Waterstone Financial, Inc.

How big is Waterstone Financial, Inc.?

As of Jun 18, Waterstone Financial, Inc. has a market capitalization of 253.32 million, with total assets of 2,211.23 million and shareholder's funds of 339.13 million.

As of Jun 18, Waterstone Financial, Inc. has a market capitalization of 253.32 million, categorizing it as a Micro Cap company.<BR><BR>As of Jun 18, the company reported a sum of interest earned for the latest four quarters of 114.01 million and a net profit of 18.69 million.<BR><BR>As of Dec 24, the reporting period shows shareholder's funds of 339.13 million and total assets of 2,211.23 million.

What does Waterstone Financial, Inc. do?

Waterstone Financial, Inc. is a holding company for WaterStone Bank SSB, a community bank in the micro-cap finance sector, with recent net sales of $28 million and a market cap of $253.32 million. Key metrics include a P/E ratio of 14.00 and a dividend yield of 504.44%.

Overview:<BR>Waterstone Financial, Inc. is a holding company for WaterStone Bank SSB, a community bank operating in the finance industry within the micro-cap market.<BR><BR>Financial Snapshot:<BR>Most recent Net Sales: 28 Million (Quarterly Results - Mar 2025) <BR>Most recent Net Profit: 3 Million (Quarterly Results - Mar 2025) <BR>Market-cap: USD 253.32 Million (Micro Cap)<BR><BR>Key Metrics:<BR>P/E: 14.00 <BR>Dividend Yield: 504.44% <BR>Debt Equity: 0.00 <BR>Return on Equity: 5.47% <BR>Price to Book: 0.74 <BR><BR>Contact Details:<BR>Address: 11200 W Plank Ct, Wauwatosa, WI 53226-3250 <BR>Tel: ['1 414 7611000', '1 414 4594012'] <BR>Website: http://www.snl.com/IRW/CorporateProfile/4102320

Should I buy, sell or hold Waterstone Financial, Inc.?

Who are in the management team of Waterstone Financial, Inc.?

As of March 2022, the management team of Waterstone Financial, Inc. includes Independent Chairman Patrick Lawton, CEO Douglas Gordon, and several Independent Directors: Ellen Bartel, Thomas Dalum, Michael Hansen, Kristine Rappe, and Stephen Schmidt. They oversee the company's operations and strategic direction.

As of March 2022, the management team of Waterstone Financial, Inc. includes the following individuals:<BR><BR>- Mr. Patrick Lawton, who serves as the Independent Chairman of the Board.<BR>- Mr. Douglas Gordon, who is the Chief Executive Officer and President of both Waterstone Financial and WaterStone Bank.<BR>- Ms. Ellen Bartel, an Independent Director.<BR>- Mr. Thomas Dalum, an Independent Director.<BR>- Mr. Michael Hansen, an Independent Director.<BR>- Ms. Kristine Rappe, an Independent Director.<BR>- Mr. Stephen Schmidt, an Independent Director.<BR><BR>This team is responsible for overseeing the operations and strategic direction of the company.

Is Waterstone Financial, Inc. overvalued or undervalued?

As of July 22, 2025, Waterstone Financial, Inc. is considered an attractive investment due to its undervalued status with a P/E ratio of 14, a Price to Book Value of 0.75, a strong PEG Ratio of 0.15, and a high dividend yield of 499.92%, despite a one-year return of -3.23% compared to the S&P 500's 17.14%.

As of 22 July 2025, the valuation grade for Waterstone Financial, Inc. moved from fair to attractive, indicating a more favorable assessment of its value. The company appears to be undervalued, with a P/E ratio of 14, a Price to Book Value of 0.75, and an impressive PEG Ratio of 0.15, suggesting strong growth potential relative to its price. In comparison, peers like Velocity Financial, Inc. have a P/E of 9.22, while Regional Management Corp. has a P/E of 17.39, highlighting Waterstone's relative attractiveness in the market.<BR><BR>Despite recent challenges reflected in its one-year return of -3.23% compared to the S&P 500's 17.14%, the company's strong dividend yield of 499.92% and low EV to EBITDA of 20.01 suggest a compelling investment opportunity. Overall, Waterstone Financial, Inc. is positioned as an attractive option within its industry, especially given its favorable valuation ratios compared to its peers.

Is Waterstone Financial, Inc. technically bullish or bearish?

As of September 10, 2025, Waterstone Financial, Inc. has a mildly bullish technical trend, supported by positive indicators like MACD and Bollinger Bands, but shows mixed longer-term performance with negative returns compared to the S&P 500.

As of 10 September 2025, the technical trend for Waterstone Financial, Inc. has changed from bullish to mildly bullish. The weekly MACD is bullish, while the monthly MACD is mildly bullish. Bollinger Bands are bullish on both weekly and monthly time frames. The daily moving averages are also bullish. However, the KST is mildly bearish on a monthly basis, and the RSI shows no signal for both weekly and monthly periods. Dow Theory indicates a mildly bullish stance on both time frames, and the OBV is mildly bullish as well.<BR><BR>In terms of performance, Waterstone Financial has outperformed the S&P 500 over the past week and month, with returns of 3.59% and 7.82% respectively, while the S&P 500 returned 1.05% and 2.33%. However, the one-year and longer-term returns are negative compared to the S&P 500, which has gained 17.14% over the past year. Overall, the current technical stance is mildly bullish, supported by several indicators, but with caution due to mixed signals in longer-term performance.