Palomar Holdings, Inc.

  • Market Cap: Small Cap
  • Industry: Insurance
  • ISIN: US69753M1053
USD
120.02
-2.05 (-1.68%)
  • Price Points
  • Score
  • Mojo Parameters
  • Total Return
  • News and Corporate Actions
  • Key factors
  • Shareholding
  • Financials
  • CompanyCV
stock-summaryPrice Point
High/Low

1Day

52 Week

Valuation
Technical
Day's Volume

CASH

390.51 k

Shareholding (Mar 2025)

FII

17.48%

Held by 113 FIIs

DII

38.96%

Held by 48 DIIs

Promoter

0.02%

How big is Palomar Holdings, Inc.?

22-Jun-2025

As of Jun 18, Palomar Holdings, Inc. has a market capitalization of $4.26 billion, with net sales of $0.00 million and a net profit of $134.12 million over the latest four quarters. The company reported shareholder's funds of $729.03 million and total assets of $1.59 billion as of Dec 24.

Market Cap: As of Jun 18, Palomar Holdings, Inc. has a market capitalization of 4,262.70 million, categorizing it as a Small Cap company.<BR><BR>Recent Quarterly Performance: For the latest four quarters, Palomar Holdings, Inc. reported net sales of 0.00 million and a consolidated net profit of 134.12 million.<BR><BR>Balance Sheet Snapshot: As of Dec 24, the company reported shareholder's funds of 729.03 million and total assets of 1,590.82 million.

Read More

What does Palomar Holdings, Inc. do?

22-Jun-2025

Palomar Holdings, Inc. is a small-cap property insurance holding company that specializes in providing specialty property insurance products for individuals and businesses. As of March 2025, it reported a net profit of $43 million and has a market cap of approximately $4.26 billion.

Overview:<BR>Palomar Holdings, Inc. is a property insurance holding company focused on providing specialty property insurance products for individuals and businesses within the insurance industry and falls under the small-cap market category.<BR><BR>Financial Snapshot:<BR>Most recent Net Profit: 43 Million (Quarterly Results - Mar 2025) <BR>Market-cap: USD 4,262.70 Million (Small Cap)<BR><BR>Key Metrics:<BR>P/E: 33.00 <BR>Dividend Yield: 0.00% <BR>Debt Equity: -999,999.00 <BR>Return on Equity: 16.88% <BR>Price to Book: 5.39 <BR><BR>Contact Details:<BR>Address: 7979 Ivanhoe Ave Ste 500, La Jolla, CA 92037-4513 <BR>Tel: 1 619 5675290 <BR>Website: https://palomarspecialty.com/

Read More

Should I buy, sell or hold Palomar Holdings, Inc.?

22-Jun-2025

Who are in the management team of Palomar Holdings, Inc.?

22-Jun-2025

As of March 2022, the management team of Palomar Holdings, Inc. includes Chairman James Clark, CEO Mac Armstrong, and independent directors Robert Dowdell, Catriona Fallon, Martha Notaras, and Richard Taketa, who oversee the company's strategic direction and operations.

As of March 2022, the management team of Palomar Holdings, Inc. includes the following individuals:<BR><BR>- Mr. James Clark, Chairman of the Board<BR>- Mr. Mac Armstrong, Chief Executive Officer and Director<BR>- Mr. Robert Dowdell, Independent Director<BR>- Ms. Catriona Fallon, Independent Director<BR>- Ms. Martha Notaras, Independent Director<BR>- Mr. Richard Taketa, Independent Director<BR><BR>This team is responsible for overseeing the company's strategic direction and operations.

Read More

Is Palomar Holdings, Inc. overvalued or undervalued?

20-Sep-2025

As of August 5, 2025, Palomar Holdings, Inc. is fairly valued with a P/E ratio of 33, a Price to Book Value of 5.62, and a PEG Ratio of 0.81, indicating it is priced at a premium compared to some peers but has growth potential, having returned 21.55% over the past year, outperforming the S&P 500's 17.14%.

As of 5 August 2025, the valuation grade for Palomar Holdings, Inc. has moved from expensive to fair. Based on the current metrics, the company appears to be fairly valued. Key ratios include a P/E ratio of 33, a Price to Book Value of 5.62, and a PEG Ratio of 0.81, which suggests that while the stock is not undervalued, it is also not excessively priced compared to its growth potential.<BR><BR>In comparison to its peers, Palomar's P/E ratio of 33 is higher than that of American Financial Group, Inc. at 15.03 and The Hanover Insurance Group, Inc. at 19.44, indicating that Palomar may be priced at a premium relative to some competitors. However, its PEG ratio of 0.81 is more favorable than the industry average, suggesting potential for growth. Over the past year, Palomar has returned 21.55%, outperforming the S&P 500's return of 17.14%, which supports the notion that the stock is performing well relative to the broader market.

Read More

Is Palomar Holdings, Inc. technically bullish or bearish?

05-Nov-2025

As of October 31, 2025, Palomar Holdings, Inc. has a mildly bearish technical trend, with bearish indicators on weekly and daily timeframes, despite outperforming the S&P 500 over the past week and year but underperforming in the last month.

