ScoreWhy is XP, Inc. ?
1
Strong Long Term Fundamental Strength with an average Return on Equity (ROE) of 21.51%
2
Healthy long term growth as Net Sales has grown by an annual rate of 15.10% and Operating profit at 17.56%
3
The company has declared Positive results for the last 4 consecutive quarters
- INTEREST COVERAGE RATIO(Q) Highest at 1,478.72
- ROCE(HY) Highest at 22.94%
- NET PROFIT(Q) Highest at USD 251.15 MM
4
With ROE of 21.82%, it has a very attractive valuation with a 2.17 Price to Book Value
- The stock is trading at a fair value compared to its peers' average historical valuations
- Over the past year, while the stock has generated a return of -18.34%, its profits have risen by 11.4% ; the PEG ratio of the company is 0.7
Real-Time Research ReportHow much should you buy?
- Overall Portfolio exposure to XP, Inc. should be less than 10%
- Overall Portfolio exposure to Capital Markets should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Capital Markets)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is XP, Inc. for you?
High Risk, Low Return
Absolute
Risk Adjusted
Volatility
XP, Inc.
-18.34%
-0.33
48.09%
S&P 500
22.24%
1.67
13.28%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
15.10%
EBIT Growth (5y)
17.56%
EBIT to Interest (avg)
22.07
Debt to EBITDA (avg)
Negative Net Debt
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0.80
Tax Ratio
8.84%
Dividend Payout Ratio
0.01%
Pledged Shares
0
Institutional Holding
100.00%
ROCE (avg)
32.58%
ROE (avg)
21.51%
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
10
Industry P/E
Price to Book Value
2.17
EV to EBIT
6.78
EV to EBITDA
6.46
EV to Capital Employed
3.09
EV to Sales
2.23
PEG Ratio
0.67
Dividend Yield
NA
ROCE (Latest)
45.58%
ROE (Latest)
21.82%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Mildly Bearish
Mildly Bullish
RSI
No Signal
No Signal
Bollinger Bands
Bullish
Bullish
Moving Averages
Bullish (Daily)
KST
Bullish
Bullish
Dow Theory
Mildly Bullish
No Trend
OBV
Bullish
Bullish
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend10What is working for the Company
INTEREST COVERAGE RATIO(Q)
Highest at 1,478.72
ROCE(HY)
Highest at 22.94%
NET PROFIT(Q)
Highest at USD 251.15 MM
CASH AND EQV(HY)
Highest at USD 3,573.43 MM
DEBT-EQUITY RATIO
(HY)
Lowest at 331 %
EPS(Q)
Highest at USD 0.47
0What is not working for the Company
NO KEY NEGATIVE TRIGGERS
Here's what is working for XP, Inc.
Interest Coverage Ratio
Highest at 1,478.72 and Grown
In each period in the last five periodsMOJO Watch
The company's ability to manage interest payments is improving
Operating Profit to Interest
Net Profit
Highest at USD 251.15 MM and Grown
In each period in the last five periodsMOJO Watch
Near term Net Profit trend is very positive
Net Profit (USD MM)
EPS
Highest at USD 0.47
in the last five periodsMOJO Watch
Increasing profitability; company has created higher earnings for shareholders
EPS (USD)
Cash and Eqv
Highest at USD 3,573.43 MM
in the last six Semi-Annual periodsMOJO Watch
Short Term liquidity is improving
Cash and Cash Equivalents
Debt-Equity Ratio
Lowest at 331 %
in the last five Semi-Annual periodsMOJO Watch
The company has been reducing its borrowing as compared to equity capital
Debt-Equity Ratio
Depreciation
Highest at USD 15.86 MM
in the last five periodsMOJO Watch
The expenditure on assets done by the company may have gone into operation
Depreciation (USD MM)
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
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