ScoreWhy is Texas Capital Bancshares, Inc. ?
1
With a growth in Interest of NAN%, the company declared Very Positive results in Jun 25
- OPERATING CASH FLOW(Y) Highest at USD 418.91 MM
- NII(Q) Highest at USD 253.4 MM
- CREDIT DEPOSIT RATIO(HY) Highest at 91.79%
2
With ROA of 0.25%, it has a expensive valuation with a 1.02 Price to Book Value
- The stock is trading at a discount compared to its peers' average historical valuations
- Over the past year, while the stock has generated a return of 1.16%, its profits have fallen by -44.3%
3
High Institutional Holdings at 100%
- These investors have better capability and resources to analyse fundamentals of companies than most retail investors.
Real-Time Research ReportHow much should you buy?
- Overall Portfolio exposure to Texas Capital Bancshares, Inc. should be less than 10%
- Overall Portfolio exposure to Major Banks should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Major Banks)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is Texas Capital Bancshares, Inc. for you?
Medium Risk, High Return
Absolute
Risk Adjusted
Volatility
Texas Capital Bancshares, Inc.
6.69%
1.76
33.02%
S&P 500
13.22%
0.61
20.17%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
7.03%
EBIT Growth (5y)
16.38%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
0
Pledged Shares
0
Institutional Holding
100.00%
ROCE (avg)
0
ROE (avg)
0
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
35
Industry P/E
Price to Book Value
1.02
EV to EBIT
4.08
EV to EBITDA
3.39
EV to Capital Employed
1.06
EV to Sales
0.61
PEG Ratio
NA
Dividend Yield
NA
ROCE (Latest)
26.01%
ROE (Latest)
2.87%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Bullish
Bullish
RSI
No Signal
No Signal
Bollinger Bands
Bullish
Bullish
Moving Averages
Bullish (Daily)
KST
Mildly Bearish
Mildly Bearish
Dow Theory
Mildly Bullish
Mildly Bullish
OBV
Mildly Bullish
Mildly Bullish
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend25What is working for the Company
OPERATING CASH FLOW(Y)
Highest at USD 418.91 MM
NII(Q)
Highest at USD 253.4 MM
CREDIT DEPOSIT RATIO(HY)
Highest at 91.79%
OPERATING PROFIT(Q)
Highest at USD 103.37 MM
OPERATING PROFIT MARGIN(Q)
Highest at 23.52 %
PRE-TAX PROFIT(Q)
Highest at USD 102.19 MM
NET PROFIT(Q)
Highest at USD 77.33 MM
EPS(Q)
Highest at USD 1.58
0What is not working for the Company
NO KEY NEGATIVE TRIGGERS
Here's what is working for Texas Capital Bancshares, Inc.
Pre-Tax Profit
At USD 102.19 MM has Grown at 208.3%
over average net sales of the previous four periods of USD 33.15 MMMOJO Watch
Near term Pre-Tax Profit trend is very positive
Pre-Tax Profit (USD MM)
Net Profit
At USD 77.33 MM has Grown at 214.3%
over average net sales of the previous four periods of USD 24.6 MMMOJO Watch
Near term Net Profit trend is very positive
Net Profit (USD MM)
Operating Cash Flow
Highest at USD 418.91 MM and Grown
In each year in the last three yearsMOJO Watch
The company has generated higher cash revenues from business operations
Operating Cash Flows (USD MM)
NII
Highest at USD 253.4 MM
in the last five periodsMOJO Watch
The bank's income from core business is increasing
NII (USD MM)
Operating Profit
Highest at USD 103.37 MM
in the last five periodsMOJO Watch
Near term Operating Profit trend is positive
Operating Profit (USD MM)
Operating Profit Margin
Highest at 23.52 %
in the last five periodsMOJO Watch
Company's profit margin has improved
Operating Profit to Sales
Pre-Tax Profit
Highest at USD 102.19 MM
in the last five periodsMOJO Watch
Near term Pre-Tax Profit trend is positive
Pre-Tax Profit (USD MM)
Net Profit
Highest at USD 77.33 MM
in the last five periodsMOJO Watch
Near term Net Profit trend is positive
Net Profit (USD MM)
EPS
Highest at USD 1.58
in the last five periodsMOJO Watch
Increasing profitability; company has created higher earnings for shareholders
EPS (USD)
Credit Deposit Ratio
Highest at 91.79%
in the last four Semi-Annual periodsMOJO Watch
Bank has been creating proportionately higher loans against its deposits, thereby creating higher revenue generating assets
Credit Deposit Ratio (%)
Depreciation
At USD 14.45 MM has Grown at 56.8%
period on period (QoQ)MOJO Watch
The expenditure on assets done by the company has gone into productive use which should positively reflect in the future sales
Depreciation (USD MM)
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
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