United Bancorp, Inc. (Ohio)

How big is United Bancorp, Inc. (Ohio)?

As of Jun 18, United Bancorp, Inc. (Ohio) has a market capitalization of 81.04 million and total assets of 818.52 million, with shareholder's funds at 63.46 million.

Market Cap: As of Jun 18, United Bancorp, Inc. (Ohio) has a market capitalization of 81.04 million, classified as Micro Cap.<BR><BR>Recent Quarterly Performance: For the latest four quarters, the sum of interest earned is 39.74 million, and the sum of net profit is 7.00 million.<BR><BR>Balance Sheet Snapshot: As of Dec 24, the shareholder's funds amount to 63.46 million, and the total assets are 818.52 million.

What does United Bancorp, Inc. (Ohio) do?

United Bancorp, Inc. (Ohio) is a micro-cap bank holding company in the Regional Banks industry, with recent net sales of $10 million and a net profit of $2 million. It has a market cap of $81.04 million, a P/E ratio of 12.00, and a dividend yield of 3.97%.

Overview:<BR>United Bancorp, Inc. (Ohio) is a bank holding company operating in the Regional Banks industry with a micro-cap market capitalization.<BR><BR>Financial Snapshot:<BR>Most recent Net Sales: 10 Million (Quarterly Results - Mar 2025) <BR>Most recent Net Profit: 2 Million (Quarterly Results - Mar 2025) <BR>Market cap: USD 81.04 Million (Micro Cap)<BR><BR>Key Metrics:<BR>P/E: 12.00 <BR>Dividend Yield: 3.97% <BR>Debt Equity: 0.00 <BR>Return on Equity: 11.52% <BR>Price to Book: 1.33<BR><BR>Contact Details:<BR>Address: 201 S Fourth St, PO Box 10 MARTINS FERRY OH : 43935-0010 <BR>Tel: 1 740 6330445 <BR>Website: http://www.unitedbancorp.com

Should I buy, sell or hold United Bancorp, Inc. (Ohio)?

Who are in the management team of United Bancorp, Inc. (Ohio)?

As of March 2022, the management team of United Bancorp, Inc. (Ohio) includes Richard Riesbeck (Chairman), Scott Everson (President and CEO), Gary Glessner (Director), and John Hoopingarner (Independent Director), who oversee the company's operations and strategy.

As of March 2022, the management team of United Bancorp, Inc. (Ohio) includes the following individuals:<BR><BR>- Richard Riesbeck, who serves as the Chairman of the Board.<BR>- Scott Everson, who is the President, Chief Executive Officer, and a Director.<BR>- Gary Glessner, who is a Director.<BR>- John Hoopingarner, who is an Independent Director. <BR><BR>This team is responsible for overseeing the operations and strategic direction of the company.

Is United Bancorp, Inc. (Ohio) overvalued or undervalued?

As of September 5, 2025, United Bancorp, Inc. is considered very attractive due to its undervalued metrics, including a P/E ratio of 12, despite recent declines in stock performance, with a year-to-date return of 4.38% compared to the S&P 500's 12.22%, but a 1-year return of 15.49% indicates potential for recovery.

As of 5 September 2025, the valuation grade for United Bancorp, Inc. (Ohio) moved from expensive to very attractive, indicating a significant improvement in its perceived value. The company appears undervalued based on its current metrics, with a P/E ratio of 12, a Price to Book Value of 1.36, and an EV to EBITDA ratio of 25.50. In comparison, Investar Holding Corp. has a P/E of 9.99, while Citizens Community Bancorp, Inc. stands at 13.08, highlighting United Bancorp's relative attractiveness in the market.<BR><BR>Despite recent stock performance showing a decline of 5.83% over the past week and 4.77% over the past month, the company has delivered a YTD return of 4.38%, which is significantly lower than the S&P 500's 12.22%. Over the longer term, however, United Bancorp's 1-year return of 15.49% is close to the S&P 500's 17.14%, suggesting potential for recovery and growth.

Is United Bancorp, Inc. (Ohio) technically bullish or bearish?

As of September 12, 2025, United Bancorp, Inc. (Ohio) shows a mildly bullish technical trend, with mixed indicators across weekly and monthly charts, while underperforming the S&P 500 recently but outperforming it year-to-date.

As of 12 September 2025, the technical trend for United Bancorp, Inc. (Ohio) has changed from bullish to mildly bullish. The weekly MACD and KST are both mildly bearish, while the monthly indicators show bullish signals. The daily moving averages indicate a mildly bullish stance. The Bollinger Bands reflect a bearish outlook on the weekly chart but are mildly bullish on the monthly chart. Overall, the current technical stance is mildly bullish, supported by the monthly bullish signals despite some bearish indicators on the weekly timeframe. <BR><BR>In terms of performance, the stock has underperformed compared to the S&P 500 over the past week and month, with returns of -5.83% and -4.77% respectively, while the S&P 500 gained 1.05% and 2.33%. However, the stock has outperformed the S&P 500 year-to-date with a return of 4.38% compared to 12.22%.