As of 31 October 2025, the technical trend for Palomar Holdings, Inc. has changed from bearish to mildly bearish. The weekly MACD and KST indicators are bearish, while the monthly MACD and KST are mildly bearish, indicating a lack of strong bullish momentum. The daily moving averages are also bearish. The Bollinger Bands show a bearish trend on the weekly timeframe and a sideways movement on the monthly timeframe. There is no trend indicated by Dow Theory on both weekly and monthly timeframes. <BR><BR>In terms of performance, Palomar has outperformed the S&P 500 over the past week and year, with returns of 1.48% compared to 0.71% and 30.72% compared to 19.89%, respectively. However, it has underperformed over the past month, with a return of -0.89% against the S&P 500's 1.92%. Overall, the current stance is mildly bearish, reflecting a weak technical outlook.

Read More
iScoreScore
Click here to find our call on this stock
Strong Sell
Sell
Hold
Buy
Strong Buy

MarketsMojo — Loved in India, Now Global

The power of Mojo is now in 29 countries. Explore global equities with the same cutting-edge features you love.

Dashboard
1

Strong Long Term Fundamental Strength with a 36.02% CAGR growth in Net Sales

 
2

Healthy long term growth as Net Sales has grown by an annual rate of 36.02%

 
3

With a growth in Operating Profit of 246.02%, the company declared Outstanding results in Jun 25

4

High Institutional Holdings at 99.27%

stock-summaryMojo Parameters
Mojo Parameters
Stock DNA
stock-summary
Industry

Insurance

stock-summary
Market cap

USD 3,316 Million (Small Cap)

stock-summary
P/E

33.00

stock-summary
Industry P/E

NA

stock-summary
Dividend Yield

0.00%

stock-summary
Debt Equity

-999,999.00

stock-summary
Return on Equity

18.17%

stock-summary
Price to Book

3.91

Revenue and Profits:
Net Sales:
(Quarterly Results - Jun 2025)
Net Profit:
47 Million
stock-summaryTotal Returns
Total Returns (Price + Dividend) stock-summary
TimePeriod
Price Return
Dividend Return
Total Return
3 Months
-2.54%
0%
-2.54%
6 Months
-31.46%
0%
-31.46%
1 Year
11.0%
0%
11.0%
2 Years
103.98%
0%
103.98%
3 Years
94.62%
0%
94.62%
4 Years
79.99%
0%
79.99%
5 Years
78.73%
0%
78.73%

Palomar Holdings, Inc. for the last several years.

Risk Adjusted Returns v/s stock-summary
stock-summaryNews & Corporate Actions
News
Announcements stock-summary
Icon
No announcement available
Corporate Actions stock-summary
Icon
No corporate action available
stock-summaryKey Factors
Quality key factors stock-summary
Factor
Value
Sales Growth (5y)
36.02%
EBIT Growth (5y)
0
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
Negative Net Debt
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
21.37%
Dividend Payout Ratio
0
Pledged Shares
0
Institutional Holding
99.27%
ROCE (avg)
0
ROE (avg)
12.53%
Valuation key factors
Factor
Value
P/E Ratio
33
Industry P/E
Price to Book Value
5.62
EV to EBIT
NA
EV to EBITDA
2266.39
EV to Capital Employed
7.07
EV to Sales
6.98
PEG Ratio
0.81
Dividend Yield
NA
ROCE (Latest)
ROE (Latest)
16.88%
Technicals key factors
Indicator
Weekly
Monthly
MACD
Mildly Bullish
Mildly Bearish
RSI
No Signal
No Signal
Bollinger Bands
Bullish
Bullish
Moving Averages
Mildly Bearish (Daily)
KST
Mildly Bullish
Mildly Bearish
Dow Theory
Mildly Bearish
Mildly Bearish
OBV
Mildly Bearish
Bullish
stock-summary Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish  Turned 
stock-summaryShareholding
Shareholding Snapshot : Mar 2025stock-summary
Shareholding Compare (%holding) stock-summary
Majority shareholders

Domestic Funds

Domestic Funds

Held in 83 Schemes (43.51%)

Foreign Institutions

Held by 113 Foreign Institutions (17.48%)

