How big is Ponce Financial Group, Inc.?

As of Jun 18, Ponce Financial Group, Inc. has a market capitalization of 329.62 million and reported total assets of 3,060.33 million, with shareholder's funds at 505.50 million.

As of Jun 18, Ponce Financial Group, Inc. has a market capitalization of 329.62 million, categorizing it as a Micro Cap company.<BR><BR>As of Jun 18, the company reported a sum of interest earned for the latest four quarters amounting to 166.97 million and a net profit of 14.51 million.<BR><BR>As of Dec 24, the reporting period shows shareholder's funds at 505.50 million and total assets at 3,060.33 million.

What does Ponce Financial Group, Inc. do?

Ponce Financial Group, Inc. is a bank holding company for Ponce Bank, focusing on accepting deposits and investing in loans and securities. As of March 2025, it reported net sales of $44 million and a net profit of $6 million, with a market cap of $329.62 million.

Overview:<BR>Ponce Financial Group, Inc. operates as a bank holding company for Ponce Bank, primarily engaged in accepting deposits and investing in various types of loans and securities within the savings banks industry.<BR><BR>Financial Snapshot:<BR>- Most recent Net Sales: 44 Million (Quarterly Results - Mar 2025)<BR>- Most recent Net Profit: 6 Million (Quarterly Results - Mar 2025)<BR>- Market-cap: USD 329.62 Million (Micro Cap)<BR><BR>Key Metrics:<BR>- P/E: 24.00<BR>- Dividend Yield: 0.00%<BR>- Debt Equity: 0.00<BR>- Return on Equity: 2.82%<BR>- Price to Book: 0.64<BR><BR>Contact Details:<BR>- Address: 2244 Westchester Ave, BRONX NY: 10462-5010<BR>- Tel: 1 718 9319000

Should I buy, sell or hold Ponce Financial Group, Inc.?

Who are in the management team of Ponce Financial Group, Inc.?

As of March 2022, the management team of Ponce Financial Group, Inc. includes Executive Chairman Steven Tsavaris, CEO Carlos Naudon, Independent Vice Chairman Nick Lugo, and several Independent Directors: Maria Alvarez, James Demetriou, William Feldman, and Julio Gurman. This diverse team ensures effective governance.

As of March 2022, the management team of Ponce Financial Group, Inc. includes the following individuals:<BR><BR>- Mr. Steven Tsavaris, who serves as the Executive Chairman of the Board.<BR>- Mr. Carlos Naudon, who is the President, Chief Executive Officer, and a Director.<BR>- Mr. Nick Lugo, who holds the position of Independent Vice Chairman of the Board.<BR>- Ms. Maria Alvarez, who is an Independent Director.<BR>- Mr. James Demetriou, who also serves as an Independent Director.<BR>- Mr. William Feldman, who is an Independent Director.<BR>- Mr. Julio Gurman, who is an Independent Director.<BR><BR>In summary, the management team consists of a mix of executive leadership and independent directors, ensuring a diverse governance structure.

Is Ponce Financial Group, Inc. technically bullish or bearish?

As of June 9, 2025, Ponce Financial Group, Inc. has a bullish technical trend supported by strong indicators, despite some mixed signals from Dow Theory and OBV, and has outperformed the S&P 500 recently, suggesting a positive near-term outlook.

As of 9 June 2025, the technical trend for Ponce Financial Group, Inc. has changed from mildly bullish to bullish. The current technical stance is bullish with strong indicators supporting this view. The MACD is bullish on both weekly and monthly time frames, and Bollinger Bands also indicate a bullish trend in both periods. Daily moving averages are bullish, while KST shows bullish signals on both weekly and monthly charts. However, Dow Theory indicates a mildly bearish stance on the weekly timeframe, contrasting with a mildly bullish monthly view. The OBV is mildly bearish weekly but mildly bullish monthly.<BR><BR>In terms of performance, Ponce Financial Group has outperformed the S&P 500 over the past month (4.00% vs. 2.33%) and year-to-date (15.92% vs. 12.22%), but underperformed over the 3-year and 10-year periods. Overall, the bullish indicators suggest a positive outlook in the near term.

Is Ponce Financial Group, Inc. overvalued or undervalued?

As of October 24, 2025, Ponce Financial Group, Inc. is considered an attractive investment due to its undervaluation indicated by a P/E ratio of 24, a price-to-book value of 0.67, a strong growth potential reflected in a PEG ratio of 0.14, and a 27.02% return over the past year, outperforming the S&P 500.

As of 24 October 2025, the valuation grade for Ponce Financial Group, Inc. has moved from fair to attractive, indicating a more favorable assessment of its value. The company appears to be undervalued, particularly when considering its P/E ratio of 24, which is higher than the peer average of approximately 15.5, and a price-to-book value of 0.67, suggesting that the stock is trading below its book value. Additionally, the PEG ratio of 0.14 indicates strong growth potential relative to its earnings.<BR><BR>In comparison to its peers, TrustCo Bank Corp. NY has a P/E ratio of 14.54, while Southern Missouri Bancorp, Inc. boasts a very attractive valuation with a P/E of 11.64. This highlights Ponce Financial's relatively high valuation metrics among its peers. Notably, Ponce Financial has outperformed the S&P 500 over the past year with a return of 27.02% compared to the index's 16.90%, reinforcing the attractiveness of its current valuation.