Affirm Holdings, Inc.

Is Affirm Holdings, Inc. overvalued or undervalued?

As of October 17, 2025, Affirm Holdings, Inc. is considered undervalued with a valuation grade shift to attractive, despite a high P/E ratio of 152, indicating strong growth potential compared to peers like Synchrony Financial and SoFi Technologies, and has outperformed the S&P 500 with a 54.56% return over the past year.

As of 17 October 2025, the valuation grade for Affirm Holdings, Inc. has moved from very expensive to attractive, indicating a shift towards a more favorable assessment. The company is currently considered undervalued based on its valuation metrics. Key ratios include a P/E ratio of 152, an EV to EBITDA of 36.28, and a PEG ratio of 1.23, which suggest that while the stock is priced high relative to earnings, it may still offer growth potential compared to its price.<BR><BR>In comparison to peers, Affirm's P/E ratio of 153.84 is significantly higher than that of Synchrony Financial, which has a P/E of 15.06, indicating that Affirm is priced for substantial growth. Meanwhile, SoFi Technologies, with a P/E of 54.79, is also considered expensive, further supporting the notion that Affirm's valuation may be more justified given its growth prospects. Over the past year, Affirm has outperformed the S&P 500, returning 54.56% compared to the index's 14.08%, reinforcing the attractiveness of its current valuation.

Is Affirm Holdings, Inc. technically bullish or bearish?

As of July 1, 2025, Affirm Holdings, Inc. has a bullish technical trend supported by strong indicators, despite a mildly bearish weekly Dow Theory stance, and has significantly outperformed the S&P 500 with a 1-year return of 103.05%.

As of 1 July 2025, the technical trend for Affirm Holdings, Inc. has changed from mildly bullish to bullish. The current stance is bullish with strong indicators supporting this view. The MACD is bullish on both weekly and monthly time frames, and Bollinger Bands also indicate a bullish trend in both periods. Daily moving averages are bullish, and the On-Balance Volume (OBV) is bullish as well. However, Dow Theory shows a mildly bearish stance on the weekly chart, while the monthly chart indicates no trend. <BR><BR>Affirm has significantly outperformed the S&P 500 across multiple periods, with a 1-year return of 103.05% compared to the S&P 500's 17.14%, and a 3-year return of 303.18% versus 70.41% for the index.

How big is Affirm Holdings, Inc.?

As of Jun 18, Affirm Holdings, Inc. has a market capitalization of $19.32 billion, with net sales of $3.01 billion and a net profit of -$62.20 million over the last four quarters. As of Jun 24, shareholder's funds are $2.73 billion and total assets are $9.52 billion.

As of Jun 18, Affirm Holdings, Inc. has a market capitalization of 19,323.74 million, categorizing it as a Mid Cap company.<BR><BR>As of Jun 18, the sum of net sales for the latest four quarters is 3,007.17 million, while the sum of net profit for the same period is -62.20 million.<BR><BR>As of Jun 24, the reporting period shows shareholder's funds at 2,731.99 million and total assets at 9,519.62 million.

What does Affirm Holdings, Inc. do?

Affirm Holdings, Inc. is a mid-cap finance company that reported net sales of $783 million and a net profit of $3 million for Q1 2025, with a market cap of approximately $19.32 billion. Key metrics include a P/E ratio of 152.00 and a return on equity of 4.36%.

Overview: <BR>Affirm Holdings, Inc. operates in the finance industry and is classified as a mid-cap company.<BR><BR>Financial Snapshot: <BR>Most recent Net Sales: 783 Million (Quarterly Results - Mar 2025) <BR>Most recent Net Profit: 3 Million (Quarterly Results - Mar 2025) <BR>Market-cap: USD 19,323.74 Million <BR>Category: Finance <BR><BR>Key Metrics: <BR>P/E: 152.00 <BR>Dividend Yield: 0.00% <BR>Debt Equity: -999,999.00 <BR>Return on Equity: 4.36% <BR>Price to Book: 6.72 <BR><BR>Contact Details: <BR>Registrar Address: Not available.

Should I buy, sell or hold Affirm Holdings, Inc.?