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Orange County Bancorp, Inc.

  • Market Cap: Micro Cap
  • Industry: Regional Banks
  • ISIN: US68417L1070
USD
29.84
0.04 (0.13%)

Jan 27

NAS

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  • Price Points
  • Score
  • Mojo Parameters
  • Total Return
  • News and Corporate Actions
  • Key factors
  • Shareholding
  • Financials
  • CompanyCV
stock-summaryPrice Point
High/Low

1Day

29.6030.02

52 Week

20.9731.49
Valuation
Technical
Day's Volume

CASH

7.46 k

Shareholding (Sep 2025)

FII

4.84%

Held by 27 FIIs

DII

76.31%

Held by 17 DIIs

Promoter

2.89%

How big is Orange County Bancorp, Inc.?

22-Jun-2025

As of Jun 18, Orange County Bancorp, Inc. has a market capitalization of 301.14 million and reported total assets of 2,509.93 million, with shareholder's funds of 185.53 million.

As of Jun 18, Orange County Bancorp, Inc. has a market capitalization of 301.14 million, categorizing it as a Micro Cap company.<BR><BR>As of Jun 18, the company reported a sum of interest earned for the latest four quarters amounting to 128.07 million and a net profit of 27.29 million.<BR><BR>As of Dec 24, the balance sheet shows shareholder's funds of 185.53 million and total assets of 2,509.93 million.

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What does Orange County Bancorp, Inc. do?

22-Jun-2025

Orange County Bancorp, Inc. is a micro-cap regional bank with recent net sales of $32 million and a net profit of $9 million. Key metrics include a P/E ratio of 12.00, a dividend yield of 0.98%, and a market cap of $301.14 million.

Overview:<BR>Orange County Bancorp, Inc. operates in the regional banks industry and is classified as a micro-cap company.<BR><BR>Financial Snapshot:<BR>- Most recent Net Sales: 32 Million (Quarterly Results - Mar 2025)<BR>- Most recent Net Profit: 9 Million (Quarterly Results - Mar 2025)<BR>- Market cap: USD 301.14 Million (Micro Cap)<BR><BR>Key Metrics:<BR>- P/E: 12.00<BR>- Dividend Yield: 0.98%<BR>- Debt Equity: 0.00<BR>- Return on Equity: 13.56%<BR>- Price to Book: 1.50<BR><BR>Contact Details:<BR>No Company Details Available.

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Is Orange County Bancorp, Inc. technically bullish or bearish?

20-Sep-2025

As of September 9, 2025, Orange County Bancorp, Inc. shows a mildly bullish technical trend, supported by positive weekly indicators, despite mixed signals from monthly metrics and underperformance against the S&P 500 year-to-date and over the past year, though it has outperformed over the 3- and 5-year periods.

As of 9 September 2025, the technical trend for Orange County Bancorp, Inc. has changed from mildly bearish to mildly bullish. The weekly MACD is bullish, supported by bullish signals from the Bollinger Bands and daily moving averages. However, the monthly MACD and KST remain mildly bearish, indicating some caution. The Dow Theory shows a mildly bullish stance on the weekly timeframe, while the monthly shows no trend.<BR><BR>In terms of performance, the stock has underperformed the S&P 500 year-to-date and over the past year, with returns of -3.83% and -9.52% respectively, compared to the S&P 500's 12.22% and 17.14%. However, over the longer term, the stock has outperformed the S&P 500 over the 3-year and 5-year periods, with returns of 35.84% and 126.92% respectively, versus 70.41% and 96.61% for the benchmark. Overall, the current technical stance is mildly bullish, but with mixed signals across different timeframes.

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Is Orange County Bancorp, Inc. overvalued or undervalued?

07-Oct-2025

As of October 3, 2025, Orange County Bancorp, Inc. is considered overvalued with a P/E ratio of 12 and higher valuation metrics compared to peers, indicating it is priced higher than competitors like Bridgewater Bancshares and Home Bancorp.

As of 3 October 2025, the valuation grade for Orange County Bancorp, Inc. moved from fair to expensive, indicating that the stock is overvalued. The company has a P/E ratio of 12, a Price to Book Value of 1.59, and an EV to EBIT of 6.07, which are relatively high compared to its peers. For instance, Bridgewater Bancshares, Inc. has a P/E of 11.97, while Home Bancorp, Inc. stands at 10.68, suggesting that Orange County Bancorp is priced higher than some of its competitors in the regional banks sector.<BR><BR>Given these metrics and the peer comparison, it appears that Orange County Bancorp, Inc. is overvalued in the current market. Although specific return data is not available, the lack of a positive return comparison to the S&P 500 may further support the notion of overvaluation.

