Orange County Bancorp, Inc. has recently adjusted its valuation grade to a fair assessment, reflecting a balanced view of its market position. Key financial metrics indicate competitive standing, while profitability remains strong despite a decline in operating cash flow. The company also faces a mildly bearish outlook amid fluctuating promoter confidence.

As of 3 October 2025, the valuation grade for Orange County Bancorp, Inc. has moved from fair to expensive, indicating that the stock is overvalued. The company exhibits a P/E ratio of 12, a Price to Book Value of 1.59, and an EV to EBIT ratio of 6.07, which are relatively high compared to its peers. For instance, Bridgewater Bancshares, Inc. has a P/E of 11.97, while Home Bancorp, Inc. stands at a more attractive P/E of 10.68. In comparison to the S&P 500, Orange County Bancorp has underperformed over various periods, with a year-to-date return of -10.38% versus the S&P 500's 14.18%. This trend reinforces the view that the stock is currently overvalued, especially given its recent price movements and the overall market performance....

Orange County Bancorp, Inc. has recently adjusted its valuation, showcasing a P/E ratio of 12 and a price-to-book value of 1.59. The company demonstrates strong operational efficiency with a ROCE of 40.39%. Despite recent market fluctuations, it has achieved a significant return over the past five years.