ScoreComparison
Why is Affirm Holdings, Inc. ?
1
With a growth in Net Profit of 2234.66%, the company declared Outstanding results in Jun 26
- The company has declared positive results for the last 11 consecutive quarters
- OPERATING CASH FLOW(Y) Highest at USD 1,232.17 MM
- ROCE(HY) Highest at 45.13%
- INTEREST COVERAGE RATIO(Q) Highest at 485.67
2
With ROE of 7.96%, it has a fair valuation with a 3.99 Price to Book Value
- Over the past year, while the stock has generated a return of -20.80%, its profits have risen by 245.5% ; the PEG ratio of the company is 0.2
3
High Institutional Holdings at 100%
- These investors have better capability and resources to analyse fundamentals of companies than most retail investors.
- Their stake has increased by 10.58% over the previous quarter.
Real-Time Research ReportHow much should you buy?
- Overall Portfolio exposure to Affirm Holdings, Inc. should be less than 10%
- Overall Portfolio exposure to Finance should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Finance)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is Affirm Holdings, Inc. for you?
High Risk, High Return
Absolute
Risk Adjusted
Volatility
Affirm Holdings, Inc.
-20.8%
2.20
60.87%
S&P 500
15.36%
1.17
13.09%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
50.99%
EBIT Growth (5y)
95.83%
EBIT to Interest (avg)
-2.16
Debt to EBITDA (avg)
Negative Net Debt
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
14.63%
Dividend Payout Ratio
0
Pledged Shares
0
Institutional Holding
89.42%
ROCE (avg)
2.03%
ROE (avg)
1.03%
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
50
Industry P/E
Price to Book Value
3.99
EV to EBIT
15.31
EV to EBITDA
12.80
EV to Capital Employed
2.07
EV to Sales
6.00
PEG Ratio
0.21
Dividend Yield
NA
ROCE (Latest)
13.49%
ROE (Latest)
7.96%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Bearish
Mildly Bearish
RSI
No Signal
No Signal
Bollinger Bands
Sideways
Sideways
Moving Averages
Mildly Bearish (Daily)
KST
Bearish
Mildly Bearish
Dow Theory
Mildly Bullish
Mildly Bearish
OBV
Mildly Bullish
Mildly Bullish
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend36What is working for the Company
OPERATING CASH FLOW(Y)
Highest at USD 1,232.17 MM
ROCE(HY)
Highest at 45.13%
INTEREST COVERAGE RATIO(Q)
Highest at 485.67
RAW MATERIAL COST(Y)
Fallen by -1.29% (YoY
DEBT-EQUITY RATIO
(HY)
Lowest at 122.95 %
NET SALES(Q)
Highest at USD 1,089.68 MM
OPERATING PROFIT(Q)
Highest at USD 575.83 MM
OPERATING PROFIT MARGIN(Q)
Highest at 52.84 %
PRE-TAX PROFIT(Q)
Highest at USD 169.09 MM
NET PROFIT(Q)
Highest at USD 1,616.61 MM
EPS(Q)
Highest at USD 4.62
0What is not working for the Company
NO KEY NEGATIVE TRIGGERS
Here's what is working for Affirm Holdings, Inc.
Net Profit
At USD 1,616.61 MM has Grown at 2,234.66%
Year on Year (YoY)MOJO Watch
Near term Net Profit trend is very positive
Net Profit (USD MM)
Operating Cash Flow
Highest at USD 1,232.17 MM and Grown
In each year in the last three yearsMOJO Watch
The company has generated higher cash revenues from business operations
Operating Cash Flows (USD MM)
Interest Coverage Ratio
Highest at 485.67
in the last five periodsMOJO Watch
The company's ability to manage interest payments is improving
Operating Profit to Interest
Pre-Tax Profit
At USD 169.09 MM has Grown at 136.23%
Year on Year (YoY)MOJO Watch
Near term Pre-Tax Profit trend is very positive
Pre-Tax Profit (USD MM)
Net Sales
Highest at USD 1,089.68 MM
in the last five periodsMOJO Watch
Near term sales trend is positive
Net Sales (USD MM)
Net Sales
At USD 1,089.68 MM has Grown at 33.55%
Year on Year (YoY)MOJO Watch
Near term sales trend is positive
Net Sales (USD MM)
Operating Profit
Highest at USD 575.83 MM
in the last five periodsMOJO Watch
Near term Operating Profit trend is positive
Operating Profit (USD MM)
Operating Profit Margin
Highest at 52.84 %
in the last five periodsMOJO Watch
Company's profit margin has improved
Operating Profit to Sales
Pre-Tax Profit
Highest at USD 169.09 MM
in the last five periodsMOJO Watch
Near term Pre-Tax Profit trend is positive
Pre-Tax Profit (USD MM)
Net Profit
Highest at USD 1,616.61 MM
in the last five periodsMOJO Watch
Near term Net Profit trend is positive
Net Profit (USD MM)
EPS
Highest at USD 4.62
in the last five periodsMOJO Watch
Increasing profitability; company has created higher earnings for shareholders
EPS (USD)
Debt-Equity Ratio
Lowest at 122.95 %
in the last five Semi-Annual periodsMOJO Watch
The company has been reducing its borrowing as compared to equity capital
Debt-Equity Ratio
Raw Material Cost
Fallen by -1.29% (YoY)
MOJO Watch
The company's ability to pass on the cost of raw materials to customers has improved; this may lead to a rise in profit margin
Raw Material Cost as a percentage of Sales
Depreciation
Highest at USD 87.35 MM
in the last five periodsMOJO Watch
The expenditure on assets done by the company may have gone into operation
Depreciation (USD MM)
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
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