ScoreComparison
Why is Affirm Holdings, Inc. ?
1
With a growth in Net Profit of 3569.76%, the company declared Outstanding results in Mar 26
- The company has declared positive results for the last 10 consecutive quarters
- OPERATING CASH FLOW(Y) Highest at USD 1,010.46 MM
- PRE-TAX PROFIT(Q) At USD 107.38 MM has Grown at 1,904.41%
- NET PROFIT(Q) At USD 102.9 MM has Grown at 3,561.54%
2
With ROE of 7.96%, it has a fair valuation with a 4.48 Price to Book Value
- Over the past year, while the stock has generated a return of 37.63%, its profits have risen by 245.5% ; the PEG ratio of the company is 0.2
3
High Institutional Holdings at 89.42%
- These investors have better capability and resources to analyse fundamentals of companies than most retail investors.
- Their stake has increased by 3.61% over the previous quarter.
4
Consistent Returns over the last 3 years
- Along with generating 37.63% returns in the last 1 year, the stock has outperformed S&P 500 in each of the last 3 annual periods
Real-Time Research ReportHow much should you buy?
- Overall Portfolio exposure to Affirm Holdings, Inc. should be less than 10%
- Overall Portfolio exposure to Finance should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Finance)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is Affirm Holdings, Inc. for you?
High Risk, High Return
Absolute
Risk Adjusted
Volatility
Affirm Holdings, Inc.
37.63%
2.14
61.27%
S&P 500
27.0%
2.13
12.69%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
50.99%
EBIT Growth (5y)
95.83%
EBIT to Interest (avg)
-2.16
Debt to EBITDA (avg)
Negative Net Debt
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
14.63%
Dividend Payout Ratio
0
Pledged Shares
0
Institutional Holding
85.81%
ROCE (avg)
2.03%
ROE (avg)
1.03%
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
56
Industry P/E
Price to Book Value
4.48
EV to EBIT
16.59
EV to EBITDA
13.86
EV to Capital Employed
2.24
EV to Sales
6.50
PEG Ratio
0.24
Dividend Yield
NA
ROCE (Latest)
13.49%
ROE (Latest)
7.96%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Bearish
Mildly Bearish
RSI
No Signal
No Signal
Bollinger Bands
Sideways
Sideways
Moving Averages
Mildly Bearish (Daily)
KST
Bearish
Mildly Bearish
Dow Theory
Mildly Bullish
Mildly Bearish
OBV
Mildly Bullish
Mildly Bullish
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend26What is working for the Company
OPERATING CASH FLOW(Y)
Highest at USD 1,010.46 MM
PRE-TAX PROFIT(Q)
At USD 107.38 MM has Grown at 1,904.41%
NET PROFIT(Q)
At USD 102.9 MM has Grown at 3,561.54%
ROCE(HY)
Highest at 11.49%
RAW MATERIAL COST(Y)
Fallen by -0.08% (YoY
DEBTORS TURNOVER RATIO(HY)
Highest at 15.89 times
NET SALES(Q)
At USD 970.8 MM has Grown at 33.75%
0What is not working for the Company
NO KEY NEGATIVE TRIGGERS
Here's what is working for Affirm Holdings, Inc.
Pre-Tax Profit
At USD 107.38 MM has Grown at 1,904.41%
Year on Year (YoY)MOJO Watch
Near term Pre-Tax Profit trend is very positive
Pre-Tax Profit (USD MM)
Net Profit
At USD 102.9 MM has Grown at 3,561.54%
Year on Year (YoY)MOJO Watch
Near term Net Profit trend is very positive
Net Profit (USD MM)
Operating Cash Flow
Highest at USD 1,010.46 MM and Grown
In each year in the last three yearsMOJO Watch
The company has generated higher cash revenues from business operations
Operating Cash Flows (USD MM)
Net Sales
At USD 970.8 MM has Grown at 33.75%
Year on Year (YoY)MOJO Watch
Near term sales trend is positive
Net Sales (USD MM)
Debtors Turnover Ratio
Highest at 15.89 times
in the last five Semi-Annual periodsMOJO Watch
Company has been able to sell its Debtors faster
Debtors Turnover Ratio
Raw Material Cost
Fallen by -0.08% (YoY)
MOJO Watch
The company's ability to pass on the cost of raw materials to customers has improved; this may lead to a rise in profit margin
Raw Material Cost as a percentage of Sales
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
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