NSTS Bancorp, Inc.

How big is NSTS Bancorp, Inc.?

As of Jun 18, NSTS Bancorp, Inc. has a market capitalization of 65.02 million, with total assets of 278.69 million and shareholder's funds of 76.49 million. The company reported a net profit of -0.88 million over the latest four quarters.

Market Cap: As of Jun 18, NSTS Bancorp, Inc. has a market capitalization of 65.02 million, categorizing it as a Micro Cap company.<BR><BR>Recent Quarterly Performance: For the latest four quarters, NSTS Bancorp, Inc. reported a sum of interest earned of 10.65 million and a net profit of -0.88 million.<BR><BR>Balance Sheet Snapshot: As of Dec 24, the company reported shareholder's funds of 76.49 million and total assets of 278.69 million.

What does NSTS Bancorp, Inc. do?

NSTS Bancorp, Inc. is a micro-cap company in the savings banks industry, with recent net sales of $3 million and a market cap of $65.02 million. It currently has no net profit, a P/E ratio of NA, and a dividend yield of 0.00%.

Overview:<BR>NSTS Bancorp, Inc. operates in the savings banks industry and is classified as a micro-cap company.<BR><BR>Financial Snapshot:<BR>Most recent Net Sales: 3 Million (Quarterly Results - Mar 2025) <BR>Most recent Net Profit: 0 Million (Quarterly Results - Mar 2025) <BR>Market cap: USD 65.02 Million (Micro Cap)<BR><BR>Key Metrics:<BR>P/E: NA (Loss Making) <BR>Industry P/E: NA <BR>Dividend Yield: 0.00% <BR>Debt Equity: 0.00 <BR>Return on Equity: -1.12% <BR>Price to Book: 0.84<BR><BR>Contact Details:<BR>Registrar Address: Not available.

Should I buy, sell or hold NSTS Bancorp, Inc.?

Is NSTS Bancorp, Inc. overvalued or undervalued?

As of November 13, 2023, NSTS Bancorp, Inc. is considered overvalued with a risky valuation grade due to negative earnings metrics and poor return ratios, despite a recent stock performance of 28.9% that outpaced the S&P 500's 10.26%.

As of 13 November 2023, NSTS Bancorp, Inc. has moved from a fair to risky valuation grade, indicating a significant deterioration in its financial outlook. The company is currently considered overvalued, particularly given its negative earnings metrics and poor return ratios. Key ratios include a Price to Book Value of 0.84, an EV to EBIT of -6.62, and an EV to Sales of 0.72, all of which suggest that the company is struggling to generate positive financial results.<BR><BR>In comparison to its peers, NSTS Bancorp's valuation stands out negatively; for instance, HMN Financial, Inc. has a P/E ratio of 21.55, while Finward Bancorp boasts a P/E of 37.33, highlighting the stark contrast in performance and valuation. The company's recent stock performance has outpaced the S&P 500 over the past year, with a return of 28.9% compared to the index's 10.26%, but this does not mitigate the underlying valuation concerns. Overall, NSTS Bancorp appears to be overvalued in the current market context.

Is NSTS Bancorp, Inc. technically bullish or bearish?

As of July 21, 2025, NSTS Bancorp, Inc. has a mildly bullish technical trend, despite mixed signals from indicators and underperforming the S&P 500 recently, though it has outperformed the index over the past year.

As of 21 July 2025, the technical trend for NSTS Bancorp, Inc. has changed from bullish to mildly bullish. The weekly MACD and KST indicators are both mildly bearish, while the monthly MACD and KST are bullish, indicating mixed signals across time frames. The daily moving averages show a mildly bullish stance. The Bollinger Bands are bearish on the weekly chart but mildly bullish on the monthly chart. Overall, the technical stance is mildly bullish, but the strength is tempered by bearish signals on the weekly indicators.<BR><BR>In terms of performance, NSTS has underperformed the S&P 500 over the past week and month, with returns of -2.1% and -3.0% compared to the S&P's gains of 1.05% and 2.33%, respectively. However, it has outperformed the S&P 500 over the past year with a return of 20.0% versus 17.14%.