Strategic Entities with highest holding

Highest Public shareholder

stock-summaryFinancial
[
  {
    "link": "quarterly",
    "btn_text": "All Quarterly Results",
    "header": "Quarterly Results Snapshot (Consolidated) - Jun'25 - YoY",
    "rhs": [
      {
        "prefix": "Net Sales ",
        "suffix": "YoY Growth in quarter ended Jun 2025 is 0.00% vs 0.00% in Jun 2024",
        "dir": 0
      },
      {
        "prefix": "Consolidated Net Profit ",
        "suffix": "YoY Growth in quarter ended Jun 2025 is 80.93% vs 46.02% in Jun 2024",
        "dir": 1
      }
    ],
    "table": {
      "header": [
        "Jun'25",
        "Jun'24",
        "Change(%)"
      ],
      "body": [
        {
          "field": "Net Sales",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Operating Profit (PBDIT) excl Other Income",
          "val1": "1.30",
          "val2": "0.40",
          "chgp": "225.00%",
          "chgp_class": "positive"
        },
        {
          "field": "Interest",
          "val1": "0.10",
          "val2": "0.20",
          "chgp": "-50.00%",
          "chgp_class": "positive"
        },
        {
          "field": "Exceptional Items",
          "val1": "0.00",
          "val2": "-0.30",
          "chgp": "100.00%",
          "chgp_class": "positive"
        },
        {
          "field": "Consolidate Net Profit",
          "val1": "46.50",
          "val2": "25.70",
          "chgp": "80.93%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit Margin (Excl OI)",
          "val1": "294.90%",
          "val2": "258.20%",
          "chgp": "3.67%",
          "chgp_class": "positive"
        }
      ]
    }
  },
  {
    "link": "annual",
    "btn_text": "All Annual Results",
    "header": "Annual Results Snapshot (Consolidated) - Dec'24",
    "rhs": [
      {
        "prefix": "Net Sales ",
        "suffix": "YoY Growth in year ended Dec 2024 is 0.00% vs 0.00% in Dec 2023",
        "dir": 0
      },
      {
        "prefix": "Consolidated Net Profit ",
        "suffix": "YoY Growth in year ended Dec 2024 is 48.48% vs 51.72% in Dec 2023",
        "dir": -1
      }
    ],
    "table": {
      "header": [
        "Dec'24",
        "Dec'23",
        "Change(%)"
      ],
      "body": [
        {
          "field": "Net Sales",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Operating Profit (PBDIT) excl Other Income",
          "val1": "5.10",
          "val2": "4.50",
          "chgp": "13.33%",
          "chgp_class": "positive"
        },
        {
          "field": "Interest",
          "val1": "1.10",
          "val2": "3.80",
          "chgp": "-71.05%",
          "chgp_class": "positive"
        },
        {
          "field": "Exceptional Items",
          "val1": "0.70",
          "val2": "-0.70",
          "chgp": "200.00%",
          "chgp_class": "positive"
        },
        {
          "field": "Consolidate Net Profit",
          "val1": "117.60",
          "val2": "79.20",
          "chgp": "48.48%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit Margin (Excl OI)",
          "val1": "274.20%",
          "val2": "287.00%",
          "chgp": "-1.28%",
          "chgp_class": "negative"
        }
      ]
    }
  }
]
Quarterly Results Snapshot (Consolidated) - Jun'25 - YoYstock-summary
Jun'25
Jun'24
Change(%)
Net Sales
0.00
0.00
Operating Profit (PBDIT) excl Other Income
1.30
0.40
225.00%
Interest
0.10
0.20
-50.00%
Exceptional Items
0.00
-0.30
100.00%
Consolidate Net Profit
46.50
25.70
80.93%
Operating Profit Margin (Excl OI)
294.90%
258.20%
3.67%
USD in Million.
Net Sales

YoY Growth in quarter ended Jun 2025 is 0.00% vs 0.00% in Jun 2024

Direction Arrows
Consolidated Net Profit

YoY Growth in quarter ended Jun 2025 is 80.93% vs 46.02% in Jun 2024

Annual Results Snapshot (Consolidated) - Dec'24stock-summary
Dec'24
Dec'23
Change(%)
Net Sales
0.00
0.00
Operating Profit (PBDIT) excl Other Income
5.10
4.50
13.33%
Interest
1.10
3.80
-71.05%
Exceptional Items
0.70
-0.70
200.00%
Consolidate Net Profit
117.60
79.20
48.48%
Operating Profit Margin (Excl OI)
274.20%
287.00%
-1.28%
USD in Million.
Net Sales

YoY Growth in year ended Dec 2024 is 0.00% vs 0.00% in Dec 2023

Direction Arrows
Consolidated Net Profit

YoY Growth in year ended Dec 2024 is 48.48% vs 51.72% in Dec 2023

stock-summaryCompany CV
About Palomar Holdings, Inc. stock-summary
stock-summary
Palomar Holdings, Inc.
Insurance
Palomar Holdings, Inc. is a property insurance holding company. The Company is focused on providing specialty property insurance products for individuals and businesses. Its primary business includes Residential Earthquake, Commercial Earthquake, Specialty Homeowners, Commercial All Risk, Hawaii Hurricane, Residential Flood and REI. It distributes products through multiple channels, including retail agents, program administrators, wholesale brokers, and in partnership with other insurance companies. The Residential Earthquake products offered in 17 states primarily under the brand names Value Select and Flex Choice. Commercial Earthquake products focused on providing coverage for benign commercial risks. Specialty Homeowners product provides admitted insurance coverage to homeowners in wind-exposed coastal regions. Commercial All Risk insurance covers the perils of fire and wind, with wind including hurricane, tornado, and hail storm.
Company Coordinates stock-summary
Company Details
7979 Ivanhoe Ave Ste 500, La Jolla , LA JOLLA CA : 92037-4513
Registrar Details