ScoreWhy is Texas Capital Bancshares, Inc. ?
1
Positive results in Dec 25
- NET PROFIT(HY) Higher at USD 205.87 MM
- ROCE(HY) Highest at 1.06%
2
With ROA of 0.33%, it has a expensive valuation with a 1.06 Price to Book Value
- The stock is trading at a discount compared to its peers' average historical valuations
- Over the past year, while the stock has generated a return of 23.01%, its profits have fallen by -10.4%
3
High Institutional Holdings at 100%
- These investors have better capability and resources to analyse fundamentals of companies than most retail investors.
4
Company is among the highest 1% of companies rated by MarketsMojo across all 4,000 stocks
5
Market Beating Performance
- The stock has generated a return of 23.01% in the last 1 year, much higher than market (S&P 500) returns of 12.95%
Real-Time Research ReportHow much should you buy?
- Overall Portfolio exposure to Texas Capital Bancshares, Inc. should be less than 10%
- Overall Portfolio exposure to Major Banks should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Major Banks)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is Texas Capital Bancshares, Inc. for you?
Medium Risk, High Return
Absolute
Risk Adjusted
Volatility
Texas Capital Bancshares, Inc.
23.01%
2.09
32.87%
S&P 500
12.95%
0.66
19.69%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
10.89%
EBIT Growth (5y)
19.11%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
0
Pledged Shares
0
Institutional Holding
100.00%
ROCE (avg)
0
ROE (avg)
0
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
28
Industry P/E
Price to Book Value
1.06
EV to EBIT
9.40
EV to EBITDA
8.00
EV to Capital Employed
1.08
EV to Sales
1.63
PEG Ratio
NA
Dividend Yield
NA
ROCE (Latest)
11.54%
ROE (Latest)
3.82%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Bullish
Bullish
RSI
No Signal
No Signal
Bollinger Bands
Mildly Bullish
Mildly Bullish
Moving Averages
Mildly Bullish (Daily)
KST
Bullish
Bullish
Dow Theory
Mildly Bearish
Bullish
OBV
Mildly Bullish
Mildly Bullish
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend13What is working for the Company
NET PROFIT(HY)
Higher at USD 205.87 MM
ROCE(HY)
Highest at 1.06%
-4What is not working for the Company
OPERATING CASH FLOW(Y)
Lowest at USD 364.08 MM
ROCE(HY)
Lowest at 1.06%
Here's what is working for Texas Capital Bancshares, Inc.
Net Profit
At USD 205.87 MM has Grown at 2,021.49%
Year on Year (YoY)MOJO Watch
Net Profit trend is very positive
Net Profit (USD MM)
Net Profit
Higher at USD 205.87 MM
than preceding 12 month period ended Dec 2025MOJO Watch
In the half year the company has already crossed Net Profit of the previous twelve months
Net Profit (USD MM)
Depreciation
Highest at USD 15.88 MM
in the last five periodsMOJO Watch
The expenditure on assets done by the company may have gone into operation
Depreciation (USD MM)
Depreciation
At USD 15.88 MM has Grown at 25.77%
period on period (QoQ)MOJO Watch
The expenditure on assets done by the company has gone into productive use which should positively reflect in the future sales
Depreciation (USD MM)
Here's what is not working for Texas Capital Bancshares, Inc.
Operating Cash Flow
Lowest at USD 364.08 MM
in the last three yearsMOJO Watch
The company's cash revenues from business operations are falling
Operating Cash Flows (USD MM)
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
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