock-summary
P/E

8.00

stock-summary
Industry P/E

NA

stock-summary
Dividend Yield

0.00%

stock-summary
Debt Equity

0.00

stock-summary
Return on Equity

11.88%

stock-summary
Price to Book

1.32

Revenue and Profits:
Net Sales:
31 Million
(Quarterly Results - Dec 2025)
Net Profit:
11 Million
stock-summaryTotal Returns
Total Returns (Price + Dividend) stock-summary
TimePeriod
Price Return
Dividend Return
Total Return
3 Months
22.27%
0%
22.27%
6 Months
8.57%
0%
8.57%
1 Year
51.25%
0%
51.25%
2 Years
43.12%
0%
43.12%
3 Years
76.76%
0%
76.76%
4 Years
66.44%
0%
66.44%
5 Years
141.13%
0%
141.13%

Plumas Bancorp for the last several years.

Risk Adjusted Returns v/s stock-summary
stock-summaryNews & Corporate Actions

News

Icon
No Recent News for the Company

Announcements stock-summary

Icon
No announcement available

Corporate Actions stock-summary

Icon
No corporate action available
stock-summaryKey Factors

Quality key factors stock-summary

Factor
Value
Sales Growth (5y)
16.90%
EBIT Growth (5y)
13.19%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
22.52%
Pledged Shares
0
Institutional Holding
47.31%
ROCE (avg)
0
ROE (avg)
0

Valuation key factors

Factor
Value
P/E Ratio
8
Industry P/E
Price to Book Value
1.35
EV to EBIT
4.79
EV to EBITDA
4.66
EV to Capital Employed
1.52
EV to Sales
2.25
PEG Ratio
1.74
Dividend Yield
NA
ROCE (Latest)
31.72%
ROE (Latest)
15.97%

Technicals key factors

Indicator
Weekly
Monthly
MACD
Bullish
Bullish
RSI
No Signal
No Signal
Bollinger Bands
Bullish
Bullish
Moving Averages
Bullish (Daily)
KST
Bullish
Mildly Bearish
Dow Theory
Bullish
Bullish
OBV
Bullish
Bullish
stock-summary Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish  Turned 
stock-summaryShareholding
Shareholding Snapshot : Sep 2025stock-summary
Shareholding Compare (%holding) stock-summary
Majority shareholders

Domestic Funds

Domestic Funds

Held in 27 Schemes (21.41%)

Foreign Institutions

Held by 19 Foreign Institutions (6.72%)

Strategic Entities with highest holding

Highest Public shareholder

stock-summaryFinancial
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stock-summaryCompany CV
About Plumas Bancorp stock-summary
stock-summary
Plumas Bancorp
Regional Banks
Plumas Bancorp is a bank holding company. The Company's primary subsidiary is Plumas Bank. The Bank is a California state-chartered bank. The Federal Deposit Insurance Corporation (the FDIC) up to maximum insurable amounts insures the Bank's deposit accounts. The Bank operates through its approximately 10 branch networks. The Bank maintains approximately 15 automated teller machines (ATMs) tied in with statewide and national networks. In addition to its branch network, the Bank operates lending offices specializing in government-guaranteed lending in Auburn, California and Beaverton, Oregon, a commercial/agricultural lending office located in Chico, California, and a commercial loan office located in Reno, Nevada. The Bank's loan portfolio consists commercial real estate loans; commercial and industrial loans; consumer loans; agricultural loans; residential real estate loans, and construction and land development loans.
Company Coordinates stock-summary
Company Details
35 S Lindan Ave , QUINCY CA : 95971-9122
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Tel: 1 530 2837305
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stock-summary
Registrar Details