NSTS Bancorp, Inc.

Market Cap: Micro Cap
Industry: Savings Banks
ISIN: US6293JP1094

USD

12.22

-0.3 (-2.4%)

Feb 05

NAS

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Score

Click here to find our call on this stock

Strong Sell

Sell

Hold

Buy

Strong Buy

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Comparison

Company

Score

Quality

Valuation

Financial

Technical

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NSTS Bancorp, Inc.

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Why is NSTS Bancorp, Inc. ?

Risky - Market Cap of less than 100 cr

The stock is trading risky as compared to its average historical valuations
Over the past year, while the stock has generated a return of 4.65%, its profits have risen by 80.1%

Underperformed the market in the last 1 year

The stock has generated a return of 4.65% in the last 1 year, much lower than market (S&P 500) returns of 15.98%

Real-Time Research Report

Verdict Report

How much should you sell?

All quantity irrespective of whether you are making profits or losses

(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Savings Banks)

When to re-enter? - We will constantly monitor the company and review our call based on new data

Is NSTS Bancorp, Inc. for you?

Low Risk, High Return

Absolute

Risk Adjusted

Volatility

NSTS Bancorp, Inc.

-3.7%

1.11

23.82%

S&P 500

13.99%

0.81

19.85%

Quality

Management Risk

Growth

Capital Structure

Quality grade scale :

Below Average, Average, Good, Excellent

Quality key factors

Factor

Value

Sales Growth (5y)

62.87%

EBIT Growth (5y)

24.24%

EBIT to Interest (avg)

Debt to EBITDA (avg)

Net Debt to Equity (avg)

Sales to Capital Employed (avg)

Tax Ratio

Dividend Payout Ratio

Pledged Shares

Institutional Holding

24.18%

ROCE (avg)

ROE (avg)

Valuation

Valuation Scorecard

Valuation grade scale :

Very Risky, Risky, Very Expensive, Expensive, Fair, Attractive, Very Attractive

Valuation Key Factors

Factor

Value

P/E Ratio

NA (Loss Making)

Industry P/E

Price to Book Value

0.84

EV to EBIT

-6.62

EV to EBITDA

-7.72

EV to Capital Employed

0.38

EV to Sales

0.72

PEG Ratio

Dividend Yield

ROCE (Latest)

-5.73%

ROE (Latest)

-1.12%

Technicals

Technical key factors

Indicator

Weekly

Monthly

MACD

Bullish

RSI

No Signal

Bollinger Bands

Mildly Bullish

Moving Averages

Bullish (Daily)

KST

Bullish

Dow Theory

Mildly Bullish

No Trend

OBV

No Trend

Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned

Technical Movement

Analyse All Technical Factors

Financial Trend

Financial Trend Scorecard

Financial Trend scale:

Very Negative, Negative, Flat, Positive, Very Positive, Outstanding

6What is working for the Company

NET PROFIT(HY)

Higher at USD -0.59 MM

-5What is not working for the Company

OPERATING CASH FLOW(Y)

Lowest at USD -1.97 MM

INTEREST(9M)

At USD 2.79 MM has Grown at 34.64%

Here's what is working for NSTS Bancorp, Inc.

Net Profit

Higher at USD -0.59 MM

than preceding 12 month period ended Jun 2025

MOJO Watch

In the half year the company has already crossed Net Profit of the previous twelve months

Net Profit (USD MM)

Here's what is not working for NSTS Bancorp, Inc.

Operating Cash Flow

Lowest at USD -1.97 MM and Fallen

In each year in the last three years

MOJO Watch

The company's cash revenues from business operations are falling

Operating Cash Flows (USD MM)

Interest

At USD 2.79 MM has Grown at 34.64%

over previous Semi-Annual period

MOJO Watch

Rising interest cost signifies increased borrowings

Interest Paid (USD MM)