OPRT Share Price | Oportun Financial Corp. Stock Analysis & Recommendation

Q: Is Oportun Financial Corp. overvalued or undervalued?

As of 7 November 2022, the valuation grade for Oportun Financial Corp. has moved from attractive to risky, indicating a shift in the company's perceived value. Based on the available metrics, Oportun appears to be overvalued given the lack of relevant valuation ratios and its current classification as risky. The company has shown impressive returns over the past year, with a stock return of 147.04% compared to the S&P 500's 17.14%, but this strong performance is overshadowed by its long-term underperformance, particularly over the 5-year and 10-year periods, where it has returned -49.36% compared to the S&P's 96.61% and 231.64%, respectively. The absence of valuation ratios such as P/E, EV/EBITDA, and PEG further complicates the assessment, but the drastic change in valuation grade suggests caution.

Q: Is Oportun Financial Corp. technically bullish or bearish?

As of 5 September 2025, the technical trend for Oportun Financial Corp. has changed from bullish to mildly bullish. The weekly MACD is mildly bearish, while the monthly MACD is bullish, indicating mixed signals across time frames. The Bollinger Bands are bullish on both weekly and monthly charts, and the daily moving averages are bullish, supporting a positive short-term outlook. However, the KST shows a mildly bearish stance weekly and bullish monthly, and the Dow Theory indicates a mildly bullish weekly but mildly bearish monthly trend. The OBV is showing no trend weekly and mildly bearish monthly. In terms of performance, Oportun Financial Corp. has significantly outperformed the S&P 500 over the past year with a return of 147.04% compared to the S&P 500's 17.14%, and it has also shown strong returns year-to-date at 82.73% versus 12.22% for the S&P 500. Overall, the current technical stance is mildly bullish, driven by strong daily moving averages and consistent bullish signals from Bollinger Bands, despite some mixed indicators in the longer-term metrics.

Price Point

High/Low

1Day

52 Week

Valuation

Technical

Day's Volume

CASH

315.71 k

Shareholding (Sep 2025)

FII

8.42%

Held by 41 FIIs

DII

72.75%

Held by 21 DIIs

Promoter

1.34%

Is Oportun Financial Corp. overvalued or undervalued?

20-Sep-2025

As of November 7, 2022, Oportun Financial Corp.'s valuation grade has shifted from attractive to risky, indicating it may be overvalued despite a recent stock return of 147.04%, overshadowed by significant long-term underperformance and a lack of relevant valuation ratios.

View full answer

Is Oportun Financial Corp. technically bullish or bearish?

20-Sep-2025

As of September 5, 2025, Oportun Financial Corp. shows a mildly bullish trend with strong daily moving averages and bullish Bollinger Bands, despite mixed signals from MACD and KST indicators, and has significantly outperformed the S&P 500 over the past year.

View full answer

Score

Click here to find our call on this stock

Strong Sell

Sell

Hold

Buy

Strong Buy

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Dashboard

Positive results in Jun 25

OPERATING CASH FLOW(Y) Highest at USD 404.06 MM
PRE-TAX PROFIT(Q) At USD 10.11 MM has Grown at 156.51%
NET PROFIT(Q) At USD 6.88 MM has Grown at 164.7%

With ROA of 0.00%, it has a valuation with a 0.00 Price to Book Value

Market Beating Performance

Mojo Parameters

Stock DNA

Industry

Finance

Market cap

USD Million (Micro Cap)

P/E

Industry P/E

Dividend Yield

0.00%

Debt Equity

0.00

Return on Equity

0.00%

Price to Book

0.00

Revenue and Profits:

Net Sales:

222 Million

(Quarterly Results - Sep 2025)

Net Profit:

5 Million

Total Returns

Total Returns (Price + Dividend)

TimePeriod

Price Return

Dividend Return

Total Return

3 Months

-7.46%

6 Months

43.68%

1 Year

85.08%

2 Years

-5.45%

3 Years

-49.16%

4 Years

-73.33%

5 Years

-58.32%

Oportun Financial Corp. for the last several years.

Risk Adjusted Returns v/s

News & Corporate Actions

News

No Recent News for the Company

Announcements

No announcement available

Corporate Actions

No corporate action available

Key Factors

Quality key factors

No Data Found

Valuation key factors

No Data Found

Technicals key factors

Indicator

Weekly

Monthly

MACD

Mildly Bullish

RSI

No Signal

Bollinger Bands

Bullish

Moving Averages

Mildly Bearish (Daily)

KST

Mildly Bullish

Bullish

Dow Theory

Mildly Bullish

No Trend

OBV

Mildly Bearish

No Trend

Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned

Shareholding

Shareholding Snapshot : Sep 2025

Shareholding Compare (%holding)

Majority shareholders

Domestic Funds

Held in 27 Schemes (17.5%)

Foreign Institutions

Held by 41 Foreign Institutions (8.42%)

Strategic Entities with highest holding

Highest Public shareholder

Financial

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Company CV