United Bankshares, Inc. (West Virginia)

  • Market Cap: Small Cap
  • Industry: Regional Banks
  • ISIN: US9099071071
USD
38.09
0.54 (1.44%)
  • Price Points
  • Score
  • Mojo Parameters
  • Total Return
  • News and Corporate Actions
  • Key factors
  • Shareholding
  • Financials
  • CompanyCV
stock-summaryPrice Point
High/Low

1Day

52 Week

Valuation
Technical
Day's Volume

CASH

417.11 k

Shareholding (Mar 2025)

FII

6.36%

Held by 107 FIIs

DII

51.98%

Held by 53 DIIs

Promoter

0.00%

How big is United Bankshares, Inc. (West Virginia)?

22-Jun-2025

As of Jun 18, United Bankshares, Inc. (West Virginia) has a market capitalization of $5,087 million, with total assets of $30,080.31 million and shareholder's funds of $4,993.22 million.

As of Jun 18, United Bankshares, Inc. (West Virginia) has a market capitalization of 5,087.00 million, categorizing it as a Small Cap company.<BR><BR>As of Jun 18, the sum of interest earned for the latest four quarters is 1,536.58 million, while the sum of net profit for the same period is 369.88 million.<BR><BR>As of Dec'24, the reporting period shows Shareholder's Funds at 4,993.22 million and Total Assets at 30,080.31 million.

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What does United Bankshares, Inc. (West Virginia) do?

22-Jun-2025

United Bankshares, Inc. (West Virginia) is a financial holding company in the Regional Banks industry, with a recent net sales of $404 million and a net profit of $84 million. It has a market cap of $5.1 billion, a P/E ratio of 14.00, and a dividend yield of 3.14%.

Overview:<BR>United Bankshares, Inc. (West Virginia) is a financial holding company operating in the Regional Banks industry.<BR><BR>Financial Snapshot:<BR>Most recent Net Sales: 404 Million (Quarterly Results - Mar 2025)<BR>Most recent Net Profit: 84 Million (Quarterly Results - Mar 2025)<BR>Market-cap: USD 5,087.00 Million (Small Cap)<BR><BR>Key Metrics:<BR>P/E: 14.00<BR>Dividend Yield: 3.14%<BR>Debt Equity: 0.00<BR>Return on Equity: 6.96%<BR>Price to Book: 0.96<BR><BR>Contact Details:<BR>Address: 500 Virginia St E, CHARLESTON WV: 25301-2164<BR>Tel: ['1 304 4248800', '1 800 4451347']<BR>Fax: 1 304 4248800<BR>Website: https://www.ubsi-inc.com/

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Should I buy, sell or hold United Bankshares, Inc. (West Virginia)?

22-Jun-2025

Who are in the management team of United Bankshares, Inc. (West Virginia)?

22-Jun-2025

As of March 2022, the management team of United Bankshares, Inc. (West Virginia) includes Chairman and CEO Richard Adams, Lead Independent Director P. Clinton Winter, and Directors Peter Converse, Michael Fitzgerald, Theodore Georgelas, and Dr. Patrice Harris.

As of March 2022, the management team of United Bankshares, Inc. (West Virginia) includes the following individuals:<BR><BR>- Mr. Richard Adams serves as the Chairman of the Board and Chief Executive Officer.<BR>- Mr. P. Clinton Winter holds the position of Lead Independent Director.<BR>- Mr. Peter Converse is a Director.<BR>- Mr. Michael Fitzgerald is also a Director.<BR>- Mr. Theodore Georgelas serves as an Independent Director.<BR>- Dr. Patrice Harris is an Independent Director.

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Is United Bankshares, Inc. (West Virginia) overvalued or undervalued?

25-Jun-2025

As of April 24, 2025, United Bankshares, Inc. is considered undervalued with a favorable valuation grade, highlighted by a P/E ratio of 14, a Price to Book Value of 1.01, and an EV to EBIT of 7.02, outperforming peers and the S&P 500 over the past year.

As of 24 April 2025, the valuation grade for United Bankshares, Inc. (West Virginia) has moved from fair to very attractive, indicating a shift towards a more favorable assessment of its value. The company is currently considered undervalued. Key ratios include a P/E ratio of 14, a Price to Book Value of 1.01, and an EV to EBIT of 7.02, which suggest that the stock is trading at a reasonable valuation compared to its earnings and assets.<BR><BR>In comparison to peers, United Bankshares has a P/E ratio of 13.75, which is more favorable than Home Bancshares, Inc. at 12.98 and Bank OZK at 7.07, indicating that United is priced competitively within its sector. The PEG ratio of 3.39 is higher than that of its peers, suggesting that while growth expectations may be priced in, the current valuation still appears attractive. Notably, over the past year, United Bankshares has returned 14.84%, outperforming the S&P 500's 10.26%, reinforcing the notion of its undervaluation in the market.

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Is United Bankshares, Inc. (West Virginia) technically bullish or bearish?

14-Oct-2025

As of October 10, 2025, United Bankshares, Inc. is in a mildly bearish trend, indicated by bearish MACD readings and Bollinger Bands, despite daily moving averages showing a mildly bullish signal.

As of 10 October 2025, the technical trend for United Bankshares, Inc. (West Virginia) has changed from mildly bullish to mildly bearish. The current stance is mildly bearish, driven by weekly and monthly MACD readings indicating bearish momentum, along with Bollinger Bands signaling bearish conditions. The KST is also mildly bearish on both weekly and monthly time frames. While the daily moving averages show a mildly bullish signal, the overall trend is weighed down by the bearish indicators. There is no available return data to compare the company's performance against the S&P 500.

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iScoreScore
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Strong Sell
Sell
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Strong Buy

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Dashboard
1

High Profitability with a Net Interest Margin of 7.37%

 
2

Positive results in Jun 25

3

With ROA of 0.78%, it has a very attractive valuation with a 1.01 Price to Book Value

4

High Institutional Holdings at 77.46%

5

Consistent Underperformance against the benchmark over the last 3 years

stock-summaryMojo Parameters
Mojo Parameters
Stock DNA
stock-summary
Industry

Regional Banks

stock-summary
Market cap

USD 5,602 Million (Small Cap)

stock-summary
P/E

14.00

stock-summary
Industry P/E

NA

stock-summary
Dividend Yield

2.85%

stock-summary
Debt Equity

0.00

stock-summary
Return on Equity

7.34%

stock-summary
Price to Book

1.04

Revenue and Profits:
Net Sales:
421 Million
(Quarterly Results - Jun 2025)
Net Profit:
120 Million
stock-summaryTotal Returns
Total Returns (Price + Dividend) stock-summary
TimePeriod
Price Return
Dividend Return
Total Return
3 Months
0.11%
0%
0.11%
6 Months
4.96%
0%
4.96%
1 Year
-8.28%
0%
-8.28%
2 Years
10.31%
0%
10.31%
3 Years
-11.34%
0%
-11.34%
4 Years
7.72%
0%
7.72%
5 Years
26.84%
0%
26.84%

United Bankshares, Inc. (West Virginia) for the last several years.

Risk Adjusted Returns v/s stock-summary
stock-summaryNews & Corporate Actions
News
Announcements stock-summary
Icon
No announcement available
Corporate Actions stock-summary
Icon
No corporate action available
stock-summaryKey Factors
Quality key factors stock-summary
Factor
Value
Sales Growth (5y)
16.02%
EBIT Growth (5y)
5.89%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
53.78%
Pledged Shares
0
Institutional Holding
77.46%
ROCE (avg)
0
ROE (avg)
0
Valuation key factors
Factor
Value
P/E Ratio
14
Industry P/E
Price to Book Value
1.01
EV to EBIT
7.02
EV to EBITDA
6.94
EV to Capital Employed
1.01
EV to Sales
2.05
PEG Ratio
3.39
Dividend Yield
2.99%
ROCE (Latest)
14.39%
ROE (Latest)
6.96%
Technicals key factors
Indicator
Weekly
Monthly
MACD
Bullish
Bullish
RSI
No Signal
No Signal
Bollinger Bands
Bullish
Bullish
Moving Averages
Bullish (Daily)
KST
Bearish
Mildly Bearish
Dow Theory
Mildly Bullish
Mildly Bearish
OBV
No Trend
Mildly Bearish
stock-summary Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish  Turned 
stock-summaryShareholding
Shareholding Snapshot : Mar 2025stock-summary
Shareholding Compare (%holding) stock-summary
Majority shareholders

Domestic Funds

Domestic Funds

Held in 71 Schemes (41.64%)

Foreign Institutions

Held by 107 Foreign Institutions (6.36%)

Strategic Entities with highest holding

Highest Public shareholder

stock-summaryFinancial
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stock-summaryCompany CV
About United Bankshares, Inc. (West Virginia) stock-summary
stock-summary
United Bankshares, Inc. (West Virginia)
Regional Banks
United Bankshares, Inc. is a financial holding company. The Company operates through its banking subsidiary, United Bank (the Bank). United Bank offers a range of commercial and retail banking services and products. It also owns nonbank subsidiaries which engage in other community banking services, such as asset management, real property title insurance, financial planning, mortgage banking, and brokerage services. Its loan portfolio comprises of commercial, real estate and consumer loans including credit card and home equity loans. The Bank’s core deposits include certain demand deposits, savings and negotiable order of withdrawal (NOW) accounts. It also offers individual retirement accounts, safe deposit boxes, wire transfers and other standard banking products and services. The Bank operates across West Virginia, Virginia, Ohio, Pennsylvania, Maryland, North Carolina, South Carolina and Georgia.
Company Coordinates stock-summary
Company Details
500 Virginia St E , CHARLESTON WV : 25301-2164
stock-summary
Tel: 1 304 42488001 800 4451347
stock-summary
Registrar Details