Blue Foundry Bancorp

How big is Blue Foundry Bancorp?

As of Jun 18, Blue Foundry Bancorp has a market capitalization of 190.71 million and total assets of 2,070.72 million, with shareholder's funds of 332.20 million. The company reported a net profit of -11.76 million for the latest four quarters.

As of Jun 18, Blue Foundry Bancorp has a market capitalization of 190.71 million, categorizing it as a Micro Cap company.<BR><BR>As of Jun 18, the company reported a sum of interest earned for the latest four quarters amounting to 87.32 million. However, it also recorded a net profit of -11.76 million for the same period, indicating a loss.<BR><BR>As of Dec 24, the reporting period shows that Blue Foundry Bancorp has shareholder's funds totaling 332.20 million and total assets amounting to 2,070.72 million.

What does Blue Foundry Bancorp do?

Blue Foundry Bancorp is a micro-cap savings bank with recent quarterly net sales of $23 million and a net loss of $3 million. It has a market cap of $190.71 million, no dividend yield, and a return on equity of -3.60%.

Overview:<BR>Blue Foundry Bancorp operates in the savings banks industry and is categorized as a micro-cap company.<BR><BR>Financial Snapshot:<BR>Most recent Net Sales: 23 Million (Quarterly Results - Mar 2025) <BR>Most recent Net Profit: -3 Million (Quarterly Results - Mar 2025) <BR>Market-cap: USD 190.71 Million (Micro Cap)<BR><BR>Key Metrics:<BR>P/E: NA (Loss Making) <BR>Industry P/E: NA <BR>Dividend Yield: 0.00% <BR>Debt Equity: 0.00 <BR>Return on Equity: -3.60% <BR>Price to Book: 0.58<BR><BR>Contact Details:<BR>Registrar Address: Not available.

Should I buy, sell or hold Blue Foundry Bancorp?

Is Blue Foundry Bancorp overvalued or undervalued?

As of July 26, 2023, Blue Foundry Bancorp's valuation has shifted to risky due to overvaluation indicators like a Price to Book Value of 0.60 and negative returns on capital and equity, while its stock has underperformed the S&P 500, making it a less favorable investment compared to peers like TrustCo Bank and Southern Missouri Bancorp.

As of 26 July 2023, Blue Foundry Bancorp's valuation grade has moved from fair to risky, indicating a concerning shift in its financial health. The company appears to be overvalued, particularly given its Price to Book Value of 0.60 and an EV to Capital Employed ratio of 0.78, which suggest that the market may not be accurately reflecting the company's underlying value. Additionally, the negative ROCE of -2.37% and ROE of -3.60% further highlight the challenges the company is facing.<BR><BR>In comparison to its peers, TrustCo Bank Corp. NY has a P/E ratio of 14.54, while Southern Missouri Bancorp, Inc. boasts a more attractive valuation with a P/E of 11.64. These ratios underscore the relative overvaluation of Blue Foundry Bancorp in the current market. Notably, the company's stock has underperformed against the S&P 500 over various periods, with a year-to-date return of -1.33% compared to the S&P 500's 12.22%, reinforcing the notion that the stock may not be a favorable investment at this time.

Is Blue Foundry Bancorp technically bullish or bearish?

As of August 29, 2025, Blue Foundry Bancorp's technical trend is mildly bearish, influenced by daily moving averages, while it has underperformed the S&P 500 with a return of -11.27% compared to the S&P's 17.14%.

As of 29 August 2025, the technical trend for Blue Foundry Bancorp has changed from sideways to mildly bearish. The daily moving averages indicate a mildly bearish stance, while the weekly MACD and KST are mildly bullish, suggesting mixed signals across different time frames. The Bollinger Bands show a bullish trend on the weekly but are sideways on the monthly, further contributing to the uncertainty. Overall, the technical stance is mildly bearish, driven primarily by the daily moving averages and the recent trend change.<BR><BR>In terms of performance, Blue Foundry Bancorp has underperformed the S&P 500 over the past year, with a return of -11.27% compared to the S&P's 17.14%.