Texas Capital Bancshares, Inc.

Is Texas Capital Bancshares, Inc. overvalued or undervalued?

As of October 3, 2025, Texas Capital Bancshares, Inc. is fairly valued with a P/E ratio of 35, a Price to Book Value of 1.02, and an EV to EBITDA of 3.39, despite trading at a premium compared to peers like UMB Financial Corp. and Comerica, Inc., and while it has outperformed the S&P 500 over the past year, it has significantly lagged behind over the past three years.

As of 3 October 2025, the valuation grade for Texas Capital Bancshares, Inc. moved from expensive to fair, indicating a shift in its perceived value. The company appears to be fairly valued, with a P/E ratio of 35, a Price to Book Value of 1.02, and an EV to EBITDA of 3.39. In comparison to peers, UMB Financial Corp. has a P/E of 19.64, while Comerica, Inc. stands at 21.53, suggesting that Texas Capital Bancshares is trading at a premium relative to these competitors.<BR><BR>Despite its fair valuation, Texas Capital Bancshares has shown strong performance, with a one-year return of 20.14%, outpacing the S&P 500's return of 17.82%. However, over a three-year period, it lags significantly behind the S&P 500, which returned 82.57% compared to Texas Capital's 38.00%. This mixed performance highlights the need for careful consideration of its valuation in the context of broader market trends.

Is Texas Capital Bancshares, Inc. technically bullish or bearish?

As of August 12, 2025, Texas Capital Bancshares, Inc. shows a bullish technical trend supported by positive MACD and Bollinger Bands, despite some mixed signals from KST and Dow Theory, and has outperformed the S&P 500 over the past month and year.

As of 12 August 2025, the technical trend for Texas Capital Bancshares, Inc. has changed from mildly bullish to bullish. The MACD is bullish on both weekly and monthly time frames, and Bollinger Bands also indicate a bullish stance in both periods. Daily moving averages are bullish, reinforcing the positive trend. However, the KST shows a mildly bearish signal on the monthly, and Dow Theory indicates a mildly bearish stance on both weekly and monthly time frames. <BR><BR>In terms of performance, Texas Capital Bancshares has outperformed the S&P 500 over the past month (4.17% vs. 2.33%) and over the past year (22.16% vs. 17.14%), but it has significantly underperformed over the 3-year and 10-year periods. Overall, the current technical stance is bullish, with moderate strength driven by the MACD and Bollinger Bands.

How big is Texas Capital Bancshares, Inc.?

As of Jun 18, Texas Capital Bancshares, Inc. has a market capitalization of $3.44 billion, with total assets of $30.79 billion and shareholder's funds of $3.37 billion.

Market Cap: As of Jun 18, Texas Capital Bancshares, Inc. has a market capitalization of 3,436.36 million, categorizing it as a Small Cap company.<BR><BR>Recent Quarterly Performance: For the latest four quarters, Texas Capital Bancshares, Inc. reported a sum of interest earned of 1,739.46 million and a net profit of 98.41 million.<BR><BR>Balance Sheet Snapshot: As of Dec 24, the company reported shareholder's funds of 3,367.94 million and total assets of 30,786.65 million.

What does Texas Capital Bancshares, Inc. do?

Texas Capital Bancshares, Inc. is a bank holding company operating in the Major Banks industry, with a recent net sales of $427 million and a net profit of $47 million. It has a market cap of $3.44 billion and key metrics include a P/E ratio of 35.00 and a return on equity of 2.87%.

Overview:<BR>Texas Capital Bancshares, Inc. is a bank holding and financial holding company that operates in the Major Banks industry.<BR><BR>Financial Snapshot:<BR>- Most recent Net Sales: 427 Million (Quarterly Results - Mar 2025)<BR>- Most recent Net Profit: 47 Million (Quarterly Results - Mar 2025)<BR>- Market-cap: USD 3,436.36 Million (Small Cap)<BR><BR>Key Metrics:<BR>- P/E: 35.00<BR>- Dividend Yield: 0.00%<BR>- Debt Equity: 0.00<BR>- Return on Equity: 2.87%<BR>- Price to Book: 1.00<BR><BR>Contact Details:<BR>- Address: 2000 McKinney Ave Ste 700, DALLAS TX: 75201-1985<BR>- Tel: 1 214 9326600, 1 214 9326675<BR>- Fax: 1 214 9326604<BR>- Website: http://www.texascapitalbank.com

Should I buy, sell or hold Texas Capital Bancshares, Inc.?

Who are in the management team of Texas Capital Bancshares, Inc.?

As of March 2022, the management team of Texas Capital Bancshares, Inc. includes Executive Chairman Mr. Larry Helm, Lead Independent Director Mr. James Browning, and Independent Directors Mr. Jonathan Baliff, Mr. David Huntley, Mr. Charles Hyle, and Ms. Elysia Ragusa.

As of March 2022, the management team of Texas Capital Bancshares, Inc. includes Mr. Larry Helm as the Executive Chairman of the Board, Mr. James Browning as the Lead Independent Director, and several Independent Directors: Mr. Jonathan Baliff, Mr. David Huntley, Mr. Charles Hyle, and Ms. Elysia Ragusa.