XP, Inc.

How big is XP, Inc.?

As of Jun 18, XP, Inc. has a market capitalization of 10,493.04 million, with net sales of 3,154.26 million and a net profit of 842.09 million for the latest four quarters. The balance sheet shows shareholder's funds of 3,244.42 million and total assets of 56,242.34 million.

As of Jun 18, XP, Inc. has a market capitalization of 10,493.04 million, categorizing it as a Mid Cap company.<BR><BR>As of Jun 18, the company reported net sales of 3,154.26 million and a net profit of 842.09 million for the latest four quarters.<BR><BR>As of Dec 24, the balance sheet shows shareholder's funds of 3,244.42 million and total assets of 56,242.34 million.

What does XP, Inc. do?

XP, Inc. is a Brazil-based financial services company offering a variety of financial products. As of March 2025, it reported net sales of $750 million and a net profit of $211 million, with a market cap of approximately $10.5 billion.

Overview:<BR>XP, Inc. is a Brazil-based company engaged in the financial services industry, offering a range of financial products and services.<BR><BR>Financial Snapshot:<BR>- Most recent Net Sales: 750 Million (Quarterly Results - Mar 2025)<BR>- Most recent Net Profit: 211 Million (Quarterly Results - Mar 2025)<BR>- Market-cap: USD 10,493.04 Million (Mid Cap)<BR><BR>Key Metrics:<BR>- P/E: 12.00<BR>- Dividend Yield: 0.05%<BR>- Debt Equity: -0.19<BR>- Return on Equity: 22.96%<BR>- Price to Book: 2.86<BR><BR>Contact Details:<BR>- Address: Av. Chedid Jafet 75, Torre Sul, 30th Floor VILA OLIMPIA None : D5 00000<BR>- Tel: 55 11 30750429<BR>- Website: https://www.xpinc.com/

Should I buy, sell or hold XP, Inc.?

Who are in the management team of XP, Inc.?

As of March 2022, the management team of XP, Inc. includes CEO Guilherme Benchimol, CFO Bruno Constantino, and several directors: Bernardo Botelho, Geraldo Jose Carbone, Gabriel Da Rocha Leal, Julio Da Silva, and Francisco Eduardo de Almeida Pinto, along with a General Counsel. They oversee the company's operations and strategic direction.

As of March 2022, the management team of XP, Inc. includes the following individuals:<BR><BR>- Mr. Guilherme Benchimol, who serves as the Chairman of the Board and Chief Executive Officer.<BR>- Mr. Bruno Constantino Alexandre dos Santos, who is the Chief Financial Officer and a Director.<BR>- A General Counsel, who is also a Director (name not specified).<BR>- Mr. Bernardo Botelho, Director.<BR>- Mr. Geraldo Jose Carbone, Director.<BR>- Mr. Gabriel Da Rocha Leal, Director.<BR>- Mr. Julio Da Silva, Director.<BR>- Mr. Francisco Eduardo de Almeida Pinto, Director. <BR><BR>This team is responsible for overseeing the company's operations and strategic direction.

Is XP, Inc. overvalued or undervalued?

As of August 18, 2025, XP, Inc. is considered very attractive due to its undervalued status, evidenced by a P/E ratio of 12 and a year-to-date return of 69.70%, significantly outperforming the S&P 500's 12.22%.

As of 18 August 2025, the valuation grade for XP, Inc. has moved from attractive to very attractive, indicating a stronger position in the market. The company appears to be undervalued, supported by a P/E ratio of 12, an EV to EBIT of 8.48, and a Price to Book Value of 2.83. In comparison, Match Group, Inc. has a higher P/E ratio of 17.35, suggesting that XP, Inc. offers a more favorable valuation relative to its peers.<BR><BR>Despite a mixed performance in the longer term, XP, Inc. has shown impressive short-term returns, with a year-to-date return of 69.70% compared to the S&P 500's 12.22%. This strong performance reinforces the notion that XP, Inc. is currently undervalued in the market.

Is XP, Inc. technically bullish or bearish?

As of October 24, 2025, XP, Inc. shows a mildly bullish trend based on daily moving averages and monthly indicators, despite mixed signals from weekly MACD and Bollinger Bands, and has outperformed the S&P 500 in the past week but underperformed over longer periods.

As of 24 October 2025, the technical trend for XP, Inc. has changed from sideways to mildly bullish. The daily moving averages indicate a mildly bullish stance, while the weekly MACD and Bollinger Bands are mildly bearish, creating a mixed signal across different time frames. The monthly indicators, including MACD and KST, are mildly bullish, suggesting some underlying strength. <BR><BR>In terms of performance, XP, Inc. has outperformed the S&P 500 over the past week with a return of 6.16% compared to 1.92%, but it has underperformed over the longer periods, particularly in the 1-month and 3-year returns. Overall, the current technical stance is mildly bullish, driven primarily by daily moving averages and monthly indicators.