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Richmond Mutual Bancorporation, Inc.

  • Market Cap: Micro Cap
  • Industry: Major Banks
  • ISIN: US76525P1003
  • NASDAQ: RMBI
USD
15.04
-0.65 (-4.14%)

Sep 23

NAS

 View all stocks in this country
  • Price Points
  • Score
  • Mojo Parameters
  • Total Return
  • News and Corporate Actions
  • Key factors
  • Shareholding
  • Financials
  • CompanyCV
stock-recommendationScore
Click here to find our call on this stock
Strong Sell
Sell
Hold
Buy
Strong Buy

Comparison

Company
Score
Quality
Valuation
Financial
Technical
Southern California Bancorp (San Diego)
Northeast Community Bancorp, Inc.
Arrow Financial Corp.
National Bankshares, Inc.
The First Bancorp, Inc. (Maine)
Capital Bancorp, Inc. (Maryland)
LCNB Corp.
Richmond Mutual Bancorporation, Inc.
The First of Long Island Corp.
Evans Bancorp, Inc.
Alerus Financial Corp.

Why is Richmond Mutual Bancorporation, Inc. ?

1
With ROA of 0.46%, it has a attractive valuation with a 1.05 Price to Book Value
  • Over the past year, while the stock has generated a return of 5.88%, its profits have risen by 23.5% ; the PEG ratio of the company is 0.5
2
Underperformed the market in the last 1 year
  • The stock has generated a return of 5.88% in the last 1 year, much lower than market (S&P 500) returns of 16.00%
stock-recommendationReal-Time Research Report

Verdict Report

How much should you sell?

  1. All quantity irrespective of whether you are making profits or losses

(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Major Banks)

When to re-enter? - We will constantly monitor the company and review our call based on new data

Is Richmond Mutual Bancorporation, Inc. for you?

Medium Risk, High Return

Absolute
Risk Adjusted
Volatility
Richmond Mutual Bancorporation, Inc.
4.81%
1.49
26.17%
S&P 500
15.76%
1.22
13.15%
stock-recommendationQuality
stock-summaryManagement Risk
stock-summaryGrowth
stock-summaryCapital Structure
stock-recommendation
Quality grade scale :

Below Average, Average, Good, Excellent

Quality key factors

Factor
Value
Sales Growth (5y)
15.20%
EBIT Growth (5y)
-1.10%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
51.32%
Pledged Shares
0
Institutional Holding
28.38%
ROCE (avg)
0
ROE (avg)
0
stock-recommendationValuation

Valuation Scorecard stock-summary

stock-recommendation
Valuation grade scale :

Very Risky, Risky, Very Expensive, Expensive, Fair, Attractive, Very Attractive

Valuation Key Factors stock-summary

Factor
Value
P/E Ratio
13
Industry P/E
Price to Book Value
1.05
EV to EBIT
27.82
EV to EBITDA
26.00
EV to Capital Employed
1.02
EV to Sales
4.13
PEG Ratio
0.46
Dividend Yield
446.08%
ROCE (Latest)
3.68%
ROE (Latest)
7.94%
stock-recommendationTechnicals

Technical key factors

Indicator
Weekly
Monthly
MACD
Bearish
Mildly Bearish
RSI
No Signal
No Signal
Bollinger Bands
Bullish
Sideways
Moving Averages
Mildly Bearish (Daily)
KST
Bearish
Mildly Bearish
Dow Theory
Mildly Bullish
Mildly Bearish
OBV
Mildly Bullish
No Trend
stock-recommendation Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish  Turned 
Technical Movement
Analyse All Technical Factors stock-recommendation
stock-recommendationFinancial Trend

Financial Trend Scorecard stock-summary

stock-recommendation
Financial Trend scale:

Very Negative, Negative, Flat, Positive, Very Positive, Outstanding

8What is working for the Company
OPERATING CASH FLOW(Y)

Highest at USD 15.88 MM

ROCE(HY)

Highest at 0.81%

NET PROFIT(9M)

Higher at USD 9.79 MM

-5What is not working for the Company
GROSS NPA (%)

(Q

ROCE(HY)

Lowest at 0.81%

Here's what is working for Richmond Mutual Bancorporation, Inc.

Operating Cash Flow
Highest at USD 15.88 MM and Grown
In each year in the last three years
MOJO Watch
The company has generated higher cash revenues from business operations

Operating Cash Flows (USD MM)

Net Profit
Higher at USD 9.79 MM
than preceding 12 month period ended Mar 2026
MOJO Watch
In the nine month period the company has already crossed sales of the previous twelve months

Net Profit (USD MM)

Here's what is not working for Richmond Mutual Bancorporation, Inc.

Non Performing Loans (%)
Highest at 1.48% and Grown
In each half year in the last four Semi-Annual periods
MOJO Watch
Proportion of stressed loans given by the bank are increasing

Non Performing Loans (%)

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