Richmond Mutual Bancorporation, Inc.

How big is Richmond Mutual Bancorporation, Inc.?

As of Jun 18, Richmond Mutual Bancorporation, Inc. has a market capitalization of 149.60 million and reported shareholder's funds of 132.87 million and total assets of 1,506.10 million.

As of Jun 18, Richmond Mutual Bancorporation, Inc. has a market capitalization of 149.60 million, categorizing it as a Micro Cap company.<BR><BR>As of Jun 18, the sum of interest earned for the latest four quarters is 81.89 million, while the sum of net profit for the same period is 8.98 million.<BR><BR>As of Dec 24, the reporting period shows Shareholder's Funds at 132.87 million and Total Assets at 1,506.10 million.

What does Richmond Mutual Bancorporation, Inc. do?

Richmond Mutual Bancorporation, Inc. is a holding company for First Bank Richmond, providing traditional financial and trust services. As of March 2025, it reported net sales of $21 million and a net profit of $2 million, with a market cap of $149.60 million.

Overview: <BR>Richmond Mutual Bancorporation, Inc. operates as a holding company for First Bank Richmond, offering traditional financial and trust services within the Major Banks industry.<BR><BR>Financial Snapshot: <BR>Most recent Net Sales: 21 Million (Quarterly Results - Mar 2025) <BR>Most recent Net Profit: 2 Million (Quarterly Results - Mar 2025) <BR>Market-cap: USD 149.60 Million (Micro Cap)<BR><BR>Key Metrics: <BR>P/E: 17.00 <BR>Dividend Yield: 328.41% <BR>Debt Equity: 0.00 <BR>Return on Equity: 6.86% <BR>Price to Book: 1.14<BR><BR>Contact Details: <BR>Address: 37 N 9th St, RICHMOND IN: 47374-3171 <BR>Tel: 1 765 9734299

Should I buy, sell or hold Richmond Mutual Bancorporation, Inc.?

Who are in the management team of Richmond Mutual Bancorporation, Inc.?

As of March 2022, the management team of Richmond Mutual Bancorporation, Inc. includes Mr. Garry Kleer as Chairman, President, and CEO, with Mr. Lindley Mann serving as Lead Independent Director and independent directors E. Blum, Kathryn Girten, Harold Hanley, and Jeffrey Jackson.

As of March 2022, the management team of Richmond Mutual Bancorporation, Inc. includes Mr. Garry Kleer, who serves as the Chairman of the Board, President, and Chief Executive Officer. Additionally, the board features Mr. Lindley Mann as the Lead Independent Director, along with independent directors Mr. E. Blum, Ms. Kathryn Girten, Mr. Harold Hanley, and Mr. Jeffrey Jackson.

Is Richmond Mutual Bancorporation, Inc. technically bullish or bearish?

As of August 5, 2025, Richmond Mutual Bancorporation, Inc. shows a bullish technical trend with strong MACD and Bollinger Band signals, despite mixed Dow Theory indicators and year-to-date underperformance compared to the S&P 500.

As of 5 August 2025, the technical trend for Richmond Mutual Bancorporation, Inc. has changed from mildly bullish to bullish. The weekly and monthly MACD indicators are bullish, and Bollinger Bands also indicate a bullish stance in both time frames. Daily moving averages are bullish, while the KST shows bullish signals on both weekly and monthly charts. However, Dow Theory presents a mixed view with a mildly bearish weekly signal and a mildly bullish monthly signal, and the OBV is mildly bearish weekly but mildly bullish monthly.<BR><BR>In terms of performance, the stock has returned 1.79% over the past week and 5.33% over the past month, outperforming the S&P 500, which returned 1.05% and 2.33% respectively. However, on a year-to-date basis, the stock has lagged behind the S&P 500, with returns of 4.66% compared to 12.22%. Overall, the current technical stance is bullish, driven primarily by strong MACD and Bollinger Band signals.

Is Richmond Mutual Bancorporation, Inc. overvalued or undervalued?

As of October 17, 2025, Richmond Mutual Bancorporation, Inc. is considered attractively undervalued with a P/E ratio of 17, a Price to Book Value of 1.18, and strong dividend yield, despite a high PEG ratio of 5.04 compared to its peers.

As of 17 October 2025, the valuation grade for Richmond Mutual Bancorporation, Inc. moved from fair to attractive, indicating a positive shift in its perceived value. The company appears to be undervalued, with a P/E ratio of 17, a Price to Book Value of 1.18, and an EV to Capital Employed ratio of 1.07, which suggests a favorable valuation compared to its peers. <BR><BR>In comparison to its industry, Richmond's P/E ratio is higher than Alerus Financial Corp. at 13.80 and Capital Bancorp, Inc. at 11.92, both of which are considered fair and very attractive, respectively. The PEG ratio of 5.04 indicates that growth expectations may be high relative to earnings, but the strong dividend yield of 316.96% and ROE of 6.86% provide additional context for its valuation. Although return data is not available for a direct comparison with the S&P 500, the overall valuation metrics suggest that Richmond Mutual Bancorporation is positioned favorably within its sector.