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Compare Orange County Bancorp, Inc. with Similar Stocks

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iScoreScore
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Strong Sell
Sell
Hold
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Strong Buy

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Dashboard

1

High Profitability with a Net Interest Margin of 15.56%

 
2

Positive results in Jun 25

3

With ROA of 0.60%, it has a expensive valuation with a 1.59 Price to Book Value

stock-summaryMojo Parameters

Mojo Parameters

Stock DNA

stock-summary
Industry

Regional Banks

stock-summary
Market cap

USD 408 Million (Micro Cap)

stock-summary
P/E

12.00

stock-summary
Industry P/E

NA

stock-summary
Dividend Yield

1.59%

stock-summary
Debt Equity

0.00

stock-summary
Return on Equity

13.46%

stock-summary
Price to Book

1.51

Revenue and Profits:
Net Sales:
35 Million
(Quarterly Results - Sep 2025)
Net Profit:
10 Million
stock-summaryTotal Returns
Total Returns (Price + Dividend) stock-summary
TimePeriod
Price Return
Dividend Return
Total Return
3 Months
21.85%
0%
21.85%
6 Months
13.03%
0%
13.03%
1 Year
11.89%
0%
11.89%
2 Years
14.22%
0%
14.22%
3 Years
-36.39%
0%
-36.39%
4 Years
47.98%
0%
47.98%
5 Years
6.57%
0%
6.57%

Orange County Bancorp, Inc. for the last several years.

Risk Adjusted Returns v/s stock-summary
stock-summaryNews & Corporate Actions

News

Orange County Bancorp Adjusts Valuation Amid Declining Cash Flow and Promoter Confidence

Orange County Bancorp Adjusts Valuation Amid Declining Cash Flow and Promoter Confidence

Orange County Bancorp, Inc. has recently adjusted its valuation grade to a fair assessment, reflecting a balanced view of its market position. Key financial metrics indicate competitive standing, while profitability remains strong despite a decline in operating cash flow. The company also faces a mildly bearish outlook amid fluctuating promoter confidence.

Read full news article

Announcements stock-summary

Icon
No announcement available

Corporate Actions stock-summary

Icon
No corporate action available
stock-summaryKey Factors

Quality key factors stock-summary

Factor
Value
Sales Growth (5y)
20.26%
EBIT Growth (5y)
17.67%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
19.05%
Pledged Shares
0
Institutional Holding
66.58%
ROCE (avg)
0
ROE (avg)
0

Valuation key factors

Factor
Value
P/E Ratio
12
Industry P/E
Price to Book Value
1.59
EV to EBIT
6.07
EV to EBITDA
5.81
EV to Capital Employed
2.45
EV to Sales
1.56
PEG Ratio
NA
Dividend Yield
0.92%
ROCE (Latest)
40.39%
ROE (Latest)
13.56%

Technicals key factors

Indicator
Weekly
Monthly
MACD
Bullish
Mildly Bullish
RSI
No Signal
No Signal
Bollinger Bands
Bullish
Bullish
Moving Averages
Bullish (Daily)
KST
Bullish
Mildly Bullish
Dow Theory
No Trend
Mildly Bullish
OBV
No Trend
No Trend
stock-summary Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish  Turned 
stock-summaryShareholding
Shareholding Snapshot : Sep 2025stock-summary
Shareholding Compare (%holding) stock-summary
Majority shareholders

Domestic Funds

Domestic Funds

Held in 24 Schemes (15.96%)

Foreign Institutions

Held by 27 Foreign Institutions (4.84%)

Strategic Entities with highest holding

Highest Public shareholder

stock-summaryFinancial
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    "alert": "No Quarterly Results declared by Orange County Bancorp, Inc."
  },
  {
    "link": "annual",
    "btn_text": "All Annual Results",
    "alert": "No Annual Results declared by Orange County Bancorp, Inc."
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stock-summaryCompany CV
About Orange County Bancorp, Inc. stock-summary
stock-summary
Orange County Bancorp, Inc.
Regional Banks
No Details Available.
Company Coordinates stock-summary
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No Company Details Available
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