Dashboard
Weak Long Term Fundamental Strength with a 0% CAGR growth in Net Interet Income
- A low provision coverage ratio signifies the bank has not recognized and created adeqaute reserves to cover its non perfoming loans
Flat results in Jun 25
With ROA of 0.59%, it has a very attractive valuation with a 1.36 Price to Book Value
Falling Participation by Institutional Investors
Total Returns (Price + Dividend) 
United Bancorp, Inc. (Ohio) for the last several years.
Risk Adjusted Returns v/s 
News

United Bancorp, Inc. Experiences Revision in Its Stock Evaluation Amid Market Dynamics
United Bancorp, Inc. has recently adjusted its valuation, with its current price at $13.88. Over the past year, the company has returned 4.47%, lagging behind the S&P 500. Key metrics include a P/E ratio of 12, a price-to-book value of 1.36, and a dividend yield of 3.81%.
Read MoreIs United Bancorp, Inc. (Ohio) technically bullish or bearish?
As of 12 September 2025, the technical trend for United Bancorp, Inc. (Ohio) has changed from bullish to mildly bullish. The weekly MACD and KST are both mildly bearish, while the monthly indicators show bullish signals. The daily moving averages indicate a mildly bullish stance. The Bollinger Bands reflect a bearish outlook on the weekly chart but are mildly bullish on the monthly chart. Overall, the current technical stance is mildly bullish, supported by the monthly bullish signals despite some bearish indicators on the weekly timeframe. In terms of performance, the stock has underperformed compared to the S&P 500 over the past week and month, with returns of -5.83% and -4.77% respectively, while the S&P 500 gained 1.05% and 2.33%. However, the stock has outperformed the S&P 500 year-to-date with a return of 4.38% compared to 12.22%....
Read MoreIs United Bancorp, Inc. (Ohio) overvalued or undervalued?
As of 5 September 2025, the valuation grade for United Bancorp, Inc. (Ohio) moved from expensive to very attractive, indicating a significant improvement in its perceived value. The company appears undervalued based on its current metrics, with a P/E ratio of 12, a Price to Book Value of 1.36, and an EV to EBITDA ratio of 25.50. In comparison, Investar Holding Corp. has a P/E of 9.99, while Citizens Community Bancorp, Inc. stands at 13.08, highlighting United Bancorp's relative attractiveness in the market. Despite recent stock performance showing a decline of 5.83% over the past week and 4.77% over the past month, the company has delivered a YTD return of 4.38%, which is significantly lower than the S&P 500's 12.22%. Over the longer term, however, United Bancorp's 1-year return of 15.49% is close to the S&P 500's 17.14%, suggesting potential for recovery and growth....
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Shareholding Snapshot : Mar 2025
Shareholding Compare (%holding) 
Domestic Funds
Held in 6 Schemes (3.23%)
Held by 7 Foreign Institutions (0.35